LuckyCat vs Budget+ | Co
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LuckyCat
This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.
- Ad-free and no login required
- Detailed categorization with subcategories
- Multiple ledgers for different scenarios
- Asset management and financial overview
- Various statistical charts and reports
- Reimbursement and refund management
- Multi-currency support with real-time exchange rates
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You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message.
Budget+ | Co
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● Easy to use, track your expenses anytime Neat UI, record your income and expenses within 5 seconds. Offline support, sync automatically when you have the connection. ● Change the color tones, and change your mood There are various color palettes to use, or you can build your own! Share the palette that you built with your friends! ● Sign-in with social media Apple, Google authentication, sign in with a few clicks. ● Invite your fellows to track with you Share the link to invite your friends and family. You can track your expenses together, anywhere, anytime. ● Categorize your spending in multiple accounting books Separate accounting books by everyday life, traveling, dreams fund, etc. Organize your budget, and get the key to financial freedom! ● View your earnings and expenses in a tidy form Group the records by categories, and view the stats at a glance. ● Download your financial report in one click Customize the period, and download your report to view in Excel. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: LuckyCat at none against Budget+ | Co's shown. Budget+ | Co's advantage is iOS requirement (16.6 vs 18.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days and Budget+ | Co sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
LuckyCat ships an update every 10 days, Budget+ | Co weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | LuckyCat | Budget+ | Co |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 95.2% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 10 days | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.6 | 16.6 — better |
| Further details — not scored | ||
| Size | 79 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | Mona Studio | Kevin Chiu |
In-app purchases
LuckyCat
- Weekly Plan$0.997 Days
- Monthly Plan$3.491 Month
- Annual Plan7 Days trial$17.991 Year
- Upgrade to Lifetime$17.00
- 终身会员-限时优惠$31.49
- Upgrade to Lifetime2 variants$31.49
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- Lifetime Access$34.99
Budget+ | Co
- Budget+ Premium$1.991 Month
- Budget+ Premium7 Days trial$14.991 Year
- Budget+ Premium1 Year trial$14.991 Year
- Budget+ Premium$19.99
- Budget+ Premium$29.99







