Comparison

Simple Expense vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense

Features
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Track smarter. Budget better. Spend wiser.
Simple Expense is your all-in-one daily expense and budget tracker powered by AI. Designed for simplicity and speed, it helps you take control of your personal finances without the overwhelm. Whether you're trying to cut down on unnecessary spending, stay within a monthly budget, or just understand where your money goes—Simple Expense is the perfect financial companion. What Makes It Different? Unlike traditional budgeting apps, Simple Expense combines the power of artificial intelligence with a user-first design. From automated bill scanning to quick manual entry, this app gives you options without complexity. Key Features • Smart Expense Logging
Add your expenses instantly using AI. Just upload a bill, receipt, or speak your transaction—Simple Expense reads it, understands it, and logs it correctly with category, amount, and time. • Manual Entry in Seconds
Prefer to input it yourself? Type it in using our lightning-fast entry screen, add notes, and sort it your way. • Daily & Monthly Budget Tracking
Set a custom budget and get a live daily limit to help you stay on track. The app adapts based on your usage patterns. • Timeline-Based History
All your transactions are neatly organized by day, making it easy to scroll, search, and review past expenses. • Insightful Graphs & Reports
Visualize your spending across categories like food, utilities, shopping, and more. Identify patterns and plan better. • Multi-Account Management
Track expenses from your wallet, credit cards, or bank accounts in one unified dashboard. • AI-Powered Categorization
No need to manually sort every transaction. Our AI engine learns and improves over time to give you accurate tagging automatically. • Smart Alerts
Get notified when your spending increases in a category, or when you're nearing your budget limit. • Clean, Ad-Free Experience
No popups. No distractions. Just you and your financial clarity. • Data Privacy First
Your data stays yours. We use industry-standard encryption and never sell your financial information. Made for Everyone • Students logging daily expenses • Professionals managing monthly finances • Families tracking household budgets • Freelancers separating work and personal spending • Anyone looking for a simple, smart, and secure finance app Simple Expense doesn’t just help you record your expenses—it helps you understand them. With AI on your side, it’s easier than ever to stay in control of your money and build better habits. Download Simple Expense today and make smarter decisions with every rupee, dollar, or cent you spend.

About

Expense Tracker

Features
Read full description

Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY • Text: Enter an amount and description, with on-device AI category suggestions on supported devices. • Speech: Turn a spoken expense into editable details. • Image: Scan a receipt or select an image and review the extracted expense details before saving. • Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING • See spending totals, budget progress, and recent expenses on Home. • Explore today, this week, previous budget months, or a custom date range. • Tap charts to explore daily spending and monthly category trends. • View category shares, top merchants, and on-device spending insights. • Compare spending with the same point in the previous period. • Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED • Multi-currency expenses with conversion to your default currency. • Eight default categories, plus custom categories with your choice of icons and colors. • Editable expense details and CSV export. • Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: • Monthly: $5.99/month • Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

Screenshots

Simple Expense4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Expense at none against Expense Tracker's 2. Simple Expense also leads on iOS requirement (15 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Simple Expense asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Expense ships an update every 2 weeks, Expense Tracker fortnightly. The most recent releases landed on September 11, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 4 level
Simple Expense versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSimple ExpenseExpense Tracker
PriceFreeFree
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15 — better26.0
Further details — not scored
Size54 MB21 MB
Age rating4+4+
DeveloperCODIANT SOFTWARE TECHNOLOGIES PRIVATE LIMITEDAbir Majumder

In-app purchases

None

Simple Expense

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium3 Days trial$29.991 Year

Questions

Is Simple Expense free?
Simple Expense is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Simple Expense or Expense Tracker have ads?
Neither Simple Expense nor Expense Tracker shows ads.
Which is updated more often, Simple Expense or Expense Tracker?
Simple Expense ships an update every 2 weeks, and Expense Tracker fortnightly. Most recently, Simple Expense was updated on September 11, 2026 and Expense Tracker on September 21, 2026.

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