Comparison

Lydian Wallet vs SPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lydian Wallet

A secure, non-custodial digital asset wallet for managing cryptocurrencies and monitoring a linked card. It allows users to store, send, and receive digital assets with full control over private keys and funds.

Highlights
  • Non-custodial digital asset storage
  • Send and receive crypto
  • Monitor Lydian Card activity
  • View Visa card benefits
  • Manage wallets and balances
  • Intuitive interface
Features
Read full description

Lydian Wallet Digital Asset Wallet A secure, non-custodial digital asset wallet. Full Description: A secure way to manage your digital assets Lydian Wallet is a non-custodial digital asset wallet designed to help users securely store crypto, initiate transfers, and access supported features from one single app. Built with security and usability in mind, Lydian Wallet provides a clear and intuitive experience for both new and experienced crypto users. What Lydian Wallet offers SELF-CUSTODY & CONTROL Maintain ownership of your digital assets at all times. Lydian Wallet is non-custodial, meaning you retain control of your private keys and funds. SEND & RECEIVE DIGITAL ASSETS Initiate crypto transfers to and from external wallets and supported services with ease. CARD MANAGEMENT FEATURES View and monitor your Lydian Card directly in-app, including viewing activity and accessing supported card functionality, like Visa card benefits. ONE APP, CLEAR VISIBILITY View balances, manage wallets, and monitor connected services from a clean, easy-to-navigate interface. Designed with security at the core Lydian Wallet is built using modern security standards to help protect user assets while maintaining transparency and user control. Security features are integrated at every layer of the app experience. Built for a global user base Lydian Wallet is designed for users who manage digital assets across different regions and use cases. Supported features may vary by location and availability. Get started quickly Download Lydian Wallet to securely manage your digital assets and explore supported features in minutes. Learn more at lydian.com Important Information Lydian wallet is a non-custodial digital asset wallet. Lydian does not hold or control user funds Card features and supported assets may vary by region and are provided through third-party partners. The Lydian Card is issued by Rain pursuant to a license by Visa. Certain features may require additional verification or eligibility. Terms apply.

About

SPay

Manage multiple cryptocurrencies, fund a virtual Visa card, and spend globally. Track transactions in real-time and enjoy secure login with passcode and biometric options. 24/7 customer support is available.

Highlights
  • Manage multiple cryptocurrencies
  • Virtual Visa card
  • Global online spending
  • Real-time transaction tracking
  • Passcode and biometric login
  • 24/7 customer support
Features
Read full description

SPay is a digital wallet developed and operated by NOVARA TECH L.L.C S.O.C — a licensed technology company. With SPay you can: - Hold and manage crypto across multiple wallets, including USDT, USDC, ETH and TRX - Deposit crypto quickly and securely to fund your account - Get a SPay virtual Visa card and load it from your wallet balance - Spend online worldwide and withdraw from your card balance - Track every transaction with a clear, real-time history - Stay protected with passcode and biometric login - Receive instant push notifications on card activity - Reach 24/7 customer support whenever you need it Download SPay today and experience the future of digital payments. Privacy Policy: https://spay.finance/privacy-policy Support: https://spay.finance/support

Screenshots

Lydian Wallet4 screens
SPay4 screens

Verdict

The call

The clearest difference is update cadence: SPay at every 3 days against Lydian Wallet's every 2 weeks. Lydian Wallet's advantage is ratings volume (4 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Lydian Wallet against 5.0 for SPay. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Lydian Wallet ships an update every 2 weeks, SPay every 3 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Lydian Wallet versus SPay: the parameters behind the verdict, then further details
ParameterLydian WalletSPay
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings4 — better1
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size68 MB39 MB
Age rating17+4+
DeveloperTPG Payments IncNOVARA TECH L.L.C S.O.C

Customer experience

Lydian Wallet

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Lydian Wallet

No in-app purchases

None

SPay

No in-app purchases

Questions

Is Lydian Wallet free?
Lydian Wallet is free to download, with no in-app purchases.
Is SPay free?
SPay is free to download, with no in-app purchases.
Which has better reviews, Lydian Wallet or SPay?
Lydian Wallet and SPay are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Lydian Wallet or SPay have ads?
Neither Lydian Wallet nor SPay shows ads.
Which is updated more often, Lydian Wallet or SPay?
Lydian Wallet ships an update every 2 weeks, and SPay every 3 days. Most recently, Lydian Wallet was updated on October 24, 2026 and SPay on October 31, 2026.

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