Comparison

Bitkru vs Budgetra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bitkru

Manage your Bitcoin securely with a self-custody wallet. Send and receive BTC on both the native SegWit and Lightning networks, track transactions, and view balances in multiple currencies. Enjoy a user-friendly interface with light and dark modes.

Highlights
  • Complete self-custody security
  • Dual network support (SegWit & Lightning)
  • Transaction overview and monitoring
  • Global features (multi-currency, real-time prices)
  • Modern and user-friendly interface
  • Bitcoin-only focus
Features
Read full description

A Bitcoin wallet that allows you to store, send Bitcoin, receive Bitcoin and secure Bitcoin with focus on self-custody and simplicity. On Bitkru, a Bitcoin wallet you own, you hold your private keys. A Bitcoin wallet made for Bitcoin users who want real control of their coins. You can instantly transact with anyone in the world, straight from your pocket — no account, no email, no middleman. Create for free an unlimited number of Bitcoin wallets, import any wallet you already have, or build a multisig vault. It's simple and fast. Here's what you get: 1 - Security by design Open Source MIT licensed, you can build it and run it on your own! Made with React Native. You hold the keys Private keys never leave your device. We never see your seed, your keys, or your balance. Biometric app lock Face ID or Touch ID seals the app until you authenticate. Off by default, on with one tap. Screen capture protection Screenshots and screen recording are blocked on every screen that surfaces a recovery phrase, private key, or xpub. Custom Electrum server Connect the wallet to your own Electrum node for full sovereignty over how it learns about the chain. 2 - Focused on your experience Multisig vaults Build M-of-N Bitcoin vaults — 2-of-3, 3-of-5, anything — with BIP48 P2WSH cosigners you create or import. Full HD support Legacy (BIP44), Wrapped SegWit (BIP49), and Native SegWit (BIP84) addresses derived from a single seed and rolled into one balance. Coin Control Pick the exact UTXOs you spend, freeze the ones you don't, and label them. The wallet honors your selection every time. Replace-By-Fee (RBF) Speed-up your transactions by increasing the fee (BIP125). Every send is RBF-enabled by default. Sign & Verify messages Sign Bitcoin messages with any wallet address and verify signatures from others — Electrum and Bitcoin Core compatible.

About

Budgetra

Easily track daily expenses, income, and budgets without spreadsheets. Set savings goals, manage personal or shared wallets, and gain simple insights into your finances. Ideal for individuals, couples, and families seeking financial clarity.

Highlights
  • Track expenses and income
  • Manage personal or shared wallets
  • Create and track savings goals
  • Review spending by category
  • Support for multiple currencies
  • Simple financial insights
Features
Read full description

Budgetra is a simple money tracker for daily expenses, income, budgets, shared wallets, and savings goals. Track what you spend, see where your money goes, and keep personal or shared wallets clear without spreadsheets. With Budgetra you can: • Add expenses and income in seconds • See your current balance at a glance • Track spending by day, week, month, or year • Review spending by category • Create savings goals and follow progress • Keep separate wallets for different budgets • Share a wallet with a partner or family • Work with multiple currencies • Get simple insights about your money Budgetra is made for people who want clarity, not spreadsheets. It works well for personal budgets, couples, family expenses, travel wallets, savings goals, and daily spending habits. Budgetra Plus unlocks more flexibility: • Unlimited wallets • Shared wallets and real-time sync • Currency conversion • Unlimited goals Download Budgetra and make your money easier to follow. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetra.ryvodev.ru/privacy

Screenshots

Bitkru4 screens
Budgetra4 screens

Verdict

The call

The clearest difference is review sentiment: Bitkru at 92% against Budgetra's 50%. Bitkru also leads on rating (4.5 vs 4.0) and in-app purchases (none vs 2). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetra sells 2 in-app purchases, starting at $3.99 per month. Bitkru asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Bitkru holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Bitkru has 87 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 92% of Bitkru's written reviews are positive against 50% of Budgetra's.

UpkeepUpdate frequency

Bitkru ships an update every 3 days, Budgetra fortnightly. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

Scorecard7 real differences · 3 level
Bitkru versus Budgetra: the parameters behind the verdict, then further details
ParameterBitkruBudgetra
PriceFreeFree
Rating4.5 (87 ratings) — better4.0 (2 ratings)
Positive reviews91.9% of reviews — better50.0% of reviews
Number of ratings87 — better2
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size29 MB13 MB
Age rating9+4+
DeveloperNWAY OO WATHAN TRADING COMPANY LIMITEDAlan Lokiaev

Customer experience

Bitkru

All ratings87 ratings
Positive93.1%
Neutral1.1%
Negative5.7%
Written reviews74 reviews
Positive91.9%
Neutral1.4%
Negative6.8%

Budgetra

Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Bugs and requests

Bitkru

Reported bugs

1 issue
  • None reported

Requested features

2 requests
  • Dark mode option
  • Automatic system-wide dark mode setting

Budgetra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bitkru

No in-app purchases

2 purchases

Budgetra

Subscriptions2
  • Budgetra Plus Monthly$3.991 Month
  • Budgetra Plus Annual7 Days trial$29.991 Year

Questions

Is Bitkru free?
Bitkru is free to download, with no in-app purchases.
Is Budgetra free?
Budgetra is free to download, with in-app purchases available.
Which has better reviews, Bitkru or Budgetra?
Bitkru is rated higher. Bitkru averages 4.5 out of 5 from 87 ratings, while Budgetra averages 4.0 from 2 ratings.
Do Bitkru or Budgetra have ads?
Neither Bitkru nor Budgetra shows ads.
Which is updated more often, Bitkru or Budgetra?
Bitkru ships an update every 3 days, and Budgetra fortnightly. Most recently, Bitkru was updated on October 15, 2026 and Budgetra on October 10, 2026.

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