Bujeti vs PreSpend

Bujeti is the Finance Control Centre for African businesses. Built to give you full visibility and total control over your financial operations, so you can move faster, make smarter decisions, and scale with confidence. From expense management and automated payments to corporate cards, invoicing, vendor management, and payroll (soon) - Bujeti unifies every financial operation into one powerful platform. With the Bujeti mobile app, you can: - Control business spend with customisable policies - Track and manage expenses in real time - Automate approvals with customisable workflows. - Create and manage budgets for teams and projects. - Automate payments and reduce manual reconciliation. - Create and send invoices with embedded payment options. - Issue multi-currency corporate cards for teams with custom limits. - Connect all your business bank accounts for a single source of truth. - Process reimbursements, vendor payments, and subscriptions in one place. - Manage finances seamlessly across teams, subsidiaries, and multiple currencies. Bujeti also integrates seamlessly with your existing tools, including Google Sheets, QuickBooks, ZohoBooks, Slack and more, to help streamline operations and close books faster with clean, auditable records. Built for African businesses: - Replaces scattered tools and manual processes with a unified platform. - Multi-entity, multi-currency support to scale as your business grows. - Works seamlessly across Nigeria, Kenya, and the Ivory Coast. Whether you’re a CFO, founder, or operations lead, Bujeti gives you full visibility and control to make faster decisions and scale with confidence. Download the Bujeti app today or visit https://www.bujeti.com to get started.

With PreSpend, you're in control of your spending — impulse isn't. Plan your money in wallets, set limits, and protect what's meant for rent, food, and family. PLAN YOUR MONEY Every naira you deposit lands as unplanned money first. Then you decide where it goes — Food, Transport, Rent, Savings, whatever matters to you. Create wallets for each purpose and split your money with a plan. TRANSFER & PAY Send money to any Nigerian bank account. Buy airtime or data. Pay electricity and cable bills. All from the same app, all drawing from the right wallet. SPENDING WALLETS — YOUR EVERYDAY MONEY Daily spending lives here. Set daily limits so you don't blow through your budget before the week is over. Uncle is watching. COMMITMENT WALLETS — MONEY YOU'VE PROMISED Rent. School fees. Family obligations. Money in a Commitment wallet waits 6 hours before it can leave. That cooling period is the whole point — it stops you from touching money you've already decided to use elsewhere. ASSET WALLETS — MONEY YOU'RE GROWING Your savings and long-term money. A 24-hour waiting period means you have to really mean it before anything moves. Lock funds until a future date if you want to take it even further. THE VAULT — YOUR SERIOUS MONEY The Vault is for money you don't want to see unless it's an emergency. Deposits above ₦10,000 automatically move 5% into your Vault. To get it out, you start an emergency release and then wait, because that's the point. Your first vault break each month is free. SAFE & PROTECTED Powered by Safe Haven MFB. Licensed by the CBN. Insured by the NDIC. Your money isn't just sitting somewhere — it's protected.