ToSpend vs Plan & Spend

ToSpend gives you a clear overview of the expenses that actually matter, so you always know what is coming up and what you have already paid. FEATURES: • Recurring expenses – Track all your monthly and yearly costs in one place. • One-time expenses – Plan ahead for larger purchases. • Countdown to due date – See how many days are left until the next expense is due. • Paid archive – Browse a full history of past expenses, grouped by month and year. • Someday list – Save potential purchases without setting a date. • Categories – Organize expenses by category to keep things structured. • Reminders – Get notified before expenses are due. • No login – Download ToSpend and just get started. It can be this simple. • iCloud – All your data stays on your device and is backed up in your iCloud. - - - - Privacy Policy (https://www.tospend-app.com/app/data-privacy)  Terms Of Use (https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)

Plan & Spend — Budget & Expense Tracker Take control of your finances with Plan& Spend — the budgeting app that shows you not just where your money went, but where it's going. Plan your income and expenses month by month, track what actually happens, and see the difference at a glance. Whether you're managing a household budget, saving for a goal, or keeping tabs on recurring bills, Plan-N-Spend gives you the clarity to make smarter financial decisions. Try everything free for 14 days. No credit card required. FREE — Always • Budget planning with full category management • iCloud sync across all your devices • Add income and expense entries Essentials — $9.99 (one-time) • Income vs Expense chart with running balance • Expenses by Category chart • Cash Flow chart • Daily Balance chart • Monthly Activity report • Transactions List report • Budget vs Actual report • Recurring Commitments report • Savings Goals — set targets and track progress • PDF export — share or archive your reports Pro — $19.99 (one-time) Everything in Essentials, plus: • Spending Mix chart — see how your categories compare • Spending Heatmap — spot your heaviest spending days • Budget Waterfall chart — visualise budget flow at a glance • Daily Spending Comparison — compare any two months side by side • Tax Deductible report — identify deductible expenses fast • Unplanned Spending report — catch budget overruns early • Receipt Scanning — capture and attach receipts to entries • Purchase Planner — plan big purchases before you buy • AI Insights — personalised analysis of your spending habits • Export & Import — full CSV and ZIP backup of your data No subscription. Ever. Both tiers are a single one-time purchase. Pay once, use forever — including all future updates. Private by design. Your data stays on your device and syncs privately through your iCloud account. No accounts, no servers, no ads.