ClearWallet vs Lumi

Take control of your finances with Clear Wallet, the intelligent expense tracking app that combines cutting-edge AI technology with privacy-first design. AI-Powered Receipt Scanning Say goodbye to manual data entry! Simply scan your receipts and watch as our advanced AI automatically extracts transaction details, amounts, dates, and intelligently categorizes expenses. Our smart categorization learns from your spending patterns to provide accurate, personalized expense tracking. Multi-Card Management Effortlessly manage multiple credit cards, debit cards, and payment methods in one unified dashboard. Each card gets its own color-coded identity, making it easy to track spending across different accounts and visualize your financial landscape. Smart Categorization System Organize your finances with our intelligent categorization system. Create custom categories, assign unique icons and colors, and let AI automatically sort your transactions. From groceries and transportation to entertainment and healthcare, every expense finds its proper place. Privacy-First Design Your financial data is precious, and we treat it that way. All information is stored locally on your device with bank-level AES-256 encryption. No cloud storage, no data sharing, no third-party access. Your privacy is our priority.

Lumi helps you understand where your money goes, manage a monthly budget, and stay in control on your own or with housemates. EXPENSES AND BUDGET IN ONE PLACE Add expenses manually or with Apple Shortcuts. Set income, fixed expenses, and savings goals, then follow your daily and monthly budget. SHARED HOUSEHOLD FOR UP TO FOUR PEOPLE Manage personal and shared expenses, split amounts between household members, see who needs to transfer and how much, and record transfers that immediately reduce obligations. MONTHLY SCORE AND INSIGHTS Get a clear month-to-date score, category trends, and practical insights that help you spot overspending and savings opportunities. APPLE PAY AND SHORTCUTS Set up an automation in Apple Shortcuts to log payments quickly. Lumi automatically suggests a category based on the merchant and learns from your choices. MULTI-CURRENCY SUPPORT Choose a primary currency and add expenses in other currencies with current exchange-rate conversion. Some advanced features require a monthly Lumi Plus subscription. Your privacy matters. Your information is stored securely and is never sold to third parties. SUBSCRIPTION INFORMATION Lumi Plus is an auto-renewable monthly subscription. Payment is charged to your Apple Account. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use: https://michael12987.github.io/legal/terms-en.html Privacy Policy: https://michael12987.github.io/legal/privacy-en.html