Comparison

LuckyCat vs 3s Kakeibo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LuckyCat

This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.

Highlights
  • Ad-free and no login required
  • Detailed categorization with subcategories
  • Multiple ledgers for different scenarios
  • Asset management and financial overview
  • Various statistical charts and reports
  • Reimbursement and refund management
  • Multi-currency support with real-time exchange rates
Read full description

You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message.

About

3s Kakeibo

Features
Read full description

The number one reason expense trackers fail? You forget to log. 3s Kakeibo shrinks the distance to zero. Log an expense right from where you are — no app launch required: • Home Screen widget: tap a smart preset amount, done (interactive, iOS 17) • Lock Screen widget: see this month's total, tap to log • Action Button & Siri: just say "log with 3s Kakeibo" • Control Center (iOS 18): one swipe, one tap INSIDE THE APP, 3 SECONDS FLAT The keypad is ready the moment the app opens, your last category is pre-selected, and four preset amounts re-order themselves by how often you use them. Mis-tapped? Undo within 10 seconds. NO PAYWALL, NO TRIAL LIMITS • Unlimited history: view and edit every record you ever logged • Monthly reports: category breakdown, month-over-month, daily average • Up to 8 ledgers and custom categories (up to 24) • Full-history CSV export ADS, AND HOW TO REMOVE THEM A banner sits at the bottom of the History and Report tabs — never on the entry, editing or settings screens, and never while the keyboard is up. One optional one-time purchase, "Remove Ads", makes it disappear for good. It unlocks nothing else, because nothing else is locked. PRIVATE BY DESIGN Your records never leave your device. No accounts, no bank linking, and no analytics. The app works fully offline. Figures shown are informational, based on your own records — not financial advice.

Screenshots

LuckyCat4 screens
3s Kakeibo4 screens

Verdict

The call

The clearest difference is ads: LuckyCat at none against 3s Kakeibo's shown. 3s Kakeibo's advantage is update cadence (every 3 days vs every 10 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days and 3s Kakeibo sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

LuckyCat ships an update every 10 days, 3s Kakeibo every 3 days. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
LuckyCat versus 3s Kakeibo: the parameters behind the verdict, then further details
ParameterLuckyCat3s Kakeibo
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews95.2% of reviews—
Number of ratings1 — better—
Update frequencyEvery 10 daysEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS18.617.0 — better
Further details — not scored
Size79 MB7 MB
Age rating4+4+
DeveloperMona Studio丽佳 施

In-app purchases

7 purchases

LuckyCat

Subscriptions3
  • Weekly Plan$0.997 Days
  • Monthly Plan$3.491 Month
  • Annual Plan7 Days trial$17.991 Year
One-time4
  • Upgrade to Lifetime$17.00
  • 终身会员-限时优惠$31.49
  • Upgrade to Lifetime2 variants$31.49
Show 1 more
  • Lifetime Access$34.99
1 purchases

3s Kakeibo

One-time1
  • Remove Ads$0.99

Questions

Is LuckyCat free?
LuckyCat is free to download, with in-app purchases available.
Is 3s Kakeibo free?
3s Kakeibo is free to download, with in-app purchases available.
Do LuckyCat or 3s Kakeibo have ads?
3s Kakeibo shows ads; LuckyCat does not.
Which is updated more often, LuckyCat or 3s Kakeibo?
LuckyCat ships an update every 10 days, and 3s Kakeibo every 3 days. Most recently, LuckyCat was updated on October 20, 2026 and 3s Kakeibo on October 24, 2026.

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