Qashly vs Quick Expense

No bank login. No account. No email address. Open Qashly and start tracking — it works offline privately on your phone. Most budgeting apps ask to connect to your bank before they show you anything. Qashly never does. Your transactions, budgets and balances live in a secure database on your phone. WHAT MAKES QASHLY DIFFERENT Talk to it, and it acts. Tap the orb and say "twelve pounds for lunch yesterday, and mark the electricity bill paid." Qashly does both. It is a voice assistant that performs actions across your accounts, not a dictation box that writes a note. Undo anything the assistant does. Every AI action lands in a feed with a one-tap undo. Nothing touches your money that you cannot reverse. Point the camera at a receipt. Qashly reads receipts, invoices and statements, pulls out every line, and offers to set up the subscription or bill when it recognises one. See what your reminders will do before they do it. Open "What's Scheduled" for every reminder queued over the next 30 days, and History to see what was sent — plus what was held back, and why. NINE TOOLS, EVERY ONE ON THE FREE PLAN • Bills — due dates, arrears, auto-pay logging, skip a cycle without breaking the schedule • Subscriptions — 59 ready-made services, trial-ending and price-rise alerts, true monthly commitment • Goals — auto-contribute, pace tracking, and a what-if simulator for "£50 more a month" • Loans — full amortisation, plus a payoff simulator showing months and interest saved • Investments — live crypto and stock prices, dividends, and scheduled recurring buys • UK Tax Centre — Scottish and rUK bands, the £100k allowance taper, all five student loan plans, payments on account, PDF export • To-Dos — money tasks linked to the exact bill, subscription or budget line they concern • Calculators — take-home pay, loan, savings, investment, dividend, budget, tip • Currency — 42 currencies with live rates EVERYTHING ELSE • Budgets by category or group, with monthly rollover and a guided setup • Daily spend limit and daily income target, with streaks • Multiple wallets and separate projects for personal, family and business • CSV import built for UK bank exports, including paired money-in / money-out columns, with duplicate detection • Reports for spending, income and net worth; cash flow and P&L statements as PDF • Tags, custom categories, recurring transactions, receipt attachments BUILT TO STAY PRIVATE • PIN lock in hardware-backed storage, with Face ID or fingerprint • Hide balances, and a privacy screen that covers the app in the switcher • No AI tool can change your PIN, disable biometrics or unhide balances — security is walled off from the assistant by design • AI features are optional. Voice, chat and receipt scanning send that request to our AI provider to process it; everything else stays on your device PLANS Free — all nine tools, one item in each. Unlimited to-dos and all eight calculators, forever. 3 receipt scans, 3 minutes of voice and 10 assistant messages to try. Premium — £6.99/month, £49.99/year or £99.99 once. 20 of each tool, 20 custom categories, 10 projects, 50 scans, 15 minutes of voice and 50 assistant messages a month, advanced reports and PDF export. Pro — £9.99/month, £99.99/year or £149.99 once. Unlimited tools, categories, tags, projects and wallets. 100 scans, 30 minutes of voice, 100 assistant messages a month. 3-day free trial on monthly and annual. Annual saves 40%. Lifetime plans never renew. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Quick Expense is a receipt scanner and expense tracker that logs your spending in seconds and keeps it private. Snap a receipt and the shop, total, date and line items are filled in for you. Pay with Apple Pay and the expense logs itself. Set budgets, watch your trends, and share a project with the people you split costs with, in any currency. SCAN RECEIPTS IN SECONDS • Point your camera at a receipt and the shop, total, currency, date and line items are read for you • On iPhone and iPad with Apple Intelligence, receipts can be read right on your device • Discounts and member savings are kept, so the items add up to what you paid • Snap a whole stack of receipts and review them when you're ready • Paid cash with no receipt? Enter the amount and the shop in a few taps EXPENSES THAT LOG THEMSELVES • Add a Shortcuts automation once, and every Apple Pay tap with the cards you choose becomes an expense, sorted into a category • On iOS 27, payment notifications from your bank apps can log themselves too (Beta) • Receipt emails can log themselves with the Shortcuts Mail trigger (Beta) • It all happens in the background: no app to open and nothing to type afterwards BUDGETS AND TRENDS • Set a monthly budget overall or for each category, and see what's on track at a glance • Give a trip or project its own budget, per month or for the whole thing • Trends shows your months over time, categories against your usual, and your top shops • Search finds expenses by shop, note or any item on the receipt TRACK SPENDING IN ANY CURRENCY • Each expense keeps the amount in the currency you paid, from yen to dinar • Totals show in your home currency, so trips and purchases abroad simply add up SPLIT COSTS WITH ANYONE • Create shared projects for your home, a trip or a group • Invite people with a link, or let them scan an invite QR code • Everyone adds their own expenses and sees one shared total MADE FOR IPHONE AND IPAD • Built natively for iOS, fast and smooth • On iPad and an unfolded iPhone Duo, your list and the details sit side by side PRIVATE BY DESIGN • Stored on your phone: works offline, and nothing waits on a server • End-to-end encrypted: synced data and receipt backups are encrypted on your phone first • No account and no tracking: we never ask for your name or email, and there are no analytics FREE AND PRO Quick Expense is free to use. Log as many expenses as you like, with 20 cloud receipt scans a month, budgets, trends and automatic logging. Pro is an optional monthly subscription that adds unlimited cloud scans, encrypted sync across your devices, shared projects and recurring expenses for rent and subscriptions. Terms of Use: https://quickexpense.app/terms.html Privacy Policy: https://quickexpense.app/privacy.html