CendMate vs Tiki by CapitalSage
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
CendMate
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Transfer money to your family and friends Instantly. Send and receive money instantly with Cendmate, your secure, real-time transfer solution.
Tiki by CapitalSage
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Hold multiple currencies. Send money globally. Zero hidden fees. Tiki is your ultimate multi-currency wallet. Whether you are exchanging CAD for USD, or sending money back home to family, Tiki gives you complete control over your global finances with unbeatable speed and live exchange rates. Why choose Tiki? β’ Hold multiple currencies: Manage your Canadian Dollars (CAD), US Dollars (USD), Mexican Pesos (MXN), and Nigerian Naira (NGN) all in one sleek app. β’ Fund instantly with Interac: Top up your Tiki wallet in seconds using Interac e-Transferβsecure, fast, and local. β’ Swap at live rates: Convert currencies instantly within your wallet at highly competitive market rates. β’ Instant global payouts: Send money directly to bank accounts, mobile money wallets (like M-Pesa), or cash pickup locations in 18+ countries. β’ Zero hidden fees: No unexpected charges. You always know exactly what you are paying and what they are receiving. β’ Bank-grade security. Always: Your money is protected by state-of-the-art security, KYC verification, and industry compliance. Join Tiki today and unlock a world without financial borders.
Screenshots
Verdict
The clearest difference is ads: CendMate at none against Tiki by CapitalSage's shown. Tiki by CapitalSage's advantage is update cadence (every 4 days vs every 9 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CendMate ships an update every 9 days, Tiki by CapitalSage every 4 days. The most recent releases landed on October 28, 2026 and November 8, 2026 respectively.
| Parameter | CendMate | Tiki by CapitalSage |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days | Every 4 days β better |
| Ads | No β better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 16.0 | 15.5 β better |
| Further details β not scored | ||
| Size | 111 MB | 104 MB |
| Age rating | 4+ | 17+ |
| Developer | CendMate | CreditAssist Investment Limited |
In-app purchases
CendMate
No in-app purchases
Tiki by CapitalSage
No in-app purchases
Questions
Is CendMate free?
Is Tiki by CapitalSage free?
Do CendMate or Tiki by CapitalSage have ads?
Which is updated more often, CendMate or Tiki by CapitalSage?
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