Mero Hisab vs ClearFinance

MeroHisab is a simple, secure ledger and billing app made for Nepali shop owners, small businesses, and individuals. Keep your hisab-kitab on your phone - it works without internet and syncs safely when you're back online. CUSTOMER & SUPPLIER KHATA • Record "You Got" and "You Gave" entries for every customer and supplier • See who owes you and whom you owe at a glance • Attach bills, receipts and photos from camera, gallery or PDF • Send payment reminders and keep a list of upcoming collections • Import customers and suppliers from your phone contacts BILLING & SALES (POS) • Create sales quickly with discount and VAT 13% calculation • Professional invoices and receipts in classic, compact and thermal layouts • Flexible invoice numbering for your business • Record sale returns linked to the original sale • Share or download invoices as PDF INVENTORY • Manage products and services with purchase and selling prices • Units and unit conversion • Stock movements and low-stock reminders EXPENSES & INCOME • Log business and personal expenses and income by category • Cash, bank and digital wallet accounts • Recurring entries REPORTS • Sales and purchase summary and detail reports • Item movement, party and inventory reports • Export reports as PDF PERSONAL KHATA & INTEREST • Separate personal khata for lending and borrowing between friends and family • Interest calculation on selected entries SPLIT & POOL GROUPS • Split shared bills equally, unequally, by percentage or by shares • Pool money for trips and events and track every contribution • Settle up with the fewest payments TOOLS • Gramin Byaj (traditional interest) calculator with Bikram Sambat dates • Loan / EMI repayment calculator • Business card and greeting card maker MADE FOR NEPAL • Nepali and English languages • Bikram Sambat (BS) or AD dates • Lakh/crore or international number format • Multiple businesses under one account SAFE & PRIVATE • Works offline - your data stays on your device and syncs when online • Encrypted local database • App lock with PIN or Face ID / Touch ID Start keeping your hisab the easy way with MeroHisab.

ClearFinance is a simple finance and business management app for small business owners, freelancers, contractors, landlords, and independent professionals. Track income, expenses, loans, invoices, estimates, recurring bills, clients, and business details in one organized place. CashBooks Create separate CashBooks for different businesses, projects, households, or purposes. Record income and expenses with descriptions, dates, amounts, and payment details. Add people, search transactions, filter by person, review activity by month, and view total income, expenses, and net balance. Premium users can export CashBook records as CSV files. ClearFinance currently uses USD. Loans and LendBook Manage money you have lent or borrowed. Add borrower or lender details, record the original principal, add charges or fees, track payments and payment dates, see total paid, calculate remaining balances, review loan activity, and generate shareable loan invoice documents. Monthly Bills Organize recurring expenses such as rent, utilities, subscriptions, insurance, software, phone bills, internet, and loan payments. Save each bill’s name, amount, and due day, then view your expected monthly commitments in one place. Clients Create a client list with names and contact details. Connect clients to invoices and estimates so you can prepare professional documents without repeatedly entering the same information. Invoices Create professional invoices for products and services. Select a client, add multiple line items, enter descriptions and prices, calculate totals automatically, set invoice and due dates, add notes, and track draft, sent, accepted, declined, and expired invoices. Review invoices by month, see outstanding balances, and generate or share invoice documents. Estimates Prepare project pricing before work begins. Create blank estimates, select a client, add project items, descriptions, prices, dates, expiration dates, and notes. Track draft, sent, accepted, declined, and expired estimates, review monthly totals, and generate shareable estimate documents. AI Estimate Builder Create estimate line items faster with AI. Describe a project by typing, speaking, or attaching photos. AI can suggest services, materials, tasks, and prices. Review the transcript, edit item names and prices, remove unwanted items, review the total, and add approved items to a new estimate. AI suggestions are editable and should be reviewed before sharing with a customer. Dashboard and Business Profile The dashboard summarizes CashBook balances, loan balances, invoice totals, estimate totals, and monthly bills. Use search, filters, monthly views, status tracking, automatic totals, and balance calculations to find information quickly. Save your business name, address, phone number, and email for use in documents and reminders. Premium Features Premium includes unlimited CashBooks, cloud sync, unlimited loans, CSV export, invoice generation, AI Estimate Builder, voice-powered estimate creation, image-assisted estimate creation, and editable AI-generated estimate line items. ClearFinance helps you spend less time organizing finances and more time running your business.