Comparison

Bitkru vs Займы онлайнㅤㅤㅤㅤㅤ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bitkru

Manage your Bitcoin securely with a self-custody wallet. Send and receive BTC on both the native SegWit and Lightning networks, track transactions, and view balances in multiple currencies. Enjoy a user-friendly interface with light and dark modes.

Highlights
  • Complete self-custody security
  • Dual network support (SegWit & Lightning)
  • Transaction overview and monitoring
  • Global features (multi-currency, real-time prices)
  • Modern and user-friendly interface
  • Bitcoin-only focus
Features
Read full description

A Bitcoin wallet that allows you to store, send Bitcoin, receive Bitcoin and secure Bitcoin with focus on self-custody and simplicity. On Bitkru, a Bitcoin wallet you own, you hold your private keys. A Bitcoin wallet made for Bitcoin users who want real control of their coins. You can instantly transact with anyone in the world, straight from your pocket — no account, no email, no middleman. Create for free an unlimited number of Bitcoin wallets, import any wallet you already have, or build a multisig vault. It's simple and fast. Here's what you get: 1 - Security by design Open Source MIT licensed, you can build it and run it on your own! Made with React Native. You hold the keys Private keys never leave your device. We never see your seed, your keys, or your balance. Biometric app lock Face ID or Touch ID seals the app until you authenticate. Off by default, on with one tap. Screen capture protection Screenshots and screen recording are blocked on every screen that surfaces a recovery phrase, private key, or xpub. Custom Electrum server Connect the wallet to your own Electrum node for full sovereignty over how it learns about the chain. 2 - Focused on your experience Multisig vaults Build M-of-N Bitcoin vaults — 2-of-3, 3-of-5, anything — with BIP48 P2WSH cosigners you create or import. Full HD support Legacy (BIP44), Wrapped SegWit (BIP49), and Native SegWit (BIP84) addresses derived from a single seed and rolled into one balance. Coin Control Pick the exact UTXOs you spend, freeze the ones you don't, and label them. The wallet honors your selection every time. Replace-By-Fee (RBF) Speed-up your transactions by increasing the fee (BIP125). Every send is RBF-enabled by default. Sign & Verify messages Sign Bitcoin messages with any wallet address and verify signatures from others — Electrum and Bitcoin Core compatible.

About

Займы онлайнㅤㅤㅤㅤㅤ

Apply for a loan quickly and easily through a short online form. Receive funds directly to your Russian bank card within minutes. Applications are processed 24/7.

Highlights
  • Online loan application
  • Funds transferred to bank card
  • 24/7 application processing
  • Fast decision within 5 minutes
  • Variable annual interest rates
Read full description

С помощью приложения "Займы Онлайн Подзалог" вы можете оформить заявку на получение займа. Заполните короткую анкету и получите деньги на карту. Рассмотрение заявок происходит без выходных, 24/7. Обратите внимание, что деньги могут быть зачислены только на банковскую карту, выпущенную банками на территории Российской Федерации. Решение о выдаче займа, как правило, происходит в течении 5 минут. Годовая процентная ставка может варьироваться от минимальной 25,9% до максимальной 33,85%. Минимальный период для погашения долга составляет 62 дня, а максимальный - 365 дней. ООО МКК "Подзалог" Лицензия ЦБ РФ № 2403045010125 от 30.07.2025 ОГРН: 2504169010174 Адрес: 634059, Томская область, г. Томск, ул. Старо-деповская, д. 37, офис 10

Screenshots

Bitkru4 screens
Займы онлайнㅤㅤㅤㅤㅤ3 screens

Verdict

The call

The clearest difference is rating: Bitkru at 4.6 against Займы онлайнㅤㅤㅤㅤㅤ's 3.8. Bitkru also leads on ratings volume (84 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bitkru holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: Bitkru has 84 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

Bitkru ships an update every 3 days, Займы онлайнㅤㅤㅤㅤㅤ every 5 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Bitkru versus Займы онлайнㅤㅤㅤㅤㅤ: the parameters behind the verdict, then further details
ParameterBitkruЗаймы онлайнㅤㅤㅤㅤㅤ
PriceFreeFree
Rating4.6 (84 ratings) — better3.8 (4 ratings)
Positive reviews91.9% of reviews—
Number of ratings84 — better4
Update frequencyEvery 3 days — betterEvery 5 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size29 MB31 MB
Age rating9+4+
DeveloperNWAY OO WATHAN TRADING COMPANY LIMITEDPODZALOG, OOO

Customer experience

Bitkru

All ratings87 ratings
Positive93.1%
Neutral1.1%
Negative5.7%
Written reviews74 reviews
Positive91.9%
Neutral1.4%
Negative6.8%

Займы онлайнㅤㅤㅤㅤㅤ

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Bitkru

Reported bugs

1 issue
  • None reported

Requested features

2 requests
  • Dark mode option
  • Automatic system-wide dark mode setting

Займы онлайнㅤㅤㅤㅤㅤ

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bitkru

No in-app purchases

None

Займы онлайнㅤㅤㅤㅤㅤ

No in-app purchases

Questions

Is Bitkru free?
Bitkru is free to download, with no in-app purchases.
Is Займы онлайнㅤㅤㅤㅤㅤ free?
Займы онлайнㅤㅤㅤㅤㅤ is free to download, with no in-app purchases.
Which has better reviews, Bitkru or Займы онлайнㅤㅤㅤㅤㅤ?
Bitkru is rated higher. Bitkru averages 4.6 out of 5 from 84 ratings, while Займы онлайнㅤㅤㅤㅤㅤ averages 3.8 from 4 ratings.
Do Bitkru or Займы онлайнㅤㅤㅤㅤㅤ have ads?
Neither Bitkru nor Займы онлайнㅤㅤㅤㅤㅤ shows ads.
Which is updated more often, Bitkru or Займы онлайнㅤㅤㅤㅤㅤ?
Bitkru ships an update every 3 days, and Займы онлайнㅤㅤㅤㅤㅤ every 5 days. Most recently, Bitkru was updated on October 30, 2026 and Займы онлайнㅤㅤㅤㅤㅤ on November 5, 2026.

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