Mfuko App vs Monaza
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mfuko App
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The only all-in-one management software made exclusively for SACCOs and lenders that want to be the next big bank If you’re done playing small… If you’re down to leading the best SACCO… If you’re scaling your money lending business… And data management and financial computations are your weak link… Stop worrying. Mfuko is your partner so your team can work faster and more efficiently to grow your business
Monaza
This app provides a single number to track your financial health, showing how long your money will last at your current spending rate. It offers balance forecasts, monthly planning, investment tracking, and multi-currency support, designed for complex financial environments.
- Balance forecast
- Monthly planning
- Available to spend calculation
- Investment and BODIVA tracking
- Net worth calculation
- Dividend tracking
- Multi-currency support
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Say what you spent and Monaza logs it. See what you can still spend this week, the bills coming up and your stock portfolio, all in one app. Log in seconds by voice or by typing, cash or card. LOG BY VOICE • Say "taxi home, 12 dollars" and the expense is saved • Or type it: amount, category, save • Widgets and Siri shortcuts to log without opening the app KNOW WHAT YOU CAN SPEND • One number on your dashboard: what's available until the end of the week or until payday • Budgets per category, with what's left in each • Compare this month with last month and find out where you overspend NO BILL CATCHES YOU OFF GUARD • Rent, utilities, internet and school fees in an agenda and a calendar • Reminders on the day each bill is due • Confirm a payment with one tap PLAN YOUR MONTH • Set what a month of living costs you and how much you want to save • See if you're spending at the right pace • On a salary or living off savings: see how long your money lasts YOUR INVESTMENTS AND NET WORTH • Stocks and treasury bonds, with prices and charts (including the BODIVA exchange in Angola) • Alerts when a stock moves more than 10% • Your whole net worth in one number: accounts, investments, property and debts MADE FOR YOU • Any currency • Face ID, hide amounts with one tap, light and dark themes • Import your history from Spendee or a CSV file Questions or ideas? Message us from the app. We read everything.
Screenshots
Verdict
The clearest difference is update cadence: Monaza at every 3 weeks against Mfuko App's every 5 months. Mfuko App's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mfuko App ships an update every 5 months, Monaza every 3 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Mfuko App | Monaza |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 33 MB | 49 MB |
| Age rating | 17+ | 4+ |
| Developer | Nugsoft Technologies | Tumaio, Inc. |
In-app purchases
Mfuko App
No in-app purchases
Monaza
No in-app purchases









