Clea vs HarrenaPay

Clea makes it fast, easy, and affordable to pay foreign vendors from Africa. Designed specifically for importers in emerging markets, Clea helps you send international payments to auction companies, shipping agents, and other vendors without the stress of sourcing USD or dealing with high FX fees. Key Features: Fund your Clea wallet with local currency (NGN) Get competitive real-time exchange rates Instantly convert NGN to USD Add and manage foreign beneficiaries Send payments via ACH or wire transfer Track your payment history in one place Built-in KYC for secure onboarding Whether you're buying vehicles, goods, or paying for services abroad, Clea gives you a seamless, trusted, and transparent experience. Say goodbye to payment delays, unreliable agents, and poor FX rates. Clea puts you in control. Clea is a product owned and operated by Clea Inc.

HarrenaPay is escrow infrastructure for buyers and sellers who want certainty on every transaction. Whether you're paying for goods, services, or freelance work, HarrenaPay holds funds in regulated escrow until both parties confirm delivery. No risky upfront bank transfers. No “send first, hope for the best.” KEY FEATURES • Escrow payments — money is held safely until you approve release • Wallet — fund your account via bank transfer and pay from your balance • Milestone payments — split large projects into stages • Payment links — share a link and get paid securely • Dispute protection — funds stay locked while issues are resolved • Naira-native — built for Nigeria, settled in seconds HOW IT WORKS 1. Create or accept an escrow payment 2. Buyer funds the transaction 3. Seller delivers goods or services 4. Buyer confirms — funds release to the seller instantly WHO IT'S FOR • Online buyers and sellers • Freelancers and contractors • Small businesses and merchants • Anyone sending money to someone they haven't met in person PRICING Starter plan is free. Transparent split fees on escrow (sender + receiver). Wallet-to-wallet transfers are free. See harrenapay.com/pricing for full details. HarrenaPay is operated by Harrena Africa Synergy LTD. We are not a bank. Escrow funds are held with our licensed partner bank until release. Support: support@harrenapay.com Privacy: harrenapay.com/privacy Terms: harrenapay.com/terms