Terrapin vs BillPilot

Put your receipts on autopilot. Terrapin finds them from email, photos, and bank transactions - then organises everything for tax time. No manual entry. No shoebox of paper. Just clean, categorised expenses ready to export to your accountant. How it works Connect your email, photo library, and bank accounts. Terrapin runs on autopilot - scanning for receipts, matching them to transactions, and categorising them as business or personal. Set rules once and they apply to every receipt going forward. Anything left over takes seconds, not evenings: Speed Sort deals you each unsorted receipt like a card - swipe right for business, left for personal. Done. When tax season arrives, export a complete package - summary report, itemised CSV, and receipt images - direct to your CPA in minutes. What Terrapin does Finds receipts from Gmail, Outlook, Apple Mail, and your photo library Matches receipts to bank transactions automatically Shows you exactly which card transactions are still missing a receipt - so nothing slips through before tax time Speed Sort: swipe through unsorted receipts and classify a month's backlog in minutes Catches mistakes for you - flags possible duplicates and lets you double-check your highest amounts, so OCR misreads never inflate your books Tracks mileage with automatic trip detection Reports built in: monthly spend, top categories, top vendors, and recurring charges at a glance Filter everything by business or personal and tax year - clear totals so you always know where you stand Captures receipts from anywhere: share from any app, snap at the register when you pay with Apple Pay, or start from your Lock Screen Lets you set classification rules that stick Exports PDF reports, CSV files, and receipt images for your accountant Built for freelancers and small businesses If you're self-employed, a 1099 contractor, or running a small business, Terrapin replaces the spreadsheet, the folder of photos, and the end-of-year panic. Your receipts are on autopilot - organised continuously, not just at tax time. Your accountant will thank you Share a clean, audit-ready export with your CPA. Summary report, categorised expenses, and receipt images - all in one download. No more chasing clients for missing documentation. Security you can verify: Terrapin is SOC 2 Type II certified - independently audited for security, availability, and confidentiality. We use read-only access to every connected source, AES-256 encryption at rest, and TLS 1.3 in transit. No passwords to steal. No data sold. Full report available at tryterrapin.com/trust. Download Terrapin. Put your receipts on autopilot.

BillPilot is a calm, privacy-first bill tracker. No bank account required. No login. No data sold. Your bills stay on your device unless you choose to sync them with your own iCloud. TRACK YOUR BILLS, YOUR WAY Add any bill in seconds — rent, utilities, subscriptions, insurance, and more. Set flexible recurrence from weekly to yearly. Mark autopay bills so you know what pays itself. When you mark a bill paid, BillPilot automatically schedules the next one. KNOW EXACTLY WHERE YOU STAND The home screen shows your total unpaid this month, a readiness score based on your cash cushion, and the bills due in the next seven days — all without connecting to a single bank. PLAN WITHOUT BANK ACCESS Set a manual cash cushion. BillPilot calculates your Safe to Spend balance and gives you a Bill Readiness Score. No Plaid. No OAuth. No financial profile. INSIGHTS THAT RESPECT YOUR PRIVACY Six months of spend trend, category breakdown, subscription total, and top bills — all computed on your device from the bills you entered. STAY AHEAD WITH SMART REMINDERS Local notifications remind you before a bill is due. Respond directly from the notification: mark it paid, or snooze it to tomorrow. All reminders stay on your device. NEVER MISS A DUE DATE A home screen and lock screen widget shows your upcoming bills and unpaid total at a glance. Tap to open BillPilot directly. PRO FEATURES Upgrade to BillPilot Pro with a 15-day free trial: • Safe to Spend cash cushion planning • Category budgets • Payment history and partial payments • Flexible recurrence (every 3 weeks, etc.) • iCloud sync across your devices • CSV import and export • JSON backup and restore • Widget color themes • Privacy lock (Face ID / Touch ID) PRIVACY FIRST, ALWAYS • No account or login required • No bank sync or Plaid • No advertising or tracking • No analytics that identify you • Optional iCloud sync uses your own private CloudKit container • Privacy lock hides your data when the app is not in use Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/