Comparison

Bitkru vs iSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bitkru

Manage your Bitcoin securely with a self-custody wallet. Send and receive BTC on both the native SegWit and Lightning networks, track transactions, and view balances in multiple currencies. Enjoy a user-friendly interface with light and dark modes.

Highlights
  • Complete self-custody security
  • Dual network support (SegWit & Lightning)
  • Transaction overview and monitoring
  • Global features (multi-currency, real-time prices)
  • Modern and user-friendly interface
  • Bitcoin-only focus
Features
Read full description

A Bitcoin wallet that allows you to store, send Bitcoin, receive Bitcoin and secure Bitcoin with focus on self-custody and simplicity. On Bitkru, a Bitcoin wallet you own, you hold your private keys. A Bitcoin wallet made for Bitcoin users who want real control of their coins. You can instantly transact with anyone in the world, straight from your pocket — no account, no email, no middleman. Create for free an unlimited number of Bitcoin wallets, import any wallet you already have, or build a multisig vault. It's simple and fast. Here's what you get: 1 - Security by design Open Source MIT licensed, you can build it and run it on your own! Made with React Native. You hold the keys Private keys never leave your device. We never see your seed, your keys, or your balance. Biometric app lock Face ID or Touch ID seals the app until you authenticate. Off by default, on with one tap. Screen capture protection Screenshots and screen recording are blocked on every screen that surfaces a recovery phrase, private key, or xpub. Custom Electrum server Connect the wallet to your own Electrum node for full sovereignty over how it learns about the chain. 2 - Focused on your experience Multisig vaults Build M-of-N Bitcoin vaults — 2-of-3, 3-of-5, anything — with BIP48 P2WSH cosigners you create or import. Full HD support Legacy (BIP44), Wrapped SegWit (BIP49), and Native SegWit (BIP84) addresses derived from a single seed and rolled into one balance. Coin Control Pick the exact UTXOs you spend, freeze the ones you don't, and label them. The wallet honors your selection every time. Replace-By-Fee (RBF) Speed-up your transactions by increasing the fee (BIP125). Every send is RBF-enabled by default. Sign & Verify messages Sign Bitcoin messages with any wallet address and verify signatures from others — Electrum and Bitcoin Core compatible.

About

iSplit

Features
Read full description

iSplit is the easiest way to share expenses with friends, roommates, travelers, and family, and stop stressing about who owes who. Built for groups that pay the way real people pay: someone covers the check, someone sends Venmo, someone hands over cash, and someone pays you back next Friday. Our mission is to take the burden off the one person who always ends up doing the math. iSplit is great for: · Roommates splitting rent, groceries, and utility bills · Travelers on group trips, road trips, ski houses, and beach weekends · Bachelor and bachelorette parties, weddings, and events · Friends who grab dinner and drinks together every week · Couples sharing everyday costs · Loans and IOUs between friends iSplit is simple to use: · Create a group for any splitting situation in seconds · Scan a receipt with your camera and every line item appears, ready to assign to people. No typing, and no subscription required to scan · Add expenses anytime, with no daily limits, ever · Settle up the way the money actually moved: Venmo, Zelle, Cash App, PayPal, cash, bank transfer, or any mix of them in a single payment Powerful features for real groups: · Free receipt scanning that reads items and prices automatically · Record one settlement across two methods, like part cash and part Venmo · Track travel expenses in one place, from flights and hotels to every shared meal on the road · Share a web link so every group member sees exactly what they owe right in their browser. No download, no signup, no account · Members mark themselves as paid from the link and you get notified instantly · Partial payments tracked properly, so 50 dollars against 80 owed shows 30 remaining · Full ledger timeline showing who paid what, when, and how · Clean records you can show anyone, so following up never feels awkward · Works offline and syncs when you are back in coverage The person who pays first should not also be the person who suffers most. iSplit keeps the money clear so the friendship stays easy. Terms of Service: https://isplit-settleup.netlify.app/terms-of-service Privacy Policy: https://isplit-settleup.netlify.app/privacy-policy

Screenshots

Bitkru4 screens
iSplit4 screens

Verdict

The call

The clearest difference is update cadence: Bitkru at every 3 days against iSplit's every 11 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bitkru ships an update every 3 days, iSplit every 11 days. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard1 real difference · 9 level
Bitkru versus iSplit: the parameters behind the verdict, then further details
ParameterBitkruiSplit
PriceFreeFree
Rating4.6 (84 ratings) — better—
Positive reviews91.9% of reviews—
Number of ratings84 — better—
Update frequencyEvery 3 days — betterEvery 11 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.6
Further details — not scored
Size29 MB56 MB
Age rating9+4+
DeveloperNWAY OO WATHAN TRADING COMPANY LIMITEDIzran Khan

Bugs and requests

Bitkru

Reported bugs

1 issue
  • None reported

Requested features

2 requests
  • Dark mode option
  • Automatic system-wide dark mode setting

iSplit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bitkru

No in-app purchases

None

iSplit

No in-app purchases

Questions

Is Bitkru free?
Bitkru is free to download, with no in-app purchases.
Is iSplit free?
iSplit is free to download, with no in-app purchases.
Do Bitkru or iSplit have ads?
Neither Bitkru nor iSplit shows ads.
Which is updated more often, Bitkru or iSplit?
Bitkru ships an update every 3 days, and iSplit every 11 days. Most recently, Bitkru was updated on October 24, 2026 and iSplit on October 29, 2026.

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