Comparison

Buga Money Transfer vs PayTrueQR

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Buga Money Transfer

Features
Read full description

We are Peniel Services Limited trading as Buga Money, registered with FCA as a Payment Institution in the UK. Our mobile app is the easiest and cheapest way of transferring money worldwide. Explore our app for exciting offers and seamless money transfer experience. 1. Register/Login 2. Add Beneficiaries 3. Initiate and Pay for the Transfer 4. Track Transfer Status

About

PayTrueQR

Features
Read full description

Stop losing your profits to high card fees. PayTrueQR is the fast, secure, and fair way for UK businesses to accept payments. Bypass costly card networks and get paid directly into your bank account, no terminals, no hidden costs, and no waiting days for your money. Traditional card processors take a percentage of every sale. We think that’s unfair. PayTrueQR uses Open Banking to settle payments near-instantly for a transparent, ultra-low fixed fee. β€’ Instant Settlement: Funds reach your account in seconds via the UK Faster Payments Service (FPS). Improve your cash flow overnight. β€’ Ultra-Low Fees: Enjoy transparent, fixed-fee pricing. Keep more of what you earn compared to traditional card processors. β€’ No Hardware Needed: Your phone is your terminal. Generate a secure QR code in seconds for your customers to scan. β€’ Bank-Grade Security: Payments are authorised by your customers directly in their own banking app using FaceID or TouchID. PayTrueQR Limited | Registered in England and Wales | Company Number: 16567595 | ICO Registration Number: ZC100823 | VAT Number: 511050654 PayTrueQR Limited is acting as a Registered Agent of Finexer LTD ("Finexer"). Finexer is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 (Firm Reference Number 925695) as an Authorised Payment Institution to provide Account Information Services (AIS) and Payment Initiation Services (PIS).

Screenshots

Buga Money Transfer4 screens
PayTrueQR4 screens

Verdict

The call

The clearest difference is update cadence: Buga Money Transfer at every 5 weeks against PayTrueQR's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Buga Money Transfer ships an update every 5 weeks, PayTrueQR every 6 months. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard1 real difference Β· 5 level
Buga Money Transfer versus PayTrueQR: the parameters behind the verdict, then further details
ParameterBuga Money TransferPayTrueQR
PriceFreeFree
Update frequencyEvery 5 weeks β€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 β€” better16.4
Further details β€” not scored
Size115 MB52 MB
Age rating17+4+
DeveloperPeniel Services LimitedPayTrueQR Limited

In-app purchases

None

Buga Money Transfer

No in-app purchases

None

PayTrueQR

No in-app purchases

Questions

Is Buga Money Transfer free?
Buga Money Transfer is free to download, with no in-app purchases.
Is PayTrueQR free?
PayTrueQR is free to download, with no in-app purchases.
Do Buga Money Transfer or PayTrueQR have ads?
Neither Buga Money Transfer nor PayTrueQR shows ads.
Which is updated more often, Buga Money Transfer or PayTrueQR?
Buga Money Transfer ships an update every 5 weeks, and PayTrueQR every 6 months. Most recently, Buga Money Transfer was updated on November 5, 2026 and PayTrueQR on November 9, 2026.

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