LuckyCat vs OwnList
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LuckyCat
This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.
- Ad-free and no login required
- Detailed categorization with subcategories
- Multiple ledgers for different scenarios
- Asset management and financial overview
- Various statistical charts and reports
- Reimbursement and refund management
- Multi-currency support with real-time exchange rates
Read full descriptionHide full description
You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message.
OwnList
Easily track your possessions, their cost, and your overall spending. Organize items with photos and notes, and gain insights into your spending habits and collection value. Voice entry and data export are also available.
- Item tracking with details
- Organize by category
- Spending insights and trends
- Usage-based statistics
- Voice entry for items
- Data export
Read full descriptionHide full description
Track what you own, how much it cost, and how your spending adds up. OwnList is a personal inventory for the things you buy and keep. Add items in seconds, organize them by category, save photos and notes, and always know what you have. See the bigger picture with clear spending insights. OwnList helps you understand your collection with totals, trends, category breakdowns, and usage-based stats — so your belongings become easier to manage and your purchases become easier to understand. Features: • Add items with name, category, price, date, photo, and notes • Organize everything in one clear, structured list • Browse by category and status • Track total spending, yearly trends, and top categories • See your most-used items and best-value purchases • Add new items faster with voice entry • Export your data anytime OwnList is free to download. OwnList Pro unlocks unlimited items, advanced statistics, search, voice entry, and import / restore.
Screenshots
Verdict
The clearest difference is iOS requirement: LuckyCat at 18.6 against OwnList's 26.2. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days and OwnList sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for LuckyCat against 5.0 for OwnList. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
| Parameter | LuckyCat | OwnList |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | 95.2% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 10 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 18.6 — better | 26.2 |
| Further details — not scored | ||
| Size | 79 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Mona Studio | 俊 黄 |
In-app purchases
LuckyCat
- Weekly Plan$0.997 Days
- Monthly Plan$3.491 Month
- Annual Plan7 Days trial$17.991 Year
- Upgrade to Lifetime$17.00
- 终身会员-限时优惠$31.49
- Upgrade to Lifetime2 variants$31.49
Show 1 moreShow fewer
- Lifetime Access$34.99
OwnList
- OwnList Pro$5.99









