Comparison

Payout vs Lounge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payout

Easily find and claim money from class action settlements you're eligible for. Simply select brands you've purchased from to discover potential payouts without needing legal knowledge or extensive research. Turn past purchases into extra cash effortlessly.

Highlights
  • Discover eligible class action settlements
  • Select brands purchased from
  • File claims easily
  • Receive settlement alerts
  • Earn money from past purchases
  • No legal knowledge required
Features
Currently charting
Read full description

Looking for a quick and effortless way to earn extra money? Payout helps you turn overlooked class action settlements into real cash with just a few taps. It's like a side hustle—without the work. Companies settle lawsuits all the time over things like hidden fees, false advertising, and defective products. If you've ever bought something from them, you could be owed money. Most people miss out simply because they don't know what they're eligible for. Payout makes it fast and simple to find settlements that apply to you. Just select the brands you've purchased from, and we'll show you which claims you can file. No forms to dig through, no research needed—just easy money waiting to be claimed. And there's more than settlements. Enter our weekly cash giveaway for a chance to win real money—every member gets a free entry, and you can earn more entries by inviting friends. Plus, take quick quizzes to get matched with the best credit cards, bank accounts, and investing apps for you, so you can earn even more on the money you already have. How it works: 1. Select brands you've purchased from 2. Discover settlements you're eligible for 3. Follow simple steps to file your claim and get paid 4. Enter the weekly giveaway and take reward quizzes to earn even more Why use Payout? - Free money from purchases you've already made - Takes just minutes to check and claim - No legal knowledge required - Win cash in our weekly giveaway—free to enter - Get matched with top cards, banks, and investing apps through quick quizzes - Get alerts when new settlements match your profile - Easy, stress-free way to earn extra cash Important Note: Payout is not a law firm and is not affiliated with any parties involved in class actions. Payout does not submit claims on your behalf. We help you identify eligible settlements and provide the information you need to file directly. All funds are distributed by the official class action administrators, and Payout cannot guarantee a specific outcome or payout. The weekly giveaway is a promotional sweepstakes—no purchase necessary, void where prohibited; see the Official Rules in the app. Card, bank, and investing matches are third-party offers, and Payout may earn a commission. Payout Premium is an optional subscription that unlocks premium features. Terms of Use: https://trypayout.app/terms Privacy Policy: https://trypayout.app/privacy Support: https://trypayout.app/support

About

Lounge

Features
Read full description

Lounge is your personal credit-card rewards advisor. If you carry premium cards like Amex Platinum, Chase Sapphire Reserve, Amex Gold, Chase Sapphire Preferred, or Capital One Venture X, Lounge helps you actually USE the benefits you are paying for and shows you whether each card is earning back its annual fee. THE PROBLEM: The average premium cardholder leaves hundreds of dollars in benefits unused every year. Monthly Uber credits expire at the end of the month. Quarterly resort credits expire silently. Annual airline credits get forgotten. Hotel free-night certificates go unused. WHAT LOUNGE DOES: • Tracks every benefit on every card and shows how much value you have used against each annual fee • Plans reward travel using your real point balances across hotel chains (Hilton, Hyatt, and Marriott) and flight rewards (United/American/Delta/Alaska/JetBlue) • Shows how many nights your points can book at each hotel, so you know which stays are within reach • A "Worth?" calculator that shows whether each card earns back its annual fee for YOUR spending • Free reward-travel planning across 16 popular destinations, including Cancun, Aruba, Punta Cana, New York, London, Tokyo, Bali, and the Maldives. PRIVATE BY DESIGN: Lounge never asks for your bank logins, your card numbers, or your account passwords. You enter your point balances yourself. Your data stays on your device. We do not collect, sell, or transmit any of your financial information. Here's the same text with just those seams cleaned up (no content change): LOUNGE PLUS (optional): The core Lounge experience is free: benefit tracking, reward-travel planning across 16 destinations, and the Worth? calculator. Two optional auto-renewing subscriptions add more: • Navigator ($2.99/month or $29.99/year) turns on Benefit Reminders: Smartphone notifications that make sure you never lose a credit again. Lounge learns each benefit's cycle (monthly, quarterly, or annual) and sends two perfectly-timed alerts per period: one when a new credit becomes available, and a last-chance nudge the weekend before it expires. Set it once and stop leaving money on the table. • First Class ($4.99/month or $49.99/year) adds everything in Navigator plus the full Rewards Travel Advisor: search 350+ destinations, with award flights and 4,900+ hotels. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple ID settings. The free features stay free. Privacy Policy: https://getlounge.io/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Payout4 screens
Lounge4 screens

Verdict

The call

The clearest difference is ads: Lounge at none against Payout's shown. Lounge also leads on device support (3 vs 1). Payout's advantage is chart position (#37 vs unranked). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payout sells 10 in-app purchases, starting at $4.99 per 7 days and Lounge sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard3 real differences · 8 level
Payout versus Lounge: the parameters behind the verdict, then further details
ParameterPayoutLounge
PriceFreeFree
Rating4.7 (12K ratings) — better—
Positive reviews27.6% of reviews—
Number of ratings12K — better—
Update frequencyEvery 6 days—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
Best chart rank#37 — better—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size78 MB11 MB
Age rating17+4+
DeveloperPAYOUT LLCTHE GREAT NORTHERN GROUP LLC

Bugs and requests

Payout

Reported bugs

2 issues
  • Copied from another app
  • Inaccurate claim information

Requested features

2 requests
  • Provide free filing option
  • Improve transparency

Lounge

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Payout

Subscriptions10
  • Payout Weekly$4.997 Days
  • Payout Annual3 Days trial$9.991 Year
  • Payout$9.991 Year
Show 7 more
  • Payout Weekly$9.997 Days
  • Payout Weekly$14.997 Days
  • Payout Premium$15.991 Month
  • Payout Annual$19.991 Year
  • Payout Annual3 Days trial$19.991 Year
  • Payout Annual$39.991 Year
  • Payout Annual$59.991 Year
4 purchases

Lounge

Subscriptions4
  • Navigator$2.991 Month
  • First Class$4.991 Month
  • Navigator (Annual)$29.991 Year
Show 1 more
  • First Class (Annual)$49.991 Year

Questions

Is Payout free?
Payout is free to download, with in-app purchases available.
Is Lounge free?
Lounge is free to download, with in-app purchases available.
Do Payout or Lounge have ads?
Payout shows ads; Lounge does not.

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