Munify vs Simple Settle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Munify
This app provides a USDC wallet for global payments. Users can receive and hold stablecoins, get an instant virtual USD card for online spending, send money internationally, and earn cashback rewards. It's designed for freelancers, remote workers, and anyone needing to manage money across borders.
- USDC and USDT wallet
- Instant virtual USD card
- Apple Wallet integration
- Global money transfers
- Local cash-out in 20+ countries
- Cashback rewards
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Munify is your global money account to send, receive, spend, and grow your money across borders in one app. With Munify, you can: • Open a global account and card in just a few taps • Send money home in minutes, not days • Receive and hold your money in US dollars • Spend worldwide with your Munify card • Put your idle dollars to work with an earn account Real exchange rates, low upfront fees, and bank-grade security. Built for families, freelancers, and people living between countries. Munify makes cross-border money simple, fast, and secure. Download Munify and open your global money account today.
Simple Settle
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Split bills, settle smart. Track shared expenses on trips, dinners and apartments. Snap a bill photo, split fairly, and always know who owes what. - Create groups for trips, flats or any shared budget. - Smart splits: Equal, unequal, percentages or shares. Always balanced. - Track who owes whom and clear balances when you pay back.
Screenshots
Verdict
The clearest difference is iOS requirement: Simple Settle at 15.0 against Munify's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Munify | Simple Settle |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (28 ratings) — better | — |
| Positive reviews | 47.4% of reviews | — |
| Number of ratings | 28 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 149 MB | 1 MB |
| Age rating | 17+ | 4+ |
| Developer | Munify | TechWeb |
In-app purchases
Munify
No in-app purchases
Simple Settle
No in-app purchases
