Comparison

Invora vs HOLD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Invora

This app enables freelancers and businesses to create invoices and receive payments instantly in USDC. It offers transparent, low fees, allowing users to keep more of their earnings. Manage all your invoices and payments in one simple, secure application.

Highlights
  • Create professional invoices
  • Accept instant USDC payments
  • Share invoices via QR code
  • Track paid and unpaid invoices
  • Low transaction fees
  • Global payment reception
  • Non-custodial account control
Features
Read full description

Invora — Get Paid Faster. Keep More. Invora helps freelancers and businesses create invoices and receive payments in milliseconds with simple, transparent fees. Traditional payment systems can take days to settle and charge high fees. Invora is built on Solana, so businesses can receive USDC payments instantly while keeping more of what they earn. Create invoices, add items, adjust tax and fees, share QR codes, and receive payments globally with no complex hardware or banking setup required. What you can do with Invora • Create professional invoices in seconds • Accept payments instantly in USDC • Share invoices via QR code • Track paid and unpaid invoices easily • Keep 99.25% of every payment with low fees • Receive payments from customers worldwide • Manage payments and invoices in one simple app Built for modern businesses Invora is ideal for freelancers, online or in-person sellers, global businesses, and anyone who wants faster settlement and lower payment fees. Payments settle in milliseconds, helping your cash flow while reducing friction for customers. Transparent pricing Invora uses a simple transaction fee of 0.75%, helping businesses keep more revenue compared to traditional payment processors. Secure and user controlled Invora is non-custodial. You control your account and funds at all times. Download Invora and start receiving payments in milliseconds. Get paid faster. Keep more. Grow your business. Terms and conditions: https://www.invora.us/en/privacy-terms https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

HOLD

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

Highlights
  • Receive payments globally
  • Split expenses in group chats
  • AI money assistant for planning
  • Book travel and hotels
  • Save and invest in crypto
  • Self-custodial security
Features
Read full description

HOLD: money, finally social. Get paid from anywhere, pay friends like you text, and let Hi, your money assistant, plan your next trip. One app, and only you hold your money. GET PAID FROM ANYWHERE • Your own USD, EUR and GBP account numbers, and more currencies • Get paid by clients, employers and platforms worldwide • Share your @username, not long addresses or SWIFT codes YOUR GROUP CHAT, NOW WITH MONEY • Chat 1:1 or in groups and pay right in the conversation • Split trips, dinners and rent. HOLD tracks who owes what • Settle up in one tap JUST ASK HI • Your AI money assistant, right in your chats • Ask for a hotel near an event and book it without leaving the chat • Hi keeps to your budget TRAVEL MORE, PAY LESS • eSIMs for your next trip, from $13 • Hotels worldwide, paid from your balance • Earn HiPoints as you go SAVE AND INVEST • Keep your earnings in dollars, safe from local inflation • Buy Bitcoin, Ethereum, Solana and more • Convert between currencies in one tap SECURITY • Self-custodial: your recovery phrase never leaves your device • Passkey and Face ID login, no passwords to leak • BIP-39 compatible: if you ever leave, you take everything with you WHO IT'S FOR Freelancers, remote workers, creators, travellers and friends who share expenses. Anyone whose paycheck lives in one currency and whose life lives in another. WHAT WE WILL NEVER DO • Block you based on your country • Sell your data • Hide fees in the exchange rate HOLD is a tool. Your money is yours. Create your account in 30 seconds with your email and a passkey. hello@hihodl.xyz · hihodl.xyz

Screenshots

Invora4 screens
HOLD4 screens

Verdict

The call

The clearest difference is rating: Invora at 5.0 against HOLD's 1.0. Invora also leads on update cadence (every 2 weeks vs monthly) and ratings volume (3 vs 1). HOLD's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Invora holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Invora ships an update every 2 weeks, HOLD monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Invora versus HOLD: the parameters behind the verdict, then further details
ParameterInvoraHOLD
PriceFreeFree
Rating5.0 (3 ratings) — better1.0 (1 ratings)
Positive reviews—0.0% of reviews
Number of ratings3 — better1
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size45 MB119 MB
Age rating17+17+
DeveloperBlue Giant Labs, LLCHIHODL Technologies OU

Customer experience

Invora

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

HOLD

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Invora

No in-app purchases

None

HOLD

No in-app purchases

Questions

Is Invora free?
Invora is free to download, with no in-app purchases.
Is HOLD free?
HOLD is free to download, with no in-app purchases.
Which has better reviews, Invora or HOLD?
Invora is rated higher. Invora averages 5.0 out of 5 from 3 ratings, while HOLD averages 1.0 from 1 ratings.
Do Invora or HOLD have ads?
Neither Invora nor HOLD shows ads.
Which is updated more often, Invora or HOLD?
Invora ships an update every 2 weeks, and HOLD monthly. Most recently, Invora was updated on October 24, 2026 and HOLD on October 25, 2026.

Other comparisons