Comparison

Bondsmart vs Subios

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Bondsmart

Features
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Bondsmart โ€” Achieve Financial Freedom Bondsmart is a digital platform for investing in listed, rated, and high yied corporate bonds. Built for both individual and non individual investors and Fixed Income distributors, Bondsmart makes fixed-income investing simple, transparent, and rewarding โ€” all in one seamless app. Why Bondsmart? Because every investor deserves steady returns, security, and clarity. High-yield corporate bonds are the best source of passive income โ€“ fixed, stable and predictable. Key Features Discover & Invest Easily Browse a curated list of listed corporate bonds and NCDs from verified issuers โ€” all in one place. Invest in public issue Invest instantly through UPI or ASBA mechanism in debt public issues. Transparent & Secure Platform SEBI registered broker and an approved Online Bond Platform Provider (OBPP) in BSE Debt Segment allowing investors to transact in debt securities through the online platform of the Stock Exchange. Smart Insights & Education Learn the basics of bonds, yields, and markets through learning handbooks and videos. For Investors & Distributors Individual investors earn steady income, while Fixed Income Distributors (FIDs) can onboard, manage leads, and grow with Bondsmart.

About

Subios

Features
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Keeping track of your subscriptions has never been this effortless โ€” or this good-looking. Subios gives you one clean place to manage all your digital subscriptions and recurring payments. No more guessing what you're spending or when prices went up. KEY FEATURES - Multi-Currency Support: Subscribe to services in USD, EUR, or anything else? No problem. Set your preferred home currency and Subios automatically converts everything using live exchange rates. - At-a-Glance Currency Totals: Pick two additional currencies to show alongside your main total. See your monthly spend in your home currency front and center, with live USD and EUR equivalents right below it โ€” all powered by European Central Bank (ECB) rates. - Shared Subscriptions: Splitting a plan with family or friends? Enter the number of people and Subios shows only your portion โ€” not the full price. - Siri & App Intents: Ask Siri how much you're spending this month, or build your own automations with the Shortcuts app. No need to open the app at all. - CSV Export: Your data is yours. Export everything in one tap โ€” works with Excel, Numbers, and Google Sheets. - Reminders & Calendar Integration: Get notified before a payment hits. You can also sync subscriptions directly to your calendar so nothing sneaks up on you. - Completely Private: No account, no sign-in required. Lock the app with Face ID and keep your finances to yourself. - iCloud Sync: Everything stays in sync across your iPhone, iPad, and Mac automatically. - Home Screen Widgets: Glanceable widgets so your upcoming payments are always one look away. Forget the messy spreadsheets. Download Subios and finally know where your money's going. DISCLAIMER: Subios is a personal finance tracking tool. Exchange rates are sourced from the ECB and are approximate โ€” actual charges may vary due to bank fees or rate fluctuations. Subios is not responsible for discrepancies caused by rate changes or manual entry errors.

Screenshots

Bondsmart4 screens
Subios4 screens

Verdict

The call

The clearest difference is in-app purchases: Bondsmart at none against Subios's 1. Bondsmart also leads on iOS requirement (15.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Subios sells 1 one-off in-app purchase. Bondsmart asks for nothing beyond the download.

UpkeepUpdate frequency

Bondsmart ships an update every 9 days, Subios every 8 days. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

Scorecard2 real differences ยท 4 level
Bondsmart versus Subios: the parameters behind the verdict, then further details
ParameterBondsmartSubios
PriceFreeFree
Update frequencyEvery 9 daysEvery 8 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.0 โ€” better26.0
Further details โ€” not scored
Size82 MB7 MB
Age rating17+4+
DeveloperPrachay Securities Private LimitedGokalp Gurocak

In-app purchases

None

Bondsmart

No in-app purchases

1 purchases

Subios

One-time1
  • Small Coffee$3.99

Questions

Is Bondsmart free?
Bondsmart is free to download, with no in-app purchases.
Is Subios free?
Subios is free to download, with in-app purchases available.
Do Bondsmart or Subios have ads?
Neither Bondsmart nor Subios shows ads.
Which is updated more often, Bondsmart or Subios?
Bondsmart ships an update every 9 days, and Subios every 8 days. Most recently, Bondsmart was updated on September 30, 2026 and Subios on October 2, 2026.

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