Comparison

Minty vs Cloverly

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Minty

Features
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Make Money Management Effortless! Minty is a lightweight smart expense tracker that helps you log transactions, set budgets, analyze spending patterns, and achieve financial goals faster. 1. Lightning Fast Logging One tap expense or income recording in 3 seconds. Voice logging for hands-free use while driving or shopping. Customizable categories with personalized tags. 2. Smart Budget Control Real-time budget progress tracking. Overspending alerts with actionable insights. 3. Spending Analytics Auto-generated trends and category charts. Monthly comparisons to visualize cash flow. Identify potential savings opportunities. 4. Multi Ledger System Separate ledgers for personal, family, and travel use. Independent budgets with isolated data. 5. Data Security Cloud backup for seamless device switching. CSV or PDF exports for long-term analysis. Why Choose Minty? Intuitive clutter-free interface. 3-second transaction logging. Visual money reports and infographics. Sync Across Devices, Track Anywhere. Perfect For: Students and professionals building money habits. Families managing household expenses. Frequent business travelers. Savers planning for financial milestones. Download Minty Today! Take control of your money, one smart transaction at a time. Privacy Policy โ€“ https://minty.socodeai.com/privacy Terms of Use โ€“ https://minty.socodeai.com/terms

About

Cloverly

Features
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๊ฐ€๊ณ„๋ถ€, ์ฒ˜์Œ์—” ์˜์š•์ ์œผ๋กœ ์‹œ์ž‘ํ–ˆ๋Š”๋ฐ ๋ฉฐ์น  ์ง€๋‚˜๋ฉด ์–ด๋А์ƒˆ ์žŠํ˜€์ง„ ์  ์žˆ์ง€ ์•Š๋‚˜์š”? Cloverly๋Š” ์ˆซ์ž๋ฅผ ํ•˜๋‚˜ํ•˜๋‚˜ ์ ์ง€ ์•Š์•„๋„, AI ์บ๋ฆญํ„ฐ์™€ ๊ฐ€๋ณ๊ฒŒ ๋Œ€ํ™”ํ•˜๋“ฏ ๋ˆ ๊ด€๋ฆฌ๋ฅผ ํ•  ์ˆ˜ ์žˆ๋Š” ๊ฐ€๊ณ„๋ถ€ ์•ฑ์ž…๋‹ˆ๋‹ค. ์˜์ˆ˜์ฆ ์‚ฌ์ง„์„ ๋ณด๋‚ด๊ฑฐ๋‚˜ โ€œ์˜ค๋Š˜ ์ŠคํŠธ๋ ˆ์Šค ๋ฐ›์•„์„œ ์ถฉ๋™๊ตฌ๋งคํ–ˆ์–ดโ€ ๊ฐ™์€ ๋ง ํ•œ๋งˆ๋””๋ฉด ์ง€์ถœ๊ณผ ๊ทธ๋•Œ์˜ ๊ฐ์ •์ด ํ•จ๊ป˜ ๊ธฐ๋ก๋ผ์š”. ๊ธฐ๋ก๋œ ์†Œ๋น„๋Š” ๋‚ด์—ญ ํƒญ๊ณผ ํ†ต๊ณ„ ํ™”๋ฉด์—์„œ ์ฒœ์ฒœํžˆ ํ™•์ธํ•  ์ˆ˜ ์žˆ๊ณ , ์บ๋ฆญํ„ฐ๋Š” ํŒ๋‹จํ•˜์ง€ ์•Š๊ณ  ๊ทธ๋‚ ์˜ ๊ฐ์ •๊ณผ ์ƒํ™ฉ์— ๊ณต๊ฐํ•˜๋ฉฐ ๋ง์„ ๊ฑด๋„ต๋‹ˆ๋‹ค. ๋ถ€๋‹ด ์—†์ด, ๊ฐ€๋ณ๊ฒŒ. Cloverly๋กœ ์ผ์ƒ์˜ ์†Œ๋น„๋ฅผ ๊ธฐ๋กํ•ด ๋ณด์„ธ์š”. [์ฃผ์š” ๊ธฐ๋Šฅ] 1. ์ดˆ๊ฐ„ํŽธ ์ž…๋ ฅ, 3ํƒญ์ด๋ฉด ๋ โ€ข ํ…์ŠคํŠธ๋กœ ๋งํ•˜๋“ฏ ์ž์—ฐ์Šค๋Ÿฝ๊ฒŒ: "์ ์‹ฌ ๊น€์น˜์ฐŒ๊ฐœ 8000์›" โ€ข ์˜์ˆ˜์ฆ ์‚ฌ์ง„ ํ•œ ์žฅ์œผ๋กœ ์ž๋™ ์ธ์‹ (OCR) โ€ข AI๊ฐ€ ๊ธˆ์•ก, ์นดํ…Œ๊ณ ๋ฆฌ, ๊ฐ์ •๊นŒ์ง€ ์ž๋™ ๋ถ„์„ 2. AI ์บ๋ฆญํ„ฐ 'ํ† ๋‹ฅ์ด'์™€์˜ ๋Œ€ํ™” โ€ข ๊ณต๊ฐํ˜•: ๋”ฐ๋œปํ•œ ๊ณต๊ฐ๊ณผ ์œ„๋กœ โ€ข ๋ชฉํ‘œ์ง€ํ–ฅํ˜•: ๋ผˆ ๋•Œ๋ฆฌ๋Š” ํŒฉํŠธ ๊ธฐ๋ฐ˜์˜ ์†”์งํ•œ ์ฝ”์นญ์ด ํ•„์š”ํ•  ๋•Œ! โ€ข ์‹œ๊ฐ„๋Œ€๋ณ„ ๋‚˜์—๊ฒŒ ๋”ฑ ๋งž๋Š” ์ธ์‚ฌ์™€ ๊ฒฉ๋ ค ๋ฉ”์‹œ์ง€ 3. ๊ฐ์ • ์˜์ˆ˜์ฆ - ์ง€์ถœ์„ ๋‹ค์‹œ ๋ณด๋‹ค โ€ข "์ด๊ฑด ์ŠคํŠธ๋ ˆ์Šค ํ•ด์†Œ ๋น„์šฉ์ด๋„ค์š”!" โ€ข ๊ฐ์ • ํƒœ๊ทธ๋กœ ์†Œ๋น„ ํŒจํ„ด ํŒŒ์•… โ€ข ์ฃ„์ฑ…๊ฐ ๋Œ€์‹  '๋ฉ˜ํƒˆ ์น˜๋ฃŒ๋น„'๋กœ ๋ฆฌํ”„๋ ˆ์ด๋ฐ 4. ํ•œ๋ˆˆ์— ๋ณด๋Š” ์ธ์‚ฌ์ดํŠธ ๋ฆฌํฌํŠธ โ€ข ์›”๊ฐ„/์ฃผ๊ฐ„ ์ง€์ถœ ์š”์•ฝ ๋ฐ ์˜ˆ์‚ฐ ๋Œ€๋น„ ํ˜„ํ™ฉ ํŒŒ์•… โ€ข ๋‚˜์˜ ์†Œ๋น„ ์นดํ…Œ๊ณ ๋ฆฌ TOP 3 ๋ถ„์„ โ€ข ์ฃผ๊ฐ„ ๊ฐ์ • ๋ถ„ํฌ ์ฐจํŠธ โ€ข AI ๋งž์ถค ์ฝ”์นญ ๋ฉ”์‹œ์ง€ 5. ์•ˆ์ „ํ•œ ๊ฐœ์ธ์ •๋ณด ๋ณดํ˜ธ โ€ข ์นด์นด์˜ค, Apple ๊ฐ„ํŽธ ๋กœ๊ทธ์ธ ์ง€์› โ€ข ๋งˆ์ด๋ฐ์ดํ„ฐ ์—ฐ๋™ ์—†์ด ์•ˆ์‹ฌ ์‚ฌ์šฉ [์ด๋Ÿฐ ๋ถ„๊ป˜ ์ถ”์ฒœํ•ด์š”] โ€ข ๊ฐ€๊ณ„๋ถ€ ์•ฑ, 3์ผ ๋งŒ์— ํฌ๊ธฐํ•œ ๋ถ„ โ€ข ๊ฐ์ • ์†Œ๋น„ ํŒจํ„ด์ด ๊ถ๊ธˆํ•œ ๋ถ„ โ€ข ์ˆซ์ž๋งŒ ๋ณด๋ฉด ์ŠคํŠธ๋ ˆ์Šค ๋ฐ›๋Š” ๋ถ„ โ€ข ํ˜ผ์ž ๊ธฐ๋กํ•˜๊ธฐ ์™ธ๋กญ๊ณ  ์‹ฌ์‹ฌํ•˜์‹  ๋ถ„ [Cloverly์˜ ์•ฝ์†] 75%์˜ ์‚ฌ์šฉ์ž๊ฐ€ "๊ท€์ฐฎ์•„์„œ" ๊ฐ€๊ณ„๋ถ€๋ฅผ ํฌ๊ธฐํ•ฉ๋‹ˆ๋‹ค. Cloverly๋Š” ์ž…๋ ฅ์€ ์ตœ์†Œํ™”ํ•˜๊ณ , ์ธ์‚ฌ์ดํŠธ๋Š” ์ตœ๋Œ€ํ™”ํ–ˆ์Šต๋‹ˆ๋‹ค. ์ง€๊ธˆ ์‹œ์ž‘ํ•˜์„ธ์š”. ํ† ๋‹ฅ์ด๊ฐ€ ๊ธฐ๋‹ค๋ฆฌ๊ณ  ์žˆ์–ด์š”. Cloverly๋Š” ์ผ๋ถ€ ์ฝ˜ํ…์ธ ์— AI ์ƒ์„ฑ ๊ธฐ์ˆ ์„ ํ™œ์šฉํ•œ ์ด๋ฏธ์ง€ ๋˜๋Š” ์˜์ƒ์ด ํฌํ•จ๋˜์–ด ์žˆ์Šต๋‹ˆ๋‹ค.

Screenshots

Minty4 screens
Cloverly4 screens

Verdict

The call

The clearest difference is in-app purchases: Cloverly at none against Minty's 1. Minty's advantage is ads (none vs shown) and device support (3 vs 1). On price and update cadence there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Minty sells 1 in-app purchase, starting at $59.99 per year. Cloverly asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 10, 2026 and October 9, 2026 respectively.

Scorecard4 real differences ยท 2 level
Minty versus Cloverly: the parameters behind the verdict, then further details
ParameterMintyCloverly
PriceFreeFree
Update frequencyFortnightlyFortnightly
AdsNo โ€” betterYes
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS13.0 โ€” better18.0
Further details โ€” not scored
Size36 MB73 MB
Age rating9+4+
DeveloperSuoma Co., LtdInho Lee

In-app purchases

1 purchases

Minty

Subscriptions1
  • Premium Annual Plan$59.991 Year
None

Cloverly

No in-app purchases

Questions

Is Minty free?
Minty is free to download, with in-app purchases available.
Is Cloverly free?
Cloverly is free to download, with no in-app purchases.
Do Minty or Cloverly have ads?
Cloverly shows ads; Minty does not.
Which is updated more often, Minty or Cloverly?
Minty ships an update fortnightly, and Cloverly fortnightly. Most recently, Minty was updated on October 10, 2026 and Cloverly on October 9, 2026.

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