Comparison

Dispatch vs WealthForge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dispatch

Features
Read full description

Type your money. One line at a time. Dispatch is an envelope budget you write like a note. Your balance is not money you can spend: all your money already has a job. Dispatch helps you give it one, then track every expense in a single line. HOW IT WORKS • Fund the month's envelope: "Salary 5000". • Split it into postes (Rent, Groceries, Transport…) until "To dispatch" reaches zero. • Spend in one line: "25 Groceries bread". Amount, poste, note, account, date: in any order. • Built-in maths (4.50*30), dates in plain words (yesterday, monday, 15/10) and autocomplete. ALWAYS KNOW WHERE YOU STAND • Home shows what's left to allocate and what went over. • A banner warns you when a poste is spending too fast. • Adjust your postes mid-month to cover an overspend. • Track a poste live on the Lock Screen and in the Dynamic Island. YOUR ACCOUNTS, AS THEY REALLY ARE • Running and savings accounts, with aliases for faster entry. • Transfers between accounts, fees included. • Expected vs actual balance: spot a forgotten expense instantly. • Attach a refund or a top-up to its expense and see the net cost, receipt photo included. SAVINGS & PROJECTS • Set money aside for a goal and track its progress. • Pin your key projects; use or release savings when you need them. STATISTICS • Am I moving forward? What's taking up room? What's changing? Three questions, clear answers across months. WITH YOU EVERYWHERE • iPhone and iPad, with a list-and-detail layout on iPad. • Apple Watch: log an expense in a few taps. • Widgets for the Home Screen and the watch. • Synced with your own iCloud. YOUR PRIVACY • No Dispatch account, no ads, no tracking. • Your data stays in your iCloud. • Hide your balances and protect them with Face ID; shake to hide everything. • Full backup and restore, attachments included. Works with any currency. In English and French.

About

WealthForge

This finance tracker prioritizes your privacy by keeping all your financial data offline and on your device. It offers tools for budgeting, net worth tracking, debt management, and bill reminders without requiring bank logins or cloud accounts.

Highlights
  • Offline-first finance tracking
  • Budget and net worth monitoring
  • Debt crushing calculators
  • Spending visualization
  • Local bill reminders
  • Data export
Read full description

Your money should not require a bank login, another account, or another monthly fee. WealthForge is a private money command center for tracking personal and business finances on your phone. Record income and spending, understand cash flow, watch net worth, plan debt payoff, and keep goals in a clear order. Your financial records stay on your device. KNOW WHERE YOU STAND Command gives you net worth, cash flow, credit use, upcoming bills, and recent activity in one view. Focus uses your own numbers to surface one practical next move. LOG MONEY FAST Forge starts with the amount. Add income or spending in seconds. WealthForge remembers merchants and categories so repeat entries take only a few taps. Recurring transactions handle the expenses and income you already expect. SEE EVERYTHING YOU OWN AND OWE Vault brings cash, investments, retirement, crypto, vehicles, business value, collectibles, credit cards, and other debts into one honest picture. Track credit utilization, asset allocation, and net worth over time. Optional market prices only look up symbols you choose. TURN PLANS INTO ACTION Create goals, put them in order, and focus your available money on one target at a time. Compare debt snowball and debt avalanche plans. See progress toward emergency savings, debt freedom, major purchases, and goals that matter to you. PERSONAL AND BUSINESS TOGETHER Keep personal and business transactions in separate ledgers without switching apps. Review budgets, bills, trends, reports, and cash flow for each side of your life. PRIVATE BY DESIGN WealthForge does not require an account or bank connection. It has no ads and no analytics trackers. Core tracking works offline. Optional live stock and crypto quotes can be turned off. Add a PIN or biometric lock, hide financial details in the app switcher, export CSV and PDF reports, and create a portable backup whenever you want. ONE PURCHASE Download WealthForge and unlock every feature with one purchase. There is no subscription or recurring app fee. Existing lifetime buyers keep full access. Your money. Your device. Your plan. Privacy Policy: https://wealthforgeapp.com/privacy Terms of Use: https://wealthforgeapp.com/terms Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Dispatch4 screens
WealthForge4 screens

Verdict

The call

The clearest difference is in-app purchases: Dispatch at none against WealthForge's 1. WealthForge's advantage is update cadence (every 3 days vs fortnightly) and iOS requirement (15.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WealthForge sells 1 one-off in-app purchase. Dispatch asks for nothing beyond the download.

UpkeepUpdate frequency

Dispatch ships an update fortnightly, WealthForge every 3 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
Dispatch versus WealthForge: the parameters behind the verdict, then further details
ParameterDispatchWealthForge
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Paid
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size16 MB3 MB
Age rating4+4+
DeveloperJEAN-FRANCOIS N'GUETTA REGIS ANIMANRapid Sync IT LLC

In-app purchases

None

Dispatch

No in-app purchases

1 purchases

WealthForge

One-time1
  • Full Access$12.99

Questions

Is Dispatch free?
Dispatch is free to download, with no in-app purchases.
Is WealthForge free?
WealthForge is free to download, with in-app purchases available.
Do Dispatch or WealthForge have ads?
Neither Dispatch nor WealthForge shows ads.
Which is updated more often, Dispatch or WealthForge?
Dispatch ships an update fortnightly, and WealthForge every 3 days. Most recently, Dispatch was updated on October 30, 2026 and WealthForge on October 31, 2026.

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