Comparison

Simple Net Worth Tracker vs DividendManageMemo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Net Worth Tracker

This secure, offline asset management app lets you track your finances without connecting to banks. It offers intuitive features for managing diverse portfolios, visualizing trends with charts, and customizing your experience.

Highlights
  • Fully offline asset management
  • No bank account connections
  • Intuitive 4-tab layout
  • 162 currencies with real-time exchange rates
  • Trend charts and analysis
  • Passcode lock for security
  • Customizable themes and dark mode
Features
Read full description

Simple, Easy, Absolutely Secure! Fully offline asset management app for complete peace of mind. No complex setup needed — start in just 3 minutes. All data stays on your device and is never sent online. No bank logins, no internet dependency, zero risk of leaks. The safest asset management tool ever. 【Why Choose This App】 Outstanding Security ・Data stored only on your smartphone ・Works fully offline ・No bank account connections ・Zero risk of hacking or leaks ・Passcode lock for lost-device protection Amazingly Simple ・No account registration ・Ready to use right after download ・Intuitive 4-tab layout ・Clear operation with sample data ・No complicated menus Professional Features, Simple Operation ・Manage multiple bank, securities, and insurance accounts ・One-tap balance updates, difference entry supported ・162 currencies with real-time exchange rates ・Category filters for instant composition view ・Beautiful trend charts Advanced Analysis ・Time-series line charts ・Account-specific stacked charts ・Flexible periods (1 month to full history) ・Auto-calculated stats: max, min, changes ・Pie charts for asset/liability ratios Customization ・10 language options ・Dark mode ・Multiple theme colors ・Home widget for total assets ・Shareable chart images 【Compared to Other Apps】 Other Apps ・Require bank links (leak risk) ・Monthly fees ・Internet required ・Steep learning curve ・Ad-cluttered screens This App ・100% offline & secure ・One-time purchase ・Works without signal ・Learn in 3 minutes ・Optional ad removal 【Perfect For】 Investors ・Unified management of diverse assets ・Regular portfolio checks ・Accurate valuation of foreign ETFs & FX assets Household Budget Managers ・Combine balances from multiple accounts ・Track total assets incl. insurance & deposits ・Safely record family finances Overseas Residents / Frequent Travelers ・Manage in local currency & JPY ・Offline use anywhere ・Track FX impacts on assets Beginners ・Safe, simple start ・No unnecessary features ・No personal data entry For anyone frustrated with traditional asset management tools, this next-gen app delivers maximum safety and simplicity. Professional analysis tools — without compromising your privacy. Download now for stress-free asset management.

About

DividendManageMemo

Features
Read full description

An asset management app dedicated to visualizing dividends and fund distributions. Manage Japanese stocks, U.S. stocks, and mutual funds in one place, and grasp monthly income, annual projections, and each holding’s contribution at a glance. Supports multiple accounts, so your day-by-day progress is instantly clear. Main Features - Monthly charts: Automatically aggregates and visualizes monthly payouts and trends. - Portfolio snapshot: Check annual expected income, market value, and yield on cost in one view. - Allocation pie chart: Visualizes dividend contribution by holding. - Asset management: List, view details, edit stocks/mutual funds, and review dividends/distributions. - Multi-account support: Manage holdings and cost basis per account (e.g., taxable/NISA). Convenient Points - Auto refresh: Fetches prices, dividends, and FX rates in the background to keep data up to date. - Currencies: Seamlessly track valuations and payouts in JPY/USD. - Offline search: Built-in securities master enables smooth symbol selection even with unstable connectivity. - Backup/Restore: Safely export/import via JSON. Restores brokerage order and default settings as they were. - Brokerage management: Edit/delete brokerage names and set defaults to speed up input. Recommended For - Dividend-focused investors: Keep monthly income visible to stay motivated. - Domestic & overseas mix: Manage Japanese/U.S. stocks and mutual funds across the board. - Multiple accounts: Clearly separate acquisition cost and balances by account. Design Principles - Simple UI: Intuitive screens for fast access to what matters. - On-device storage: Data is saved on your device; safely transfer it with backups. - Edit with confidence: Securities, accounts, and brokerages can be carefully maintained later. Notes - Information in this app is for reference only. Please make trading and investment decisions at your own risk. Before using this application, be sure to read the Terms of Use below. By installing, you are deemed to have agreed to these Terms. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Simple Net Worth Tracker4 screens
DividendManageMemo4 screens

Verdict

The call

The clearest difference is in-app purchases: DividendManageMemo at none against Simple Net Worth Tracker's 1. Simple Net Worth Tracker's advantage is update cadence (weekly vs every 4 months) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Net Worth Tracker sells 1 one-off in-app purchase. DividendManageMemo asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Net Worth Tracker ships an update weekly, DividendManageMemo every 4 months. The most recent releases landed on September 23, 2026 and May 17, 2026 respectively.

Scorecard4 real differences · 4 level
Simple Net Worth Tracker versus DividendManageMemo: the parameters behind the verdict, then further details
ParameterSimple Net Worth TrackerDividendManageMemo
PriceFreeFree
Positive reviews95.0% of reviews—
Update frequencyWeekly — betterEvery 4 months
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better18.0
Further details — not scored
Size47 MB11 MB
Age rating4+4+
DeveloperUPDEITO INC.NORIHIKO HAYASAKA

In-app purchases

1 purchases

Simple Net Worth Tracker

One-time1
  • Hide ads$9.99
None

DividendManageMemo

No in-app purchases

Questions

Is Simple Net Worth Tracker free?
Simple Net Worth Tracker is free to download, with in-app purchases available.
Is DividendManageMemo free?
DividendManageMemo is free to download, with no in-app purchases.
Do Simple Net Worth Tracker or DividendManageMemo have ads?
Both Simple Net Worth Tracker and DividendManageMemo show ads.
Which is updated more often, Simple Net Worth Tracker or DividendManageMemo?
Simple Net Worth Tracker ships an update weekly, and DividendManageMemo every 4 months. Most recently, Simple Net Worth Tracker was updated on September 23, 2026 and DividendManageMemo on May 17, 2026.

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