PayDan vs Paywelly

The smart solution for seamless payments—create invoices, track inventory, schedule appointments, and enjoy integrated payment processing

Paperwork is the worst part of working with independent contractors. PayWelly makes it the easiest. PayWelly turns a handshake into a real contract, a payment, and a filed 1099 — one clean flow for U.S. businesses and the independent contractors they work with. Agree on the work, sign in the app, and let PayWelly handle the payment and the year-end tax paperwork. FOR BUSINESSES - Create a per-engagement Independent Contractor Agreement in minutes — hourly or flat-rate by milestone - Break a flat-rate project into milestones, each with its own scope, due date, and amount - Save a card at signing and get charged only when you approve the finished work — no funds held - Approve, and your contractor is paid the same day - W-9 collected up front; Form 1099-NEC filed automatically once a contractor crosses $2,000 for the year - Manage every engagement, location, and team member from one place FOR CONTRACTORS - Every job starts with a clear, signed agreement — you know the scope and the pay before you begin - Get paid the same day the client approves — free by bank transfer, or 3% for a same-day debit-card transfer - Keep 100% of your rate — the business covers the platform fees - Track your year-to-date earnings toward the $2,000 1099-NEC threshold - Take on more than one client, on your own schedule - A signed, timestamped record of every agreement, right in the app HOW PAYMENT WORKS The business saves a card when the contract is signed and is charged only when the work is approved — and that's the moment the contractor gets paid. If the business doesn't respond, the engagement auto-confirms 24 hours after completion. PayWelly absorbs Stripe processing fees. PRICING YOU CAN SEE Businesses pay a $19.99 platform fee per contract plus 15% commission (flat-rate milestone contracts add $4.99 per milestone). Contractors pay nothing to get paid by bank transfer. Every fee is shown before anyone agrees. No subscription. BUILT ON TRUST - Identity verification for every contractor before their first payout - Payments processed by Stripe; card details are tokenized and never stored on our servers - A documented e-signature record for every contract - In-app dispute resolution for completion or payment concerns PRIVACY Location is used only at clock-in for on-site engagements — foreground only, never in the background. Full policy at paywelly.com/legal/privacy. Download PayWelly to send your first contract — or accept your next one.