Comparison

PayAsap vs Subzap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayAsap

Easily manage everyday payments like airtime, mobile data, and utility bills. Save frequent payees for quick transactions and access detailed payment history with instant receipts.

Highlights
  • Airtime and data top-ups
  • TV and subscription renewals
  • Electricity bill payments
  • Save favorite numbers/meters
  • Instant, shareable receipts
  • Transaction history search
Features
Read full description

PayAsap makes everyday payments effortless. Top up airtime, buy mobile data, and pay for TV and electricity—all in a few taps. Track every transaction, save favorite numbers/meters, and get instant receipts you can download or share. What you can do Airtime & Data: Instant top-ups for major networks. TV & Subscriptions: Renew DStv, GOtv, Startimes, and more. Electricity Bills: Prepaid/postpaid meter payments with instant tokens where supported. Education & Internet: Pay common education and internet services (where available). Receipts & Invoices: Auto-generated receipts (PDF) you can save or share. Beneficiaries: Save numbers, meters, and smart cards for one-tap repeat payments. Smart History: Powerful filters and search to find any transaction fast. Why PayAsap Speed you feel: Optimized checkout for quick, reliable payments. Transparent pricing: No surprises—see fees (if any) before you pay. Designed for you: Clean, modern UI that’s easy on the eyes. Works your way: Pay with wallet

About

Subzap

Easily track all your recurring expenses in one place. Get smart reminders before renewals and receive AI-powered advice on which subscriptions to keep or cancel to save money.

Highlights
  • Track all subscriptions
  • View spending breakdown
  • Renewal countdowns
  • Smart renewal reminders
  • AI savings advisor
  • Custom service addition
Features
Read full description

Subzap helps you take control of your subscriptions before they drain your wallet. The average person wastes $300/year on subscriptions they forgot they had. Subzap fixes that. TRACK EVERYTHING IN ONE PLACE Add any subscription in seconds — streaming, apps, software, SaaS tools, and more. 100+ services built-in with logos, or add your own custom service instantly. SEE YOUR REAL SPENDING Know exactly what you spend daily, monthly, and yearly. A visual breakdown shows where your money actually goes, so nothing hides in plain sight. NEVER GET CAUGHT OFF GUARD Live renewal countdowns tell you what's charging soon. Get smart reminders before renewals hit so you can cancel before the charge — not after. AI SAVINGS ADVISOR Our AI reviews your subscriptions and tells you exactly which ones to keep and which to cut — based on your actual usage patterns and value. SUBZAP PREMIUM - Unlimited subscriptions - AI savings advisor - Smart renewal reminders - Full spending analytics - 7-day free trial — cancel anytime Download Subzap and see how much you've been silently losing every month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PayAsap4 screens
Subzap4 screens

Verdict

The call

The clearest difference is in-app purchases: PayAsap at none against Subzap's 2. PayAsap also leads on iOS requirement (13.0 vs 15.0). Subzap's advantage is update cadence (every 2 days vs every 4 weeks) and rating (4.8 vs 4.5). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subzap sells 2 in-app purchases, starting at $4.99 per month. PayAsap asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Subzap holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

PayAsap ships an update every 4 weeks, Subzap every 2 days. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
PayAsap versus Subzap: the parameters behind the verdict, then further details
ParameterPayAsapSubzap
PriceFreeFree
Rating4.5 (2 ratings)4.8 (4 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings24 — better
Update frequencyEvery 4 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size82 MB25 MB
Age rating4+4+
DeveloperAsap Software DevelopersOGHENE-MESHACH ANUKU

Customer experience

PayAsap

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subzap

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PayAsap

No in-app purchases

2 purchases

Subzap

Subscriptions2
  • Subzap Monthly$4.991 Month
  • Subzap Yearly$29.991 Year

Questions

Is PayAsap free?
PayAsap is free to download, with no in-app purchases.
Is Subzap free?
Subzap is free to download, with in-app purchases available.
Which has better reviews, PayAsap or Subzap?
Subzap is rated higher. PayAsap averages 4.5 out of 5 from 2 ratings, while Subzap averages 4.8 from 4 ratings.
Do PayAsap or Subzap have ads?
Neither PayAsap nor Subzap shows ads.
Which is updated more often, PayAsap or Subzap?
PayAsap ships an update every 4 weeks, and Subzap every 2 days. Most recently, PayAsap was updated on October 21, 2026 and Subzap on October 24, 2026.

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