Roo Money vs Tip Sheet 2

TRADITIONAL BUDGETS WEREN'T DESIGNED FOR YOU They were designed for a business. Same categories every month. Same rigid cycles. No room for the dog eating a sock or you getting invited to the movies. Traditional budgeting assumes you just need more discipline. More categories. Better reports. More automation. It's wrong on all five counts. ———— THE 5 LIES TRADITIONAL BUDGETING TOLD YOU — Lie 1: You're the problem. — Roo Truth 1: You don't lack discipline. You had a system built to fight your psychology. Willpower is not a financial strategy. A system that requires you to fight how your brain works is a system designed to fail. — Lie 2: More categories mean more control. — Roo Truth 2: More categories mean more decisions. More maintenance. More mental energy managing the system instead of living your life. That's decision fatigue, and it's why every budgeting app you've downloaded eventually feels like a second job. — Lie 3: Reports tell you everything. — Roo Truth 3: By the time the report exists, every decision that created it has already been made. Regret is not a strategy. You don't need a summary of what happened. You need a signal you can act on today. — Lie 4: Humans live monthly. — Roo Truth 4: You don't live monthly. You never have. You wake up, spend, decide, repeat — every day. A monthly plan was never designed to guide a daily life in a digital world. — Lie 5: Automate your money. Let your budget do it for you. — Roo Truth 5: What you don't pay attention to disappears. Invisible is not the same as solved. Pure automation removes the awareness that makes good financial decisions possible. You need to stay in touch with your money. ———— ROO IS BUILT DIFFERENTLY Four pouches replace the endless list of categories. Daily Cash paces your spending so you have one number, one signal, to tell you where you stand. The River automates what should be automatic. And swiping a transaction takes one second: enough to stay connected without burning out. Whether you're managing daily expenses, planning for bills, tracking cashflow, building savings, or paying off debt — Roo gives you a system that actually fits your life. No monthly guilt sessions. No category shuffling. No spreadsheets. Just a system your brain actually wants to use. Download Roo and build a budget built for how humans actually work.

Track your tips & shift earnings, fast. Tip Sheet 2 is built for anyone who earns tips: waiters, bartenders, baristas, hair stylists, rideshare drivers, delivery workers, and more. Log your shifts in seconds and see exactly what you're earning. Quick Entry Add a shift with just a few taps. Set a default job and start time so you spend less time typing and more time earning. If you work near your job, Tip Sheet 2 can suggest the right one based on your location. Multiple Jobs & Positions Manage as many jobs as you need, each with its own positions, hourly pay rates, and overtime rules. Whether you're waiting tables at one place and bartending at another, everything stays organized. Tip Outs Set up tip out rules by position, as a percentage of tips or sales. Tip Sheet 2 calculates what you owe automatically. Pay Period Summaries See your earnings broken down by pay period. Weekly, biweekly, or whatever schedule your job uses. Know what to expect before payday. Charts & Reports Interactive charts show your earnings over time. Filter by job and time range to spot trends and compare how different jobs are performing. Overtime Support Configure daily or weekly overtime thresholds with custom multipliers. Your hourly earnings are calculated correctly, even with complex rules. Customizable Fields Only track what matters to you. Show or hide fields like cash tips, credit card tips, total sales, covers, ratings, and notes, globally or per job. iCloud Sync Your data syncs across all your devices automatically. CSV Export Export your shift data for tax prep, budgeting, or your own records. Privacy First Your financial data stays on your devices and in your private iCloud account. Free to Start Track up to 15 shifts for free. Upgrade once to unlock unlimited shifts. No subscriptions, yours forever.