Comparison

VPR Finmart vs Mortgate Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VPR Finmart

Features
Read full description

VPR Finmart is one-stop shopping for all your Financial needs.You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: Mutual Funds Equity Shares Bonds Fixed Deposits PMS Insurance Key Features: Complete Portfolio report download including all assets. View historical Performance of your Portfolio easily Transaction statement of any period 1 Click Statement of Account Download for any Asset Management Company in India Advanced Capital Gain Reports Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency SIP Report to be informed of your Running and Upcoming SIPs, STPs. Insurance list to keep track of premiums to be paid. Folio details registered with each AMC. Calculators and Tools available: Retirement Calculator SIP Calculator SIP Delay Calculator SIP Step up Calculator Marriage Calculator EMI Calculator

About

Mortgate Planner

Manage complex loans with detailed visualizations and simulations. Track payments, analyze interest rate risks, and explore various financing scenarios for mortgages, auto loans, and personal loans. Export schedules and reports for comprehensive financial planning.

Highlights
  • Multi-phase loan modeling
  • Powerful simulation engine
  • Advanced visualizations
  • Payment tracking & calendar
  • Export schedules and reports
  • Educational resources
  • Local data storage
Features
Read full description

Take control of your financial future with Mortgage Planner, the comprehensive app designed for managing complex multi-phase loans with precision and clarity. Whether you're planning a mortgage, auto loan, personal loan, or any other financing arrangement, Mortgage Planner gives you the tools to visualize, simulate, and track every aspect of your loan journey. KEY FEATURES MULTI-PHASE LOAN MODELING • Create unlimited loan phases to model complex financing scenarios • Visual timeline showing all phases at a glance • Phase templates for quick setup • Support for varying interest rates, terms, and payment structures POWERFUL SIMULATION ENGINE • Real-time interest rate risk analysis • Explore "what-if" scenarios instantly • Compare different loan strategies side-by-side • Understand the long-term impact of rate changes ADVANCED VISUALIZATIONS • Payment trend charts showing how payments evolve • Balance curves tracking principal reduction over time • Cumulative interest graphs revealing total borrowing costs • Interactive charts with detailed breakdowns PAYMENT TRACKING & CALENDAR • Visual payment calendar with tracking capabilities • Payment reminders via local notifications • Mark payments as completed • Stay on top of your obligations effortlessly EXPORT & SHARE • Export payment schedules to CSV for spreadsheet analysis • Generate professional PDF reports for printing or sharing • Keep records for tax purposes or financial planning EDUCATIONAL RESOURCES • Built-in glossary explaining financial terms • Helpful tooltips throughout the app • Empower yourself with financial knowledge PRIVACY & CONTROL • All data stored locally on your device • Optional Google Drive sync for backup • No account required to get started • Your financial data stays private BEAUTIFUL & INTUITIVE • Clean, modern interface • Light and dark themes • Smooth animations and transitions • Available in 9 languages PERFECT FOR: • Homebuyers planning mortgage payments • Auto loan shoppers comparing financing options • Anyone managing personal or business loans • Financial advisors helping clients understand loan structures • Students learning about amortization and interest WHY MORTGAGE PLANNER? Most loan calculators give you a simple monthly payment number. Mortgage Planner goes deeper, helping you understand the complete picture: how your balance decreases over time, how much interest you'll pay in total, and how different scenarios impact your financial future. With support for complex multi-phase loans, you can model real-world situations like adjustable-rate mortgages, graduated payment structures, or loans with variable terms. The simulation engine lets you explore different strategies, helping you make informed decisions that could save you thousands over the life of your loan. TECHNICAL EXCELLENCE • Fast calculations (under 50ms for full 40-year schedules) • Reliable local database • Offline functionality • Regular updates and improvements Download Mortgage Planner today and transform the way you understand and manage your loans. Financial clarity is just a tap away. --- SUPPORT & FEEDBACK We're committed to making Mortgage Planner the best tool for loan management. Have questions or suggestions? We'd love to hear from you!

Screenshots

VPR Finmart4 screens
Mortgate Planner4 screens

Verdict

The call

The clearest difference is update cadence: Mortgate Planner at every 3 weeks against VPR Finmart's every 2 months. Mortgate Planner also leads on iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VPR Finmart ships an update every 2 months, Mortgate Planner every 3 weeks. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
VPR Finmart versus Mortgate Planner: the parameters behind the verdict, then further details
ParameterVPR FinmartMortgate Planner
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size86 MB45 MB
Age rating4+4+
DeveloperVPR FINMARTLuc Pham Van

In-app purchases

None

VPR Finmart

No in-app purchases

None

Mortgate Planner

No in-app purchases

Questions

Is VPR Finmart free?
VPR Finmart is free to download, with no in-app purchases.
Is Mortgate Planner free?
Mortgate Planner is free to download, with no in-app purchases.
Do VPR Finmart or Mortgate Planner have ads?
Neither VPR Finmart nor Mortgate Planner shows ads.
Which is updated more often, VPR Finmart or Mortgate Planner?
VPR Finmart ships an update every 2 months, and Mortgate Planner every 3 weeks. Most recently, VPR Finmart was updated on October 15, 2026 and Mortgate Planner on October 16, 2026.

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