Comparison

Mfuko App vs Monaza

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mfuko App

Features
Read full description

The only all-in-one management software made exclusively for SACCOs and lenders that want to be the next big bank If you’re done playing small… If you’re down to leading the best SACCO… If you’re scaling your money lending business… And data management and financial computations are your weak link… Stop worrying. Mfuko is your partner so your team can work faster and more efficiently to grow your business

About

Monaza

This app provides a single number to track your financial health, showing how long your money will last at your current spending rate. It offers balance forecasts, monthly planning, investment tracking, and multi-currency support, designed for complex financial environments.

Highlights
  • Balance forecast
  • Monthly planning
  • Available to spend calculation
  • Investment and BODIVA tracking
  • Net worth calculation
  • Dividend tracking
  • Multi-currency support
Features
Read full description

Say what you spent and Monaza logs it. See what you can still spend this week, the bills coming up and your stock portfolio, all in one app. Log in seconds by voice or by typing, cash or card. LOG BY VOICE • Say "taxi home, 12 dollars" and the expense is saved • Or type it: amount, category, save • Widgets and Siri shortcuts to log without opening the app KNOW WHAT YOU CAN SPEND • One number on your dashboard: what's available until the end of the week or until payday • Budgets per category, with what's left in each • Compare this month with last month and find out where you overspend NO BILL CATCHES YOU OFF GUARD • Rent, utilities, internet and school fees in an agenda and a calendar • Reminders on the day each bill is due • Confirm a payment with one tap PLAN YOUR MONTH • Set what a month of living costs you and how much you want to save • See if you're spending at the right pace • On a salary or living off savings: see how long your money lasts YOUR INVESTMENTS AND NET WORTH • Stocks and treasury bonds, with prices and charts (including the BODIVA exchange in Angola) • Alerts when a stock moves more than 10% • Your whole net worth in one number: accounts, investments, property and debts MADE FOR YOU • Any currency • Face ID, hide amounts with one tap, light and dark themes • Import your history from Spendee or a CSV file Questions or ideas? Message us from the app. We read everything.

Screenshots

Mfuko App4 screens
Monaza4 screens

Verdict

The call

The clearest difference is update cadence: Monaza at every 3 weeks against Mfuko App's every 5 months. Mfuko App's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mfuko App ships an update every 5 months, Monaza every 3 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 7 level
Mfuko App versus Monaza: the parameters behind the verdict, then further details
ParameterMfuko AppMonaza
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size33 MB49 MB
Age rating17+4+
DeveloperNugsoft TechnologiesTumaio, Inc.

In-app purchases

None

Mfuko App

No in-app purchases

None

Monaza

No in-app purchases

Questions

Is Mfuko App free?
Mfuko App is free to download, with no in-app purchases.
Is Monaza free?
Monaza is free to download, with no in-app purchases.
Do Mfuko App or Monaza have ads?
Neither Mfuko App nor Monaza shows ads.
Which is updated more often, Mfuko App or Monaza?
Mfuko App ships an update every 5 months, and Monaza every 3 weeks. Most recently, Mfuko App was updated on October 30, 2026 and Monaza on November 5, 2026.

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