Impact Banking vs ChatWallet ChipChat

See how your spending reflects your values. Impact Banking helps you understand the social and environmental impact of your everyday purchases — so you can make financial decisions that align with what truly matters to you. Spend with purpose. Automatically sync your transactions and see clear insights into where your money goes. Gain visibility into the companies behind your purchases and their social and environmental practices. Align with your values. Each brand is analyzed across key categories like sustainability, diversity, and ethical practices. See which companies align with your principles — and which ones don’t — so you can shop with confidence. Get personalized recommendations. Discover mission-driven businesses and better alternatives that match your values. Every recommendation helps you redirect your spending toward a more sustainable and equitable economy. Make your impact visible. Track your progress over time and celebrate your growing positive impact. Every dollar you spend can support change — Impact Banking shows you how. Support mission-driven businesses. Discover and back veteran, minority, and women-led enterprises, plus organizations driving social and environmental change. Create positive impact with your savings. Your money doesn’t have to sit still, every dollar you save powers solar energy, strengthens communities, and helps build a brighter, more sustainable future, all while earning high interest at an FDIC-regulated bank. Join the movement. Empower your wallet to reflect your world view. Download Impact Banking and start building a financial life that’s as conscious as you are.

The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS