Comparison

UltiSaver vs Churner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UltiSaver

Features
Read full description

Forget what you’ve spent — it’s time to track what you DIDN’T spend. UltiSaver flips the script on saving: We don’t overwhelm you with income and expense tracking. Just use this focused 1-feature app to build self-control. Think: “I want a coffee” — Choose “Nah, I’ll save” — Log “I saved $5 not buying coffee” — BE AMAZED at how much you didn’t spend in a week, month, or year. • Log skipped purchases in seconds • Watch your “could’ve spent” total climb • Celebrate everyday wins and self-control No banks. No budgets. Just proof that you’re stronger than impulse. Terms of Use: https://www.ultibudget.com/ultisaver-terms-of-use Privacy Policy: https://www.ultibudget.com/ultisaver-privacy-policy

About

Churner

This app helps credit card enthusiasts track spending, manage rewards, and optimize their card strategy. It offers automated tracking for card opening rules and sign-up bonuses, with smart input methods like clipboard parsing and OCR scanning. Visualize spending habits with interactive charts and keep your financial data private with 100% offline storage.

Highlights
  • Card opening rule tracking (5/24)
  • Sign-up bonus (SUB) management
  • Smart clipboard transaction parsing
  • OCR scanning for statement import
  • Visual spending analytics
  • 100% offline data storage
Features
Read full description

Master your credit card strategy with Churner. Churner is the all-in-one spending tracker designed specifically for credit card enthusiasts and churners. Say goodbye to complicated spreadsheets and hello to a beautiful, automated dashboard. KEY FEATURES: ■ Card Opening Rule Tracker Automatically calculate your 5/24 and other statuses and know exactly when your slots will free up. Track card opening dates and issuers effortlessly. ■ Sign-Up Bonus (SUB) Manager Never miss a bonus again. Set spending goals and deadlines for each card. Visualize your progress with intuitive rings and get notified before you miss a deadline. ■ Frictionless Input - Smart Clipboard: Just copy your transaction text from a bank alert, open Churner, and let the app parse the details automatically. - OCR Scanning: Screenshot your billing statements or recent transactions to import data in seconds. ■ Visual Analytics Understand your spending habits with beautiful interactive charts. Analyze by category, day, month, or year to optimize your budget while earning points. Optimize your wallet today with Churner.

Screenshots

UltiSaver4 screens
Churner4 screens

Verdict

The call

The clearest difference is price: Churner at Free against UltiSaver's $2.99. UltiSaver's advantage is in-app purchases (none vs 4) and update cadence (daily vs every 10 days). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Churner is free to download; UltiSaver costs $2.99 up front. Churner sells 4 one-off in-app purchases. UltiSaver asks for nothing beyond the download.

UpkeepUpdate frequency

UltiSaver ships an update daily, Churner every 10 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
UltiSaver versus Churner: the parameters behind the verdict, then further details
ParameterUltiSaverChurner
Price$2.99Free — better
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyDaily — betterEvery 10 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone
Requires iOS16.0 — better17.6
Further details — not scored
Size3 MB4 MB
Age rating12+4+
DeveloperJoshua FarnellKunyoung Jung

In-app purchases

None

UltiSaver

No in-app purchases

4 purchases

Churner

One-time4
  • Small Tip$2.99
  • Medium Tip$5.99
  • Large Tip$19.99
Show 1 more
  • Super Tip$29.99

Questions

Is UltiSaver free?
UltiSaver costs $2.99, with no in-app purchases.
Is Churner free?
Churner is free to download, with in-app purchases available.
Do UltiSaver or Churner have ads?
Neither UltiSaver nor Churner shows ads.
Which is updated more often, UltiSaver or Churner?
UltiSaver ships an update daily, and Churner every 10 days. Most recently, UltiSaver was updated on October 30, 2026 and Churner on October 31, 2026.

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