Khaata. vs Pocket Hisaab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Khaata.
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Khaata - Smart Expense Splitting Made Simple Split expenses effortlessly with friends, powered by AI and built for the modern world. Transform how you manage shared expenses with Khaata, the intelligent expense‑splitting app that makes tracking money between friends as simple as sending a text. Whether it’s splitting dinner bills or tracking group trip expenses, Khaata handles it all with cutting‑edge AI technology. Key Features AI‑Powered Expense Parsing Natural Language Processing: Simply type “I paid 500 for groceries, they owe me 200 for coffee” and watch AI automatically parse and categorize expenses Smart Receipt Scanning: Scan receipts with your camera and let AI extract items, prices, and tax information automatically Multiple Input Formats: Works with casual text, structured data, or mixed formats Intelligent Fallback: Local parsing ensures functionality even without internet Smart Group Management Create Unlimited Groups: Organize friends by trips, roommates, or activity groups Easy Friend Discovery: Find and add friends by email or through shareable links Real‑time Collaboration: All group members see updates instantly Flexible Expense Splitting Equal Split: Automatically divide expenses equally among selected members Custom Splits: Set specific amounts for each person Advanced Analytics & Insights AI‑Powered Categorization: Automatic expense categorization (food, transport, entertainment, etc.) Visual Spending Insights: Beautiful charts and graphs showing spending patterns Balance Tracking: Real‑time calculation of who owes what to whom Spending Trends: Track expenses over time with detailed breakdowns Export Capabilities: Share expense summaries and payment details Smart Notifications & Social Features Friend Requests: Send and receive friend requests through shareable links Real‑time Updates: Get notified when expenses are added or settled Payment Reminders: Gentle nudges for outstanding balances Activity Feed: See recent group activity and expense updates Security & Reliability Firebase Authentication: Secure login with email/password or Google Sign‑In Persistent Sessions: Stay logged in seamlessly across app restarts Cloud Sync: All data backed up and synchronized across devices Offline Support: Core functionality works even without internet Enterprise‑grade Security: 24‑hour session management and secure data handling Modern User Experience Dark/Light Modes: Automatic theme switching based on system preferences Intuitive Design: Clean, modern interface that’s easy to navigate Performance Optimized: Fast loading with smooth animations Accessibility: Designed with accessibility features for all users Perfect For Roommate Expenses: Rent, utilities, groceries, household items Group Trips: Hotels, meals, activities, transportation Social Outings: Restaurant bills, movie tickets, concert expenses Office Teams: Lunch orders, coffee runs, team events Family Expenses: Shared household costs and family activities Why Choose Khaata? AI‑First Approach: The only expense app with advanced natural language processing Zero Learning Curve: Intuitive design that anyone can use immediately Completely Free: All features available at no cost Privacy Focused: Your financial data stays secure and private Active Development: Regular updates with new features and improvements Download Khaata today and experience the future of expense splitting. No more manual calculations, no more forgotten debts – just smart, effortless expense management. Transform your financial relationships. Download Khaata now.
Pocket Hisaab
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Master your finances effortlessly with Pocket Hisaab — the modern personal expense tracker, digital Khata ledger, and small business billing app designed with offline privacy and speed at its core. Whether you want to monitor your personal cash flow, set monthly savings budgets, split group restaurant bills, or generate professional business GST invoices with inventory stock tracking, Pocket Hisaab delivers a seamless, beautiful experience. PERSONAL FINANCE & BUDGETS • Track Income & Expenses: Record transactions instantly with customizable categories, payment methods, notes, and receipt images. • Multi-Currency Wallets: Manage cash, bank accounts, and digital wallets with live exchange rates across 160+ world currencies. • Smart Category Budgets: Set spending targets and monitor visual progress bars that keep you accountable throughout the month. • Bill Splitter: Calculate shared expenses with friends, roommates, and family. The smart settlement engine calculates who owes whom with minimal transfers. • Recurring Transactions: Schedule regular salary deposits, utility bills, subscriptions, and rent effortlessly. BUSINESS BILLING, POS & KHATA LEDGER • Digital Khata Register: Keep an accurate, real-time ledger of money lent, borrowed, and customer credit balances (Udhar). • Professional PDF Invoicing & POS: Create clean, GST / VAT compliant invoices and sales receipts directly on your iPhone or iPad. • WhatsApp Billing: Send professional PDF bills and polite payment reminders directly via WhatsApp in one tap. • Inventory & Stock Tracking: Monitor product stock levels, low-inventory alerts, wholesale costs, and sales margins. • Customer & Supplier Statements: Generate detailed account summaries and track settlement history. INSIGHTS & VISUAL REPORTS • Interactive Cash Flow Charts: Understand your spending trends with monthly breakdowns and visual expense categories. • Audit-Ready PDF & Excel Exports: Export clean data files for accounting, tax filing, or personal archives at any time. PRIVACY & SECURITY • 100% Offline-First Architecture: Your sensitive financial data is stored locally on your device in a high-speed encrypted database. • Encrypted Cloud Sync: Securely back up and restore your records via zero-knowledge cloud sync whenever you switch devices. • Face ID & Touch ID Protection: Lock your sensitive financial figures behind biometric security. • Full Internationalization: Full native support for English, Arabic, Urdu, Hindi, French, and Malayalam, including right-to-left (RTL) layouts. POCKET HISAAB PRO & SUBSCRIPTION TERMS Upgrade to Pocket Hisaab Pro for an ad-free experience, unlimited custom invoices, custom business branding, and priority cloud sync. Core personal tracking and Khata ledger features remain 100% free forever. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Khaata. at none against Pocket Hisaab's 8. Khaata. also leads on ads (none vs shown) and update cadence (every 9 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pocket Hisaab sells 8 in-app purchases, starting at $1.99 per month. Khaata. asks for nothing beyond the download.
Khaata. ships an update every 9 days, Pocket Hisaab every 2 months. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.
| Parameter | Khaata. | Pocket Hisaab |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 54 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Saif Ali | Mousuf Cherkala |
In-app purchases
Khaata.
No in-app purchases
Pocket Hisaab
- Pockethisaab Pro Monthly$1.991 Month
- Pocket Hisaab Monthly1 Month trial$2.991 Month
- Pockethisaab Pro Yearly$19.991 Year
- Donate Coffee$4.99
- Donation Lunch$9.99
- Donation Super$14.99
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- Pockethisaab Pro Lifetime$39.99
- Remove Ads$49.99





