Carinet vs MyKachiPlug
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Carinet
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We offer you the most affordable and cheapest data plans, airtime, cable subscription, and electricity bill payment.
MyKachiPlug
Manage multiple currencies, pay bills, and get virtual USD Visa cards. This secure wallet allows users to send money, convert currencies, and handle international payments all within one app.
- Multi-currency wallet (NGN, USD)
- Virtual USD Visa cards
- Currency conversion
- Bill payments (airtime, data, TV)
- Global Pay4Me service
- Send money to users
- Biometric login
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Cards refreshed. Sends smoother. Deposit sharper. We've been busy making MyKachiPlug a joy to use, and there's more on the way. MyKachiPlug is a secure multi-currency wallet for Nigerians and the African diaspora. Manage your money, pay bills, get virtual USD Visa cards, and send money. All in one app. Whether you're a freelancer receiving funds from abroad, a business owner managing international payments, or someone sending money home, MyKachiPlug puts everything in your pocket. MyKachiPlug does not offer cryptocurrency or token trading. KEY FEATURES - Multi-Currency Wallet: Hold and manage NGN, USD in a single secure account. Track balances and transactions in real time. - Virtual USD Visa Cards: Issue Visa Platinum cards instantly. Shop online, pay subscriptions, travel abroad. Add to Apple Wallet and tap to pay. - Currency Conversion: Convert between supported national currencies (NGN, USD, GBP, EUR) at transparent live rates. - Bill Payments: Top up airtime, buy data, pay electricity and cable TV bills (DSTV, GOtv, StarTimes, and all Nigerian DISCOs). Fast, reliable, with instant token delivery. - Global Pay4Me: Pay for tuition, school fees, Netflix, Spotify, flights, and foreign invoices. We handle settlement in foreign currency while you pay conveniently in Naira. - Send Money: Send money to other KachiPlug users instantly with zero fees, or transfer to any Nigerian bank account in seconds. - Biometric Login: Face ID and Touch ID keep your account secure. WHY KACHIPLUG - Licensed and regulated: Operations powered by trusted financial infrastructure partners. - Bank-grade security: Encrypted storage, secure sessions, full KYC via BVN for Nigerian users. - Transparent pricing: Every fee displayed before you confirm. - Real-time rates: Live currency rates updated transparently. - 24/7 support: Dedicated team via email and in-app help. GETTING STARTED 1. Download and create your free account 2. Complete verification in under 5 minutes 3. Fund your wallet via bank transfer 4. Start sending, converting, and paying Privacy Policy: https://kachiplug.com/policy/privacy-policy Terms of Service: https://kachiplug.com/policy/terms-and-condition Support: info@kachiplug.com
Screenshots
Verdict
The clearest difference is iOS requirement: Carinet at 13.4 against MyKachiPlug's 15.1. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Carinet | MyKachiPlug |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 33 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | Carinet | Kachi Plug Ltd |
In-app purchases
Carinet
No in-app purchases
MyKachiPlug
No in-app purchases
