Spending Tracker vs budgetSum
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spending Tracker
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Track, split & manage money β together or solo. With SplitBudget, you always know where your money goes. Perfect for couples, families, roommates, and groups who share expenses. Features: Shared budgets for households, couples & friends Track income & expenses with categories & colors Split bills & settle debts automatically Real-time sync across all devices Clean, modern interface for fast use Secure & private with cloud backup Whether itβs rent, groceries, travel, shopping, or subscriptions, SplitBudget makes money management simple, transparent & fair. If you found a bug, or have ideas on how to make SplitBudget a better App, you can contact us here: kontakt@rene-schanzenbaecher.de You can find our terms here: https://www.split-budget.com/terms.html
budgetSum
Manage bills, track loans, and log expenses effortlessly. This app helps you stay on top of payments with reminders, budgeting tools, and AI-powered receipt scanning. Gain insights into your spending habits and share financial tracking with family.
- Bill tracking and reminders
- Instalment and loan tracking
- AI receipt scanning for expenses
- Expense logging with voice input
- Monthly budget planning
- Spending insights and charts
- Household and family sharing
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Tired of missing bill payments or losing track of what you owe? BudgetSum combines bill reminders, instalment tracking, expense logging and budgeting in one place β so you always know what's due, what's paid, and where your money is going. PERFECT FOR ANYONE WITH BILLS, LOANS OR MONTHLY PAYMENTS TRY IT IN SECONDS β NO DOWNLOAD β’ Open the BudgetSum App Clip from budgetsum.app/try β’ Add a bill or instalment and see exactly when you'd be reminded β’ Like it? Get the app β everything you added comes with you BILL TRACKER & REMINDERS β’ Track all your bills in one place β monthly, quarterly or yearly β’ Set due-date reminders so you never miss a payment β’ Mark bills as paid and review your full payment history β’ Get a summary alert when bills are overdue, with the total amount open β’ Supports rent, utilities, insurance, subscriptions & more INSTALMENT & LOAN TRACKER β’ Track instalment payments for loans, electronics & financing plans β’ See your remaining balance and total paid at a glance β’ Get notified before each payment is due β’ Log every payment with notes and dates SCAN & SPEAK β LOG EXPENSES IN SECONDS β’ Scan receipts with AI: amount, category and date are filled in automatically β’ Works with photos and PDF invoices β’ Add expenses by voice β say "5 euro at the bakery" and you're done β’ 5 free AI scans or voice entries every month, unlimited with Pro EXPENSE TRACKER β’ Log daily expenses quickly with category, amount & notes β’ Set up recurring expenses β weekly, monthly, quarterly or yearly β’ Search and filter your full spending history β’ Export your expenses as CSV anytime (Pro) BUDGET PLANNER β’ Set monthly budgets per spending category β’ Get alerts before you exceed your limit β’ Visual progress bars show your budget status at a glance SMART SPENDING INSIGHTS β’ Beautiful charts show exactly where your money goes β’ Daily, weekly & monthly spending trends β’ AI-powered insights highlight patterns and savings opportunities β’ A weekly summary keeps you on track without opening the app HOUSEHOLD & FAMILY SHARING β’ Create a household for free and invite your partner or family with a simple code β’ Track household bills and spending together β’ One Pro subscription covers everyone in your household β’ Perfect for couples, families and flatmates MONEY ACCOUNTS β’ Track bank accounts, cash and wallets in one view β’ See your total balance at a glance β’ Link expenses and salaries to specific accounts PRO FEATURES β’ Unlimited AI receipt scans and voice entries β’ Unlimited custom categories β’ Advanced analytics & in-depth insights β’ CSV export β’ Priority support BudgetSum is available in 8 languages: English, German, French, Spanish, Italian, Polish, Turkish and Ukrainian. Your data is stored securely and you can export or delete it at any time. Download BudgetSum β stop missing payments, start saving smarter. Terms of Use (EULA): https://budgetsum.app/terms Privacy Policy: https://budgetsum.app/privacy
Screenshots
Verdict
The clearest difference is device support: budgetSum at 3 against Spending Tracker's 1. budgetSum also leads on iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $2.99 per month and budgetSum sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Spending Tracker | budgetSum |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | β | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | β | Freemium |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 17.6 | 15.1 β better |
| Further details β not scored | ||
| Size | 38 MB | 50 MB |
| Age rating | 12+ | 4+ |
| Developer | Rene Weinhold | Harpreet Kumar |
In-app purchases
Spending Tracker
- SplitBudget Pro (Monthly)7 Days trial$2.991 Month
- SplitBudget Pro (1 Year)7 Days trial$17.991 Year
budgetSum
- Pro Monthly$2.991 Month
- Pro Annual7 Days trial$24.991 Year
Questions
Is Spending Tracker free?
Is budgetSum free?
Do Spending Tracker or budgetSum have ads?
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