MeltingCoin vs Valygo

STOP YOUR COINS FROM MELTING AWAY! Welcome to the MeltingCoiner World – where every spending decision matters and no coin melts unnoticed! Take control of your finances with powerful, intelligent tracking that actually works. LANGUAGES AVAILABLE: Arabic, Bengali, Simplified Chinese, Traditional Chinese, Czech, Dutch, English, French, German, Greek, Hindi, Croatian, Hungarian, Indonesian, Italian, Japanese, Kannada, Korean, Malayalam, Marathi, Polish, Portuguese, Romanian, Russian, Serbian, Slovak, Spanish, Tamil, Telugu SMART EXPENSE TRACKING * Effortlessly record every purchase with smart categorization * Get real-time insights into your spending habits * Manage income and expenses in one unified dashboard * Export your data anytime with easy CSV downloads POWERFUL ANALYTICS & INSIGHTS * Visualize spending trends with intuitive charts * Monthly & yearly financial summaries * Detailed category-wise breakdowns * Track your goals and watch progress in real time SIMPLE, EFFECTIVE BUDGET MANAGEMENT * Set budgets and receive smart alerts * Stay within limits with real-time spend tracking * Monitor across multiple categories * Crush your financial goals with clarity WHY CHOOSE MELTINGCOIN? 1. Privacy First – your data is safe and secure 2. Clean, intuitive design for easy navigation 3. Multi-currency support for global users THE MELTINGCOINER OATH "I promise to track every spending with intention. I will be mindful and take complete control of my financial future. No coin shall melt unnoticed." PERFECT FOR: * Students managing pocket money * Professionals tracking business expenses * Families budgeting monthly costs * Anyone seeking better financial control GET STARTED IN SECONDS 1. Download the app and sign up 2. Take the MeltingCoiner Oath 3. Track your first expense 4. Gain instant financial awareness Your journey to financial wisdom starts now. Join the MeltingCoiner community and stop your coins from melting away!

Valygo is your all-in-one account manager for cards, wallets, and everyday money management. View balances, send and receive assets, manage payment cards, and track your activity — all from a clean, secure mobile app. Your finances, simplified. We’ve got you covered. WHY VALYGO? Valygo brings together digital assets, subscription-based banking features, and payment cards in one place. Whether you’re holding VYO, managing wallet balances, or using virtual and physical cards, Valygo helps you stay in control of your money with real-time balances, transaction history, and built-in security. KEY FEATURES • Unified dashboard — See your portfolio at a glance with balances for VYO, PGD, crypto, and linked accounts. • Digital wallets — Manage VYO and PGD wallets, view addresses, copy deposit details, and monitor your holdings across supported networks. • Send & receive — Transfer assets quickly. Share your wallet address or QR code to receive funds on the correct network. • Payment cards — View virtual and physical cards, check card details, freeze or unfreeze cards, and manage card-linked balances (based on your plan). • USD & crypto accounts — Access virtual USD accounts and crypto platform features as your subscription tier allows. • Withdrawals — Send funds to saved beneficiaries with a guided withdrawal flow. • Transaction history — Filter and review incoming, outgoing, and pending transactions in one place. • Subscription plans — Choose Free, Essential, or Premium and unlock features such as virtual accounts, cards, lower fees, and VYO bonus rewards. On iOS, paid plans are purchased through Apple In-App Purchase. • Identity verification (KYC) — Complete secure verification to unlock full account features. • Referral program — Invite friends and earn rewards through Valygo’s referral system. • Notifications — Stay informed about account activity and important updates. • Appearance — Switch between light and dark mode for a comfortable viewing experience. SECURITY YOU CAN TRUST Your account is protected with industry-standard security practices, including two-factor authentication (2FA), biometric unlock on supported devices, and secure session handling. Manage your password and security settings directly in the app. PLANS FOR EVERY NEED Start with the Free plan and upgrade when you’re ready: • Free — Core wallet and account features • Essential — Virtual USD account, virtual card, and enhanced benefits • Premium — Expanded card and account options, premium limits, and higher VYO bonus rates Plan features, fees, and deposit requirements are shown in-app before you subscribe. SUPPORT Need help? Visit Help & Support in the app for FAQs, legal information, and links to our team. You can also reach us at Support@valygo.com. Learn more at valygo.com IMPORTANT INFORMATION Valygo is a financial technology application. Availability of features, cards, accounts, and services may vary by country and subscription plan. Identity verification may be required. Digital asset transfers involve risk, including irreversible transfers — always confirm network and address details before sending funds. Fees, rates, and plan terms apply as displayed in the app. Please review our Terms & Conditions and Privacy Policy before use. Token purchases and other web-only platform features may be available on valygo.com and are separate from this iOS app. Privacy Policy: https://privacypolicy.valygo.com/legal/privacy-policy Terms of Use (EULA): https://valygo.com/app/terms Download Valygo today and take control of your digital finances.