Comparison

Lendy vs Loan Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lendy

Features
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Lendy: plataforma para gestionar tu cartera de préstamos personales Lendy es una herramienta diseñada para prestamistas que desean administrar su cartera de créditos de forma práctica, segura y desde su celular. ¿Qué puedes hacer con Lendy? -Registrar y dar seguimiento a tus clientes. -Crear préstamos personalizados con plazos, tasas y cuotas. -Llevar control de los pagos realizados y los pendientes. -Cargar comprobantes y hacer anotaciones. -Recibir notificaciones para el seguimiento de tus préstamos. Seguro y privado Lendy protege tu información personal y no gestiona dinero en la app. Todos los registros son realizados por el usuario prestamista para su uso interno. Importante: Lendy no capta fondos, no formaliza préstamos ni interviene en negociaciones entre usuarios. Tampoco actúa como entidad financiera. Interfaz moderna y sencilla, pensada para emprendedores del crédito, prestamistas independientes y gestores de microcarteras. Organiza tu cartera, mantén el control y mejora tu gestión crediticia con Lendy.

About

Loan Access

Features
Read full description

Looking for an easy way to review and compare loan offers in Spain? Our app gives you access to a structured catalog of trusted lenders with full details about each loan — including terms, interest rates, and repayment options. Explore a wide range of financial products: personal loans, payday loans, and installment plans — all in one place. Stay informed about current bank promotions and limited-time offers to get the most favorable conditions available. Use the integrated loan calculator to estimate your payments precisely. For example, for a loan of €1,000 over 12 months at a 10% annual interest rate (APR), the monthly payment is calculated using the standard formula for annuity payments: M = P × (r × (1 + r)ⁿ) / ((1 + r)ⁿ − 1) where: P = €1,000 (loan amount) r = 0.10 / 12 (monthly interest rate) n = 12 (number of payments) This gives M ≈ €87.92, with a total repayment of €1,055.04. Please note: we do not issue loans. The application is an independent comparison tool that helps users find and analyze loan offers transparently and responsibly. Download now to make informed financial decisions and choose the best loan for your needs.

Screenshots

Lendy4 screens
Loan Access4 screens

Verdict

The call

The clearest difference is update cadence: Lendy at every 3 weeks against Loan Access's every 3 months. Lendy also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lendy ships an update every 3 weeks, Loan Access every 3 months. The most recent releases landed on September 15, 2026 and May 18, 2026 respectively.

Scorecard3 real differences · 3 level
Lendy versus Loan Access: the parameters behind the verdict, then further details
ParameterLendyLoan Access
PriceFreeFree
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size61 MB4 MB
Age rating17+17+
DeveloperLendyFrieder Winterstein

In-app purchases

None

Lendy

No in-app purchases

None

Loan Access

No in-app purchases

Questions

Is Lendy free?
Lendy is free to download, with no in-app purchases.
Is Loan Access free?
Loan Access is free to download, with no in-app purchases.
Do Lendy or Loan Access have ads?
Neither Lendy nor Loan Access shows ads.
Which is updated more often, Lendy or Loan Access?
Lendy ships an update every 3 weeks, and Loan Access every 3 months. Most recently, Lendy was updated on September 15, 2026 and Loan Access on May 18, 2026.

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