Comparison

LuckyCat vs Budget+ | Co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LuckyCat

This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.

Highlights
  • Ad-free and no login required
  • Detailed categorization with subcategories
  • Multiple ledgers for different scenarios
  • Asset management and financial overview
  • Various statistical charts and reports
  • Reimbursement and refund management
  • Multi-currency support with real-time exchange rates
Read full description

You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message.

About

Budget+ | Co

Features
Read full description

● Easy to use, track your expenses anytime Neat UI, record your income and expenses within 5 seconds. Offline support, sync automatically when you have the connection. ● Change the color tones, and change your mood There are various color palettes to use, or you can build your own! Share the palette that you built with your friends! ● Sign-in with social media Apple, Google authentication, sign in with a few clicks. ● Invite your fellows to track with you Share the link to invite your friends and family. You can track your expenses together, anywhere, anytime. ● Categorize your spending in multiple accounting books Separate accounting books by everyday life, traveling, dreams fund, etc. Organize your budget, and get the key to financial freedom! ● View your earnings and expenses in a tidy form Group the records by categories, and view the stats at a glance. ● Download your financial report in one click Customize the period, and download your report to view in Excel. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

LuckyCat4 screens
Budget+ | Co4 screens

Verdict

The call

The clearest difference is ads: LuckyCat at none against Budget+ | Co's shown. Budget+ | Co's advantage is iOS requirement (16.6 vs 18.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days and Budget+ | Co sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

LuckyCat ships an update every 10 days, Budget+ | Co weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
LuckyCat versus Budget+ | Co: the parameters behind the verdict, then further details
ParameterLuckyCatBudget+ | Co
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews95.2% of reviews—
Number of ratings1 — better—
Update frequencyEvery 10 daysWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.616.6 — better
Further details — not scored
Size79 MB95 MB
Age rating4+4+
DeveloperMona StudioKevin Chiu

In-app purchases

7 purchases

LuckyCat

Subscriptions3
  • Weekly Plan$0.997 Days
  • Monthly Plan$3.491 Month
  • Annual Plan7 Days trial$17.991 Year
One-time4
  • Upgrade to Lifetime$17.00
  • 终身会员-限时优惠$31.49
  • Upgrade to Lifetime2 variants$31.49
Show 1 more
  • Lifetime Access$34.99
5 purchases

Budget+ | Co

Subscriptions3
  • Budget+ Premium$1.991 Month
  • Budget+ Premium7 Days trial$14.991 Year
  • Budget+ Premium1 Year trial$14.991 Year
One-time2
  • Budget+ Premium$19.99
  • Budget+ Premium$29.99

Questions

Is LuckyCat free?
LuckyCat is free to download, with in-app purchases available.
Is Budget+ | Co free?
Budget+ | Co is free to download, with in-app purchases available.
Do LuckyCat or Budget+ | Co have ads?
Budget+ | Co shows ads; LuckyCat does not.
Which is updated more often, LuckyCat or Budget+ | Co?
LuckyCat ships an update every 10 days, and Budget+ | Co weekly. Most recently, LuckyCat was updated on October 30, 2026 and Budget+ | Co on October 31, 2026.

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