Qashly vs Recurred

No bank login. No account. No email address. Open Qashly and start tracking — it works offline privately on your phone. Most budgeting apps ask to connect to your bank before they show you anything. Qashly never does. Your transactions, budgets and balances live in a secure database on your phone. WHAT MAKES QASHLY DIFFERENT Talk to it, and it acts. Tap the orb and say "twelve pounds for lunch yesterday, and mark the electricity bill paid." Qashly does both. It is a voice assistant that performs actions across your accounts, not a dictation box that writes a note. Undo anything the assistant does. Every AI action lands in a feed with a one-tap undo. Nothing touches your money that you cannot reverse. Point the camera at a receipt. Qashly reads receipts, invoices and statements, pulls out every line, and offers to set up the subscription or bill when it recognises one. See what your reminders will do before they do it. Open "What's Scheduled" for every reminder queued over the next 30 days, and History to see what was sent — plus what was held back, and why. NINE TOOLS, EVERY ONE ON THE FREE PLAN • Bills — due dates, arrears, auto-pay logging, skip a cycle without breaking the schedule • Subscriptions — 59 ready-made services, trial-ending and price-rise alerts, true monthly commitment • Goals — auto-contribute, pace tracking, and a what-if simulator for "£50 more a month" • Loans — full amortisation, plus a payoff simulator showing months and interest saved • Investments — live crypto and stock prices, dividends, and scheduled recurring buys • UK Tax Centre — Scottish and rUK bands, the £100k allowance taper, all five student loan plans, payments on account, PDF export • To-Dos — money tasks linked to the exact bill, subscription or budget line they concern • Calculators — take-home pay, loan, savings, investment, dividend, budget, tip • Currency — 42 currencies with live rates EVERYTHING ELSE • Budgets by category or group, with monthly rollover and a guided setup • Daily spend limit and daily income target, with streaks • Multiple wallets and separate projects for personal, family and business • CSV import built for UK bank exports, including paired money-in / money-out columns, with duplicate detection • Reports for spending, income and net worth; cash flow and P&L statements as PDF • Tags, custom categories, recurring transactions, receipt attachments BUILT TO STAY PRIVATE • PIN lock in hardware-backed storage, with Face ID or fingerprint • Hide balances, and a privacy screen that covers the app in the switcher • No AI tool can change your PIN, disable biometrics or unhide balances — security is walled off from the assistant by design • AI features are optional. Voice, chat and receipt scanning send that request to our AI provider to process it; everything else stays on your device PLANS Free — all nine tools, one item in each. Unlimited to-dos and all eight calculators, forever. 3 receipt scans, 3 minutes of voice and 10 assistant messages to try. Premium — £6.99/month, £49.99/year or £99.99 once. 20 of each tool, 20 custom categories, 10 projects, 50 scans, 15 minutes of voice and 50 assistant messages a month, advanced reports and PDF export. Pro — £9.99/month, £99.99/year or £149.99 once. Unlimited tools, categories, tags, projects and wallets. 100 scans, 30 minutes of voice, 100 assistant messages a month. 3-day free trial on monthly and annual. Annual saves 40%. Lifetime plans never renew. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Recurred keeps every subscription and recurring bill in one place — no bank login, no account, no ads. Add what you pay for, and Recurred tells you what's coming, what it really costs you per year, and what you should probably cancel. Now a true native Mac app, too — not a stretched-up iPhone app. The same tracker, at home on iPhone, iPad, and Mac. Every feature unlocked. No subscription required to track your subscriptions. WHAT YOU GET • Every renewal on a calendar. See which day money actually leaves your account, and get reminders before a renewal or a free trial converts — at the lead time and hour you choose. • The bills you pay by hand. Flag rent, utilities or an invoice as manual, then mark each charge paid when you pay it — and log what it actually cost when the amount moves. Let one slip and it turns up as overdue on Home, in Analytics, and on your widgets, with a reminder the day after. • See it without opening the app. Two home screen widgets: one for the payments about to land, one for how this month is tracking against what you usually spend. Both lead with anything overdue. • Any currency, one total. Track each subscription in the currency you're billed in and see the combined total in yours, with exchange rates kept up to date. • Cancel what you don't use. The Optimizer tracks how often you actually open each service over a set period, then shows you which ones to cut and how much you'd save a year. • Know where the money goes. Monthly and yearly breakdowns by category, your top spenders, and a 3-year payment timeline built from what you really paid — not today's price. • Look ahead. Open any upcoming month to see what's due. Useful when a few annual bills happen to land in the same week. • Price history that remembers. Log every increase and see what those "small" changes have added up to. • Add subscriptions in seconds. Pick from hundreds of popular services with their logos and colors, plus a Bills & Home set for rent, utilities and the rest — or just describe your subscriptions in plain English and Recurred fills in the details, processed entirely on your device (on Apple Intelligence–capable devices). Importing a CSV works too. • Private by default. Your data stays on your device and syncs only through your own iCloud. No account, no ads, no tracking, nothing sold. • Built the way an Apple app should be. Fully native on iPhone, iPad, and Mac — dark mode first, and every screen works with Dynamic Type and VoiceOver. No web views, no clutter. • In your language. English, German, Spanish, French, Hindi, Italian, Japanese, Korean, Dutch, Polish, Portuguese (Brazil), Russian, Swedish, Danish, Norwegian and Ukrainian, with prices, dates and numbers written the way your language writes them. Download Recurred and get your subscriptions under control. Recurred is not affiliated with any brands shown. Logos are used for identification only.