Comparison

Finova vs Loan Access

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finova

Features
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Finova helps you to manage your budgets by setting your monthly limits and transactions. You can register normal, recurring and installments transactions and categorize to keep them organized. Create your account or log in with Google! (If creating one we suggest to use gmail to link with your Google Account)

About

Loan Access

Features
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Looking for an easy way to review and compare loan offers in Spain? Our app gives you access to a structured catalog of trusted lenders with full details about each loan โ€” including terms, interest rates, and repayment options. Explore a wide range of financial products: personal loans, payday loans, and installment plans โ€” all in one place. Stay informed about current bank promotions and limited-time offers to get the most favorable conditions available. Use the integrated loan calculator to estimate your payments precisely. For example, for a loan of โ‚ฌ1,000 over 12 months at a 10% annual interest rate (APR), the monthly payment is calculated using the standard formula for annuity payments: M = P ร— (r ร— (1 + r)โฟ) / ((1 + r)โฟ โˆ’ 1) where: P = โ‚ฌ1,000 (loan amount) r = 0.10 / 12 (monthly interest rate) n = 12 (number of payments) This gives M โ‰ˆ โ‚ฌ87.92, with a total repayment of โ‚ฌ1,055.04. Please note: we do not issue loans. The application is an independent comparison tool that helps users find and analyze loan offers transparently and responsibly. Download now to make informed financial decisions and choose the best loan for your needs.

Screenshots

Finova4 screens
Loan Access4 screens

Verdict

The call

The clearest difference is update cadence: Finova at every 5 days against Loan Access's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finova ships an update every 5 days, Loan Access every 3 months. The most recent releases landed on October 5, 2026 and May 18, 2026 respectively.

Scorecard1 real difference ยท 5 level
Finova versus Loan Access: the parameters behind the verdict, then further details
ParameterFinovaLoan Access
PriceFreeFree
Update frequencyEvery 5 days โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS17.617.0 โ€” better
Further details โ€” not scored
Size15 MB4 MB
Age rating4+17+
DeveloperArthur RiosFrieder Winterstein

In-app purchases

None

Finova

No in-app purchases

None

Loan Access

No in-app purchases

Questions

Is Finova free?
Finova is free to download, with no in-app purchases.
Is Loan Access free?
Loan Access is free to download, with no in-app purchases.
Do Finova or Loan Access have ads?
Neither Finova nor Loan Access shows ads.
Which is updated more often, Finova or Loan Access?
Finova ships an update every 5 days, and Loan Access every 3 months. Most recently, Finova was updated on October 5, 2026 and Loan Access on May 18, 2026.

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