Trya vs Holdin

Trya gives you clarity on your money, without spreadsheets and without jargon. Connect your accounts, see where every pound goes and stay in control of your budget month after month. WHAT YOU CAN DO - Track spending by category, sorted automatically with AI - 50/30/20 method or your own envelopes, at your own pace - Automatic bank sync with more than 1,500 European banks - Fixed costs and subscriptions detected automatically - Budget together, with an avatar for your partner - Savings goals and asset tracking, crypto and stocks included - Daily email recap, only if you want it - Multi-currency with live exchange rates FREE, ACTUALLY FREE The Starter plan is free, with no time limit: manual transactions and accounts, 50/30/20 budget, asset tracking, current month view. Upgrade to Premium when you need it: bank sync, CSV import, fixed costs, unlimited categories and envelopes, extended history, AI Coach, shared budgeting. YOUR DATA STAYS YOURS Bank connection through an ACPR-authorised provider. AES-256 encryption. GDPR compliant. Your banking credentials are never stored, and your data is never sold. PRICING Free, £6.99 a month, £44.99 a year, or £129.99 for lifetime access. Rated 4.9/5 on Trustpilot by more than 80 users. Question or idea? Email me: contact@trya.fr Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Think before you buy. Holdin helps you resist impulse purchases by setting a simple countdown timer on anything you want to buy. HOW IT WORKS 1. See something you want? Add it to Holdin with a timer 2. Choose a waiting period: 1 hour, 1 day, or 1 week 3. Check in during the wait — watch your desire fade 4. When the timer ends, decide with a clear head: resist or buy? WHY IT WORKS Most impulse purchases are driven by emotion, not need. The simple act of waiting breaks the spell. Studies show the 24-hour rule prevents up to 70% of unnecessary purchases. TRACK YOUR PROGRESS • See your resistance rate and money saved • Review how your desire evolves with check-in curves • Export your data anytime 100% PRIVATE • All data stays on your device — no account, no cloud, no tracking • No ads, no data collection • Your purchase desires are nobody's business FREE TO START • 3 free challenges to try • One-time purchase for unlimited challenges — no subscription, no hidden fees Holdin is the pause button between desire and purchase. Stop impulse buying. Start holding.