WealthX vs SaveWise

WealthX 3.1 brings intuitive money management, reconciliation, search, Liquid Glass and new themes. From everyday spending and travel expenses to account balances and long-term goals, visualize your wealth and organize your plans in a clear structure. Import statements, review differences, and confirm entries. Use Project Budgets to track member prepayments and shared expenses, keeping travel costs and checkout clear. Accounts and Assets Gather cash, bank accounts, digital wallets, credit cards, and investments in one view. Understand assets, liabilities, and how your money flows. Tap for account details, with more bank and payment platform icons to help recognize each account. Budgets and Scenarios Organize budgets in your own style: daily life, family, and travel. Choose periods and currencies that fit your plans, then tap for progress and details. Smart Budget suggests adjustments based on past records and current budgets. Review and confirm before applying them. Reconciliation Import supported bank or payment statements and compare them with existing records. Review matches, differences, and entries awaiting confirmation, then confirm changes to your ledger. Connect from Apple Wallet Sync balances and transactions from US Apple Card, Savings, and Apple Cash, plus supported UK financial institutions, with your permission. Bring eligible accounts into one view. Availability depends on region, institution, and device support. Project Budgets: Prepayments and Expense Sharing Within a private Scenario, use a Project Budget for shared expenses such as trips and dinners. Record member prepayments, assign shares, and review totals, amounts owed, and suggested transfers. Make the actual payments, then confirm checkout to keep a clear record. Flows: Categorize Your Repeating Entries WealthX recommends Flows that fit your habits, helping you record transactions quickly. Use Planned Flows for recurring income and bills; tap to rename them. Split Bill, Reimbursements, and Refunds Allocate one actual payment across several budgets. Link reimbursements, shared expense repayments, and full or partial refunds to the original transaction to keep the payment and later changes clear. Goals and Investment Records Set goals for saving, debt repayment, and asset purchases. Track progress with linked accounts and milestones. View holdings, trades, and market value alongside everyday finances. Investment information is for records and reference. WealthX does not provide investment advice, predictions, or return guarantees. Quick Search Tap the search page title and type any keyword you would like to explore. Find transactions, accounts, budgets, goals, and Flows. Transactions awaiting review are grouped together for easier checking. Charts, Maps, and Widgets Visualize cashflow trends and distributions in charts and widgets. Explore recorded locations in Cashflow Map with location permission, plus Change, Concentration, and Cashflow Structure insights. Liquid Glass and New Themes Liquid Glass menus, buttons, and icons bring more natural feedback and a clearer view. New Burgundy Red and Night Sky themes, refined widget layouts, and improved loading make daily use smoother. Records and Privacy Depending on platform and settings, data is stored on your device or in your private iCloud database. Use supported import, export, and backup tools to keep a portable copy of your history. Some features, budget types, currencies, reconciliation history, and themes depend on your plan and access. Privacy Policy: https://zdaiaa.github.io/WERD/wealthx.html?lang=en-US#privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop just tracking expenses—start building wealth with SaveWise. Unlike traditional budget apps, SaveWise is built on the "Pay Yourself First" philosophy. We help you secure your savings *before* you plan your spending, ensuring you hit your financial goals faster. Privacy First * This app does not read your SMS messages. * This app does not access your bank transactions directly. * Your data is yours alone. Savings-First Features: * **Pay Yourself First**: Plan your savings goals immediately after your income. Our smart budget planner lets you prefill your budget with your calculated monthly goal contributions. * **Savings Rate Tracking**: visualized "Savings Rate" indicators help you aim for financial freedom benchmarks (Good, Better, Best). * **"Golden Rule" Visuals**: Keep your financial priorities in check with our intuitive "Income - Savings = Expenses" formula visualization. Key Features: * **Advanced Savings Goals**: Don't just save—plan. Set target amounts and dates, and let SaveWise calculate your required Monthly Contribution down to the day. * **Collaborative Budgeting**: Perfect for couples and families. Share budgets, track joint expenses, and reach financial goals together in real-time. * **Offline Ready**: Add transactions and manage budgets anywhere, anytime. Your data syncs automatically when you're back online. * **Multi-Currency Support**: Perfect for Expats and Travelers. Manage multiple accounts in different currencies (e.g., USD, EUR, INR) from a single profile. * **Interest & Projections**: Track interest earnings on your savings and view future value projections. See exactly how your money grows over time. * **Effortless Expense Tracking**: Quickly log income and expenses with smart categories to instantly see where your money goes. * **Smart Budget Planning**: Set custom budget cycles (weekly, monthly, etc.) for specific categories. Visual indicators help you stay on track and avoid overspending. * **Insightful Reports**: Distinct "Income vs Expense" and "Savings" charts help you visualize your financial health at a glance. * **Multi-Account Management**: Manage cash, bank accounts, and savings pots in one place. Get a complete picture of your total assets. * **Customizable & User-Friendly**: Personalize with Light/Dark modes, adjustable font sizes, and a sleek, modern design. Comprehensive Financial Suite: * **Fixed Deposit (FD) Calculator**: Calculate maturity amounts and interest earned with ease. * **RD/SIP Calculator**: Estimate the future value of your Recurring Deposits and Systematic Investment Plans. * **SWP Calculator**: Plan your Systematic Withdrawal Plans to manage your cash flow. * **Inflation Calculator**: Understand the future value of your money and plan accordingly. * **Loan Repayment Calculator**: Plan your mortgage, vehicle, or personal loan repayments effectively. * **Rent vs Buy Calculator**: Compare renting vs buying with detailed yearly breakdowns, cash flow analysis, and investment growth tracking. * **Interest Share Calculator**: Calculate your proportionate share of interest in pooled investments. Whether you're saving for a home, a dream vacation, or retirement, SaveWise shifts your mindset from "saving what's left" to "saving what matters." Download now and master the art of paying yourself first.