Financial IQ vs MassTrack
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Financial IQ
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Financial IQ: real accounting for UK small businesses, and a clear picture of your own money, on your phone. Financial IQ is built to be so good you do not need an accountant for the routine work: invoicing, bookkeeping, reconciliation and VAT. Complex tax planning and strategic advice are still a job for a professional, but the everyday running of your business finances belongs in your own hands. WHAT YOU CAN DO Invoicing: create and send professional invoices in seconds, complete with VAT and the cost centre, project or fund coding your accountant already set up for you. Bank feeds: connect your business bank accounts and watch transactions flow in automatically, ready to categorise. Receipts: snap a photo or forward an email and Financial IQ reads the receipt, matches it to a transaction and files it. Mileage: log business trips as you go and see your HMRC mileage claim build in real time. Reports: check your revenue, profit and margin for this month and year to date, with a six month trend so you can see where the business is heading. Multi-company: switch between every business or client you manage from one account. BUILT FOR THE UK Financial IQ speaks HMRC's language. Making Tax Digital, VAT returns and UK accounting standards are built in from the ground up, not bolted on. YOUR DATA, PROTECTED Bank-level encryption and secure cloud sync keep your financial data safe, wherever you are. Financial IQ Corporate is the mobile companion to the full Financial IQ platform. Sign in with your existing account to pick up right where you left off. YOUR PERSONAL MONEY Switch to your Personal space to see your net worth, accounts, spending, budgets, bills, cashflow, debts, goals and your tax position in one place. Personal is free. Live bank feeds (ยฃ1.99 a month per feed) and your Self Assessment tax return are optional in-app purchases. SUBSCRIPTIONS AND PURCHASES Live bank feed subscriptions renew monthly until you cancel them in your Apple ID settings. Payment is taken from your Apple ID when you confirm the purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of service: https://www.financialiq.co.uk/terms Privacy notice: https://www.financialiq.co.uk/privacy
MassTrack
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The app is designed to connect to the MassTrack Platform. MassTrack Platform can monitor thousands of assets, and display their precise location on map. In addition to tracking objects in real time, it provides historical routes, sends notifications about events that may require immediate action, generate reports and much more. The user can deploy either a OBD tracker, Asset tracker or a mobile device to integrate to the platform..
Screenshots
Verdict
The clearest difference is update cadence: MassTrack at fortnightly against Financial IQ's monthly. MassTrack also leads on iOS requirement (12.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Financial IQ ships an update monthly, MassTrack fortnightly. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.
| Parameter | Financial IQ | MassTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Fortnightly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod โ better |
| Requires iOS | 16.4 | 12.0 โ better |
| Further details โ not scored | ||
| Size | 72 MB | 167 MB |
| Age rating | 4+ | 4+ |
| Developer | Smith & Johnson Ltd | Mass Vehicle Security |
In-app purchases
Financial IQ
No in-app purchases
MassTrack
No in-app purchases








