Comparison

Spending Tracker vs budgetSum

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending Tracker

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Track, split & manage money – together or solo. With SplitBudget, you always know where your money goes. Perfect for couples, families, roommates, and groups who share expenses. Features: Shared budgets for households, couples & friends Track income & expenses with categories & colors Split bills & settle debts automatically Real-time sync across all devices Clean, modern interface for fast use Secure & private with cloud backup Whether it’s rent, groceries, travel, shopping, or subscriptions, SplitBudget makes money management simple, transparent & fair. If you found a bug, or have ideas on how to make SplitBudget a better App, you can contact us here: kontakt@rene-schanzenbaecher.de You can find our terms here: https://www.split-budget.com/terms.html

About

budgetSum

Manage bills, track loans, and log expenses effortlessly. This app helps you stay on top of payments with reminders, budgeting tools, and AI-powered receipt scanning. Gain insights into your spending habits and share financial tracking with family.

Highlights
  • Bill tracking and reminders
  • Instalment and loan tracking
  • AI receipt scanning for expenses
  • Expense logging with voice input
  • Monthly budget planning
  • Spending insights and charts
  • Household and family sharing
Features
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Tired of missing bill payments or losing track of what you owe? BudgetSum combines bill reminders, instalment tracking, expense logging and budgeting in one place β€” so you always know what's due, what's paid, and where your money is going. PERFECT FOR ANYONE WITH BILLS, LOANS OR MONTHLY PAYMENTS TRY IT IN SECONDS β€” NO DOWNLOAD β€’ Open the BudgetSum App Clip from budgetsum.app/try β€’ Add a bill or instalment and see exactly when you'd be reminded β€’ Like it? Get the app β€” everything you added comes with you BILL TRACKER & REMINDERS β€’ Track all your bills in one place β€” monthly, quarterly or yearly β€’ Set due-date reminders so you never miss a payment β€’ Mark bills as paid and review your full payment history β€’ Get a summary alert when bills are overdue, with the total amount open β€’ Supports rent, utilities, insurance, subscriptions & more INSTALMENT & LOAN TRACKER β€’ Track instalment payments for loans, electronics & financing plans β€’ See your remaining balance and total paid at a glance β€’ Get notified before each payment is due β€’ Log every payment with notes and dates SCAN & SPEAK β€” LOG EXPENSES IN SECONDS β€’ Scan receipts with AI: amount, category and date are filled in automatically β€’ Works with photos and PDF invoices β€’ Add expenses by voice β€” say "5 euro at the bakery" and you're done β€’ 5 free AI scans or voice entries every month, unlimited with Pro EXPENSE TRACKER β€’ Log daily expenses quickly with category, amount & notes β€’ Set up recurring expenses β€” weekly, monthly, quarterly or yearly β€’ Search and filter your full spending history β€’ Export your expenses as CSV anytime (Pro) BUDGET PLANNER β€’ Set monthly budgets per spending category β€’ Get alerts before you exceed your limit β€’ Visual progress bars show your budget status at a glance SMART SPENDING INSIGHTS β€’ Beautiful charts show exactly where your money goes β€’ Daily, weekly & monthly spending trends β€’ AI-powered insights highlight patterns and savings opportunities β€’ A weekly summary keeps you on track without opening the app HOUSEHOLD & FAMILY SHARING β€’ Create a household for free and invite your partner or family with a simple code β€’ Track household bills and spending together β€’ One Pro subscription covers everyone in your household β€’ Perfect for couples, families and flatmates MONEY ACCOUNTS β€’ Track bank accounts, cash and wallets in one view β€’ See your total balance at a glance β€’ Link expenses and salaries to specific accounts PRO FEATURES β€’ Unlimited AI receipt scans and voice entries β€’ Unlimited custom categories β€’ Advanced analytics & in-depth insights β€’ CSV export β€’ Priority support BudgetSum is available in 8 languages: English, German, French, Spanish, Italian, Polish, Turkish and Ukrainian. Your data is stored securely and you can export or delete it at any time. Download BudgetSum β€” stop missing payments, start saving smarter. Terms of Use (EULA): https://budgetsum.app/terms Privacy Policy: https://budgetsum.app/privacy

Screenshots

Spending Tracker4 screens
budgetSum4 screens

Verdict

The call

The clearest difference is device support: budgetSum at 3 against Spending Tracker's 1. budgetSum also leads on iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $2.99 per month and budgetSum sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences Β· 6 level
Spending Tracker versus budgetSum: the parameters behind the verdict, then further details
ParameterSpending TrackerbudgetSum
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyβ€”Weekly
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Freemium
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS17.615.1 β€” better
Further details β€” not scored
Size38 MB50 MB
Age rating12+4+
DeveloperRene WeinholdHarpreet Kumar

In-app purchases

2 purchases

Spending Tracker

Subscriptions2
  • SplitBudget Pro (Monthly)7 Days trial$2.991 Month
  • SplitBudget Pro (1 Year)7 Days trial$17.991 Year
2 purchases

budgetSum

Subscriptions2
  • Pro Monthly$2.991 Month
  • Pro Annual7 Days trial$24.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is budgetSum free?
budgetSum is free to download, with in-app purchases available.
Do Spending Tracker or budgetSum have ads?
Neither Spending Tracker nor budgetSum shows ads.

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