Dispatch vs MicroBudgetCoach

Type your money. One line at a time. Dispatch is an envelope budget you write like a note. Your balance is not money you can spend: all your money already has a job. Dispatch helps you give it one, then track every expense in a single line. HOW IT WORKS • Fund the month's envelope: "Salary 5000". • Split it into postes (Rent, Groceries, Transport…) until "To dispatch" reaches zero. • Spend in one line: "25 Groceries bread". Amount, poste, note, account, date: in any order. • Built-in maths (4.50*30), dates in plain words (yesterday, monday, 15/10) and autocomplete. ALWAYS KNOW WHERE YOU STAND • Home shows what's left to allocate and what went over. • A banner warns you when a poste is spending too fast. • Adjust your postes mid-month to cover an overspend. • Track a poste live on the Lock Screen and in the Dynamic Island. YOUR ACCOUNTS, AS THEY REALLY ARE • Running and savings accounts, with aliases for faster entry. • Transfers between accounts, fees included. • Expected vs actual balance: spot a forgotten expense instantly. • Attach a refund or a top-up to its expense and see the net cost, receipt photo included. SAVINGS & PROJECTS • Set money aside for a goal and track its progress. • Pin your key projects; use or release savings when you need them. STATISTICS • Am I moving forward? What's taking up room? What's changing? Three questions, clear answers across months. WITH YOU EVERYWHERE • iPhone and iPad, with a list-and-detail layout on iPad. • Apple Watch: log an expense in a few taps. • Widgets for the Home Screen and the watch. • Synced with your own iCloud. YOUR PRIVACY • No Dispatch account, no ads, no tracking. • Your data stays in your iCloud. • Hide your balances and protect them with Face ID; shake to hide everything. • Full backup and restore, attachments included. Works with any currency. In English and French.

take control of your money with MicroBudgetCoach — the budget tracker that actually helps you spend less. Set a weekly or monthly budget, log your expenses, and get instant feedback on your pace. A smart daily budget indicator tells you exactly how much you can spend today, while streak tracking and badges keep you motivated to stay under budget every single day. TRACK EVERYTHING • Log expenses in seconds with category icons • Attach receipt photos for easy record-keeping • Set up recurring expenses so bills are tracked automatically • Track income alongside spending to see your full picture SMART INSIGHTS • Budget pace indicator shows if you're ahead or behind • Daily spending insight compares today vs. yesterday • AI Coach analyzes your habits and spots unusual spending • Category breakdown with interactive donut chart • 8-week spending trend with weekly comparisons STAY MOTIVATED • Daily streak tracking — see how many days you've stayed under budget • 9 achievement badges to earn (from First Step to Monthly Master) • Celebration animations when you hit milestones • Smart notifications with morning motivation and evening check-ins PLAN AHEAD • Savings goals with visual progress tracking • Recurring expense management with bill reminders • Category-level budgets for detailed control PRIVACY FIRST • 100% offline — no accounts, no servers, no data collection • Everything stays on your device • Export your data anytime as CSV or backup file Whether you're saving for a goal, cutting unnecessary spending, or just want to know where your money goes — MicroBudgetCoach gives you clarity from day one.