WealthTrunk vs Solvent

WealthTrunk is a purpose-built tool to manually track your net worth. Built for simplicity, updating account balances takes just a few seconds so you can spend less time managing your finances and more time understanding them. Organize all of your accounts by family member, track your wealth journey over time, generate professional reports, and project your path to financial independence. Perfect for individuals, couples, or families who want complete financial clarity and easy communication without compromising privacy. WealthTrunk is packed with features not typically found in a spreadsheet or budgeting app. Privacy by Design WealthTrunk stores everything in your personal iCloud account using Apple's CloudKit technology. We never see, access, or collect your financial information. No bank connections, third-party access, external servers, or data harvesting. Enjoy a seamless experience built for Apple's ecosystem. Getting started is simple. Add a personal profile and tell us about your first financial account, and WealthTrunk creates a personalized dashboard showing net worth, account growth, and future projections. And since it's purposefully built for Apple devices, your data syncs seamlessly across iPhone, iPad, or Mac. Track - Beautiful charts show your net worth and account growth over time. - Manually record balances to chart your financial journey, no external connections or bank data. - Create Goals that automatically keep your net worth, savings, or debt payoff front and center. - Home screen widgets help you stay on track. - Optionally track Stocks, ETFs, Crypto, and other assets with live market data. - Supports multiple currencies across accounts. Organize - Create separate profiles for each family member and organize accounts by person. - Generate professional PDF Net Worth Statements with charts, account details, and important records. - Control privacy with show/hide options for sensitive information. - Store financial records, contacts, and notes in one place. - Filter view by individual or family members to see everything together. - Add account nicknames and notes to keep everything clearly organized. Share & Communicate - Generate professional PDF reports perfect for financial discussions with your partner. - Create financial summaries for trusted contacts or family members in case of emergency. - Import or Export data via CSV. - Perfect for annual financial reviews, estate planning, or teaching kids about money. Project - Set retirement timelines and see projected future net worth. - Track your progress to financial independence, with FIRE and Coast FIRE projections. - Add monthly contributions and expected returns for forward-looking insights. - Adjust scenarios to see how different strategies impact your future. No Ads WealthTrunk is designed with the sole purpose of helping you organize and track your finances. We'll never interrupt your experience with ads or try to sell you products you don't need. Subscription Details WealthTrunk offers a free tier that covers the essentials for tracking and sharing your net worth. Add accounts, record balances, chart your net worth, and generate a PDF statement. If you have a simple financial picture, this may be all you need. Pro raises the account limit, unlocks additional dashboard charts and insights, and removes a few banners. Subscribing supports development and keeps the app ad-free. If you cancel your subscription, you keep all your data. View it, export it, and resubscribe at any time to add more accounts or update balances. Music by: Bensound.com/royalty-free-music License code: XSCF94MLJYGCALBB Artist: : Benjamin Tissot Terms of Use: https://wealthtrunk.app/Terms_of_Service.html Privacy Policy: https://wealthtrunk.app/Privacy_Policy.html

One budget. Two people. One plan to get out of debt. Solvent is a budgeting and debt-payoff app built for households. You and your partner share the same budget, the same transactions, and the same payoff plan, updated live on both phones. No more "wait, did you already pay that?" NO BANK LOGINS. EVER. Solvent never connects to your bank, your credit card, or any financial institution. There is no login to hand over, no third-party aggregator sitting between you and your money, and no automatic import of your transaction history. Everything in Solvent is there because you put it there. That is a design decision, not a missing feature. The safest financial data is the data nobody had to collect. A BUDGET YOU ACTUALLY SHARE Invite your partner and you are budgeting from the same page — literally the same one. Categories, targets, income, transactions, debts, and progress all belong to the household, not to one person's phone. Both of you can add, edit, and see everything in real time. Money stops being the thing you argue about after the fact. MANUAL ENTRY, ON PURPOSE Solvent asks you to log spending by hand. It takes a few seconds, and those few seconds are the entire point. Automatic imports turn spending into a report you skim at the end of the month. Typing it in keeps you conscious of where the money is going while you still have time to do something about it. WATCH YOUR DEBT-FREE DATE MOVE Add your debts with balance, APR, and minimum payment. Solvent builds a payoff plan using the snowball method (smallest balance first, for momentum) or the avalanche method (highest interest first, for savings), projects the date you will be debt-free, and moves that date closer every time you log a payment. WHAT'S INSIDE - Shared household budgets with real-time sync between members - A guided setup wizard for your first budget - Spending categories with targets and a free-to-spend summary - Fast manual transaction entry - Recurring payments and subscriptions, handled automatically - Snowball and avalanche debt payoff plans with a projected debt-free date - Per-debt payoff estimates, interest included - Budget periods that close, archive, and roll into the next one PRIVACY, PLAINLY - No bank or card connections, and no credentials to steal - Your household's data is readable only by members of that household - We never sell your data - Delete your account and all of your data from inside the app, any time Solvent is free. Projections such as payoff dates and interest totals are estimates for information only, and are not financial advice.