流记Flowm vs Monthly Assets

一个简洁，图表丰富，免费无广的清复式记账软件

Monthly Assets is a simple personal asset tracker designed for people who don’t want to record every single expense. Instead of logging every coffee, meal, or purchase, you only need a few minutes each month to update your bank accounts, cash, stocks, funds, property, and liabilities. Then you can easily answer questions like: • How much do I own in total? • What is my real net worth after liabilities? • Where is my money allocated? • How much did my net worth change this month? • Is my wealth actually growing over time? Track once a month and focus on what really matters: your long-term financial progress. 【See Your Assets and Liabilities at a Glance】 Track different types of assets, including: • Bank accounts and savings • Cash • Stocks • Funds • Property • Other investments and assets You can also track liabilities such as: • Credit cards • Mortgages • Loans • Other debts Monthly Assets automatically calculates your total assets, total liabilities, and net worth, giving you a clear view of your financial position. 【No Daily Expense Tracking】 Traditional budgeting and expense-tracking apps require you to record every transaction, which can quickly become time-consuming. Monthly Assets takes a simpler approach: Choose a day each month and update your balances. You don’t need to worry about how much you spent on coffee today. Instead, focus on one more important question: Is my net worth growing over time? 【Watch Your Wealth Grow】 Each update creates a monthly snapshot of your finances. Over time, you can clearly see: • How much your net worth increased or decreased each month • How your total assets and liabilities change over time • How much wealth you have built over a year • How your asset allocation changes The longer you use Monthly Assets, the more valuable your financial history becomes. 【Manage Family Wealth Together】 Create a family and invite family members to join. Family members can view shared asset information and see the household’s total assets together. Go beyond: “How much money do I have?” And start answering: “How much wealth does our family have?” 【Simple by Design】 No accounting knowledge required. No complicated transaction history to maintain. Add an asset → enter the balance → update it monthly. A complete financial check-in takes only a few minutes. 【Privacy Matters】 Financial data is deeply personal. Monthly Assets does not collect your personal data, so you can keep your financial records simple and private. Spend a few minutes each month recording your assets. One year, three years, or five years from now, you’ll have a clear record of how your wealth has grown.