Send vs Avvio

Send money around the world in seconds, for free.¹ No wire transfer. No three to five business days. No waiting for the bank to open. The amount you send is the amount they get. No fee taken out, no network fee passed to you. Send is one app for all of it: a debit card, savings, stocks, and crypto in a single balance. Your money stays yours, and we never hold it. SEND MONEY AROUND THE WORLD FOR FREE¹ - Send and receive dollars in seconds, wherever your people are - Send money to family and friends abroad without the transfer fee - Send $100 and they get $100 - Pay anyone by their Sendtag, with no long address to copy - A heads up before you send to someone for the first time - No cutoff times, no weekends off, no three day hold SPEND ANYWHERE WITH THE SEND CARD² - Spend your Send balance with a debit card - Add it to Apple Pay and Google Pay and tap to pay - Real-time alerts on every transaction - No monthly fees, no hidden fees SAVE TOWARD A GOAL AND EARN ON EVERY DOLLAR³ - Create a savings goal, name it, pick an icon, and watch it fill up - Save at the same rate as everyone else, with no tier to unlock - Your rate moves with the market, not with how much you spend - No minimum balance, no lock up, no waiting to withdraw GET PAID WITH YOUR SEND PROFILE - Build a public profile with a link-in-bio layout - Put your link in a bio, an invoice, or a text - Get paid by anyone who has it, with no account number to hand out EARN BONUSES ON SEND - Earn bonuses when you refer friends to Send - Get rewarded for the things you already do in the app Create your profile. Share your link. Get paid. Send is not a bank. Send, Inc. does not custody or control user funds. Send is a non-custodial wallet, and all assets are managed directly by users via their private keys. ¹ Send does not charge a fee to send or receive money in Send, and Send covers network fees on those transfers. Fees for other services are disclosed in the app before you confirm. ² The Send card program is provided by Wirex. The card is issued by Wirex’s issuing bank pursuant to a license from the card network. Card services are subject to separate terms disclosed in the app. ³ Savings rates in Send are variable, are not guaranteed, and change with market conditions. The current rate is shown in the app. Savings rewards in Send are not bank interest and are not FDIC insured. Send does not target UK consumers with cryptoasset promotions. Future UK availability will comply with FCA rules under Section 21 of FSMA or Article 73ZA. Support: https://support.send.app Email: support@send.app Send, Inc. 101 N. Indian Hill Blvd., Suite 206 Claremont, CA 91711

Your money should move as freely as you do. Avvio gives you real USD and EUR global accounts, local payouts across 120 countries in 10+ currencies, and a self-custodial wallet - all in one app. Whether you're getting paid from abroad, sending money home, or building savings across borders, Avvio is built for how you actually live. GLOBAL ACCOUNTS. LOCAL PAYOUTS. Get a real USD and EUR account you can share with anyone, anywhere. Receive wire transfers, ACH, and SEPA payments directly - no middlemen, no waiting. Withdraw to local bank accounts in USD, EUR, MXN, ARS, CAD, COP, and BRL. Your money arrives where it's needed, in the currency that works locally. SAVINGS WITH GOALS Set aside money for what matters. Create savings goals, track your progress, and earn yield on your balance while you save. Your funds stay available whenever you need them. BTC, GOLD & Stocks Hold more than just dollars. Buy and hold Bitcoin, gold, and stocks - all from the same balance. No separate apps, no separate wallets. DEPOSIT FROM ANY CHAIN Already in crypto? Send USDC, USDT, or any major stablecoin from Ethereum, Solana, Base, or any supported network. Avvio automatically handles the rest. No manual bridging, no network headaches. YOUR KEYS. YOUR MONEY. Avvio is fully self-custodial. You control your assets at all times. Secure your account with Face ID, recover safely with your backup phrase, and export your keys anytime. No custodian holds your funds. Avvio is built for people who live globally and expect their money to move just as freely.