Borrow vs Merit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Borrow
This app helps you regain control of your screen time by setting daily limits and making each unlock a deliberate choice. It offers features like Focus Mode, customizable time budgets, and an Allowlist for essential apps. Track your usage patterns and take back your time.
- Daily time budget
- Focus Mode
- Allowlist for essential apps
- Protected and Strict modes
- Live Activity countdown
- Siri Shortcuts
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You already know. You pick it up without thinking. Another evening gone. You meant to put it down an hour ago. Borrow doesn't judge you. It gives you a daily budget and makes every unlock a conscious choice. Focus Mode blocks everything on your phone. When you actually need it, you borrow time. You choose how long, you choose why, and when the time's up everything locks again. No streaks. No guilt. Just a limit that means something. Set your daily budget anywhere from 1 minute to 8 hours. Every borrow counts against it. When it's gone, it's gone. Resets at midnight. Each unlock asks you two things: how long, and why. Talk to someone. Something specific. Just need a break. The reason matters, and over time the patterns become obvious. If you need Focus Mode to actually stick, you can set it to Protected mode with a 30-second cooldown before you can turn it off, or go full Strict and lock yourself in until your commitment ends. No exceptions. Your bank app, phone calls, Maps, anything you need always available through the Allowlist. Sessions let you unlock specific apps for a set window. Schedules handle recurring blocks for work hours or evenings. There's a Live Activity countdown on your Lock Screen and Dynamic Island, home screen widgets, and Siri Shortcuts if you need them. Your Screen Time data never leaves your device. No servers, no account, no analytics, no ads. Take back your time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Protected mode, Strict mode, and the Allowlist require Borrow Pro, an optional subscription.
Merit
This app locks distracting applications on your phone until you achieve your daily fitness objectives. It integrates with health tracking to monitor your activity, helping you build consistent exercise habits and reduce screen time.
- Fitness-based app blocking
- Apple Health integration
- Customizable fitness goals
- Personalized app blocking
- Habit building
- Screen time control
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Merit helps you exercise more and scroll less by locking distracting apps until you complete your daily fitness goals. Merit blocks apps on your phone until you complete your set physical activity for the day. We know just how difficult it is to exercise when the dopamine rush of social media is one click away. This is why we built Merit. FEATURES Fitness-Based App Blocking Block any app or website until you complete your daily physical activity goal. Apple Health Integration Merit securely syncs with Apple Health to track steps, calories burned, or Move goals. Custom Fitness Goals Set goals that match your lifestyle, and increase them as your fitness improves. Personalized App Blocking Choose exactly which apps or sites to block (social media, streaming, games, and more). Build Consistent Habits Turn exercise into a daily non-negotiable by tying it to something you already want. Screen Time Control Reduce screen time by limiting access to distracting apps until your goals are complete. WHY DOES IT WORK? Merit removes temptation and replaces it with accountability, helping you: - Reduce screen time - Exercise consistently - Build healthier daily habits Merit includes a free 14 day trial to use all of its features. You can start a 14-day free trial to access Merit's features. Unless you cancel at least 24 hours before the end of the free trial, you will be automatically charged the price indicated on the payment screen. Terms of Use: https://www.getmerit.app/terms-of-use Privacy Policy: https://www.getmerit.app/privacy-policy
Screenshots
Verdict
The clearest difference is ratings volume: Borrow at 25 against Merit's 2. Merit's advantage is iOS requirement (15.1 vs 17.6). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Borrow sells 2 in-app purchases, starting at $4.99 per 7 days and Merit sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
Merit holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Borrow has 25 ratings behind it against 2, so its average is the more settled of the two.
| Parameter | Borrow | Merit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (25 ratings) | 5.0 (2 ratings) — better |
| Number of ratings | 25 — better | 2 |
| Update frequency | Every 2 days | — |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 26 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Poteo de la una | GajLabs Corp. |
Customer experience
Borrow
Merit
In-app purchases
Borrow
- Pro3 Days trial$4.997 Days
- Pro3 Days trial$49.991 Year
Merit
- Merit Pro Monthly7 Days trial$9.991 Month
- Merit Pro Yearly7 Days trial$69.991 Year









