Comparison

Pay9 vs VOUT Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay9

Read full description

One App for all your lifestyle needs Unlock a world of unparalleled luxury and convenience with the NINE App, your premier gateway to the finest lifestyle experiences globally. NINE has forged partnerships with an exclusive network of world-class providers, ensuring that every desire, from exquisite dining to lavish accommodations, seamless travel, and captivating entertainment, is met with the highest standard of excellence. Every transaction through our Pay9 Card is rewarded which can be redeemed with our partners. Spend to earn! NINE empowers Web3 users by providing a seamless solution for spending globally. Through the Pay9 Card, users can effortlessly make payments at millions of merchant locations across 210 countries and territories worldwide. NINE offers users access to a wide selection of the hottest events throughout the world. NINE user benefits can include but is not limited to: priority access, exclusive access, giveaways, and other exciting rewards. NINE also allows our users to easily track and manage their finances through our app. Link your Pay9 Card to NINE app to track your spending and rewards.

About

VOUT Wallet

Manage Bitcoin, RGB assets, and Fractal Bitcoin with your private keys securely on your device. Features optional custodial Lightning balances and built-in chat for secure communication and payment requests.

Highlights
  • Manage Bitcoin and RGB assets
  • On-chain keys stay on device
  • Optional custodial Lightning balances
  • Built-in chat for contacts
  • Create and manage multiple accounts
  • Fractal Bitcoin support
Features
Read full description

Bitcoin and RGB. Your keys. Your control. VOUT brings Bitcoin, RGB assets and Fractal Bitcoin (FB) to iPhone. Manage on-chain wallets with keys on your device, use optional custodial Lightning balances, and connect through built-in chat. BITCOIN AND RGB IN ONE WALLET Send and receive Bitcoin, track your activity, and manage supported RGB assets. Create and scan payment requests without leaving your wallet. EXPLORE RGB ASSETS Browse assets issued through VOUT, view available market data, and access peer-to-peer RGB listings quoted in satoshis. Create supported fixed-supply RGB assets from compatible HD accounts. Asset availability and market activity vary by network. MULTIPLE ACCOUNTS, ONE PLACE Create a new wallet, import an existing recovery phrase, or add accounts from the same wallet. Bitcoin private-key imports are also supported. Switch between accounts and keep their balances and activity separate. ON-CHAIN KEYS STAY WITH YOU On-chain wallet keys and transaction signing stay on your device. Sensitive actions use device authentication. VOUT's messaging service does not hold your wallet keys or sign on-chain transactions for you. FRACTAL BITCOIN Create or import a wallet, then switch to Fractal to send and receive native FB. Bitcoin and Fractal use separate chain balances and activity. OPTIONAL LIGHTNING BALANCES Lightning balances are held and settled by VOUT's custodial service. Supported asset swaps and concentrated liquidity pools use this Lightning ledger and charge the displayed pool fees. These features are unavailable in on-chain and Fractal modes. Availability depends on network, assets, liquidity and service readiness. BACK UP WHAT MATTERS Save a password-encrypted VOUT backup for wallet recovery. RGB recovery requires its wallet state and proofs: a recovery phrase or Bitcoin private key alone is not a complete RGB backup. CHAT WITH YOUR CONTACTS Connect through usernames, direct messages and groups. Share payment requests in conversations while keeping wallet approval on your device. IMPORTANT TO KNOW Bitcoin network fees and confirmation times vary. RGB transfers require compatible assets and wallets; importing an asset does not guarantee compatibility with an external wallet. Confirm compatibility before transferring. Keep your recovery phrase, private keys and backup password private, and maintain a current backup. On-chain self-custody and custodial Lightning balances have different custody arrangements.

Screenshots

Pay93 screens
VOUT Wallet4 screens

Verdict

The call

The clearest difference is update cadence: VOUT Wallet at daily against Pay9's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay9 ships an update every 3 weeks, VOUT Wallet daily. The most recent releases landed on October 18, 2026 and October 26, 2026 respectively.

Scorecard1 real difference · 8 level
Pay9 versus VOUT Wallet: the parameters behind the verdict, then further details
ParameterPay9VOUT Wallet
PriceFreeFree
Rating—3.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 3 weeksDaily — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS16.616.4 — better
Further details — not scored
Size178 MB121 MB
Age rating17+17+
DeveloperMasterpay GlobalYLXMTCL

In-app purchases

None

Pay9

No in-app purchases

None

VOUT Wallet

No in-app purchases

Questions

Is Pay9 free?
Pay9 is free to download, with no in-app purchases.
Is VOUT Wallet free?
VOUT Wallet is free to download, with no in-app purchases.
Do Pay9 or VOUT Wallet have ads?
Neither Pay9 nor VOUT Wallet shows ads.
Which is updated more often, Pay9 or VOUT Wallet?
Pay9 ships an update every 3 weeks, and VOUT Wallet daily. Most recently, Pay9 was updated on October 18, 2026 and VOUT Wallet on October 26, 2026.

Other comparisons