Comparison

Dispatch vs Smart Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dispatch

Features
Read full description

Type your money. One line at a time. Dispatch is an envelope budget you write like a note. Your balance is not money you can spend: all your money already has a job. Dispatch helps you give it one, then track every expense in a single line. HOW IT WORKS • Fund the month's envelope: "Salary 5000". • Split it into postes (Rent, Groceries, Transport…) until "To dispatch" reaches zero. • Spend in one line: "25 Groceries bread". Amount, poste, note, account, date: in any order. • Built-in maths (4.50*30), dates in plain words (yesterday, monday, 15/10) and autocomplete. ALWAYS KNOW WHERE YOU STAND • Home shows what's left to allocate and what went over. • A banner warns you when a poste is spending too fast. • Adjust your postes mid-month to cover an overspend. • Track a poste live on the Lock Screen and in the Dynamic Island. YOUR ACCOUNTS, AS THEY REALLY ARE • Running and savings accounts, with aliases for faster entry. • Transfers between accounts, fees included. • Expected vs actual balance: spot a forgotten expense instantly. • Attach a refund or a top-up to its expense and see the net cost, receipt photo included. SAVINGS & PROJECTS • Set money aside for a goal and track its progress. • Pin your key projects; use or release savings when you need them. STATISTICS • Am I moving forward? What's taking up room? What's changing? Three questions, clear answers across months. WITH YOU EVERYWHERE • iPhone and iPad, with a list-and-detail layout on iPad. • Apple Watch: log an expense in a few taps. • Widgets for the Home Screen and the watch. • Synced with your own iCloud. YOUR PRIVACY • No Dispatch account, no ads, no tracking. • Your data stays in your iCloud. • Hide your balances and protect them with Face ID; shake to hide everything. • Full backup and restore, attachments included. Works with any currency. In English and French.

About

Smart Wallet

Features
Read full description

Master your budget with ease. Track subscriptions, manage credit card bills, and monitor your investment portfolio in one sleek app. Simple, fast, and 100% offline.

Screenshots

Dispatch4 screens
Smart Wallet4 screens

Verdict

The call

The clearest difference is iOS requirement: Smart Wallet at 13.0 against Dispatch's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
Dispatch versus Smart Wallet: the parameters behind the verdict, then further details
ParameterDispatchSmart Wallet
PriceFreeFree
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS18.013.0 — better
Further details — not scored
Size16 MB19 MB
Age rating4+12+
DeveloperJEAN-FRANCOIS N'GUETTA REGIS ANIMANSertac Gluer

In-app purchases

None

Dispatch

No in-app purchases

None

Smart Wallet

No in-app purchases

Questions

Is Dispatch free?
Dispatch is free to download, with no in-app purchases.
Is Smart Wallet free?
Smart Wallet is free to download, with no in-app purchases.
Do Dispatch or Smart Wallet have ads?
Neither Dispatch nor Smart Wallet shows ads.

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