OneCheckPlease vs SpendLedger

OneCheckPlease is the fastest way to split a restaurant bill, settle group expenses, and get paid back — without the awkward math, the IOU spreadsheet, or chasing five Venmo requests. Snap any receipt. Our AI reads every line item in seconds. Drag dishes to the people who ordered them, or tap "Split Evenly." Then everyone pays their exact share with Apple Pay — one tap, no app-switching, no rounding errors. WHY ONECHECKPLEASE BEATS SPREADSHEETS & IOU APPS • AI receipt scanning — every item, tax, and tip extracted in seconds • Apple Pay one-tap — pay your share without leaving the app • Pool guarantee — the host gets paid in full the moment the pool fills • OneCheck Karma™ — a 0-100 trust score that grows with every on-time payment • No-IOU mode — everyone pays in real time, no one carries the balance • 50+ currencies — works for restaurant dinners, group trips, study-abroad • Indonesia ready — QRIS, GoPay, OVO, Dana, plus PB1 / PPN tax handling PERFECT FOR • Restaurant dinners with friends or coworkers • Group trips — Airbnb, Uber, dinners, activities • Roommate rent, utilities, groceries • Office lunches and team offsites • Bachelorette / bachelor weekends • Study abroad and travel splits • Wedding party expenses • Birthday dinners where one person ordered the wagyu HOW IT WORKS 1. Open OneCheckPlease and tap the camera icon 2. Snap the paper receipt (or upload from Photos) 3. AI extracts every line item — review and adjust if needed 4. Invite the table via QR code, link, or your friends list 5. Choose Split Evenly, By Item, or Custom Shares 6. Everyone pays their share with Apple Pay — done FEATURES • Smart receipt scanner — AI item detection in under 3 seconds • Three split modes — evenly, by item, custom shares • Apple Pay + Stripe — PCI-DSS Level 1 compliant payment infrastructure • Live participant tracking — see who has paid in real time • OneCheck Karma™ — payment reliability score (0-100, four tiers) • Group history — every meal, trip, and split in one timeline • Multi-currency — auto-converts at live rates • Friend list with QR — invite the regulars in two taps • Tip calculator — 15/18/20/custom, splits before or after tax • Tax-aware splitting — handles US sales tax, UK VAT, EU IVA, Indonesian PB1/PPN • Push notifications — host gets notified the moment a guest pays • Receipt vault — every scanned receipt saved for expense reports • Privacy-first — your data is never sold; minimal collection INTERNATIONAL Live in 50+ countries with multi-currency support and locale-specific tax handling. Optimized for English, Spanish, German, French, Portuguese, Indonesian; more locales rolling out monthly. PRICING Free to download. A small service fee applies per transaction (tiered: Light Bite $0.99 / Standard $1.49 / Premium $1.99 per share). No subscription required. Hosts complete a one-time Stripe Connect setup to receive payouts to their bank. PRIVACY & SECURITY Payments processed by Stripe — PCI-DSS Level 1 certified. Sign in with Apple supported. We never sell your data. Full privacy policy at onecheckplease.app/privacy-policy. Stop chasing Venmo requests. Stop arguing over who had the cocktails. Download OneCheckPlease and settle the table in under 60 seconds. Support: support@onecheckplease.com

How much can you safely spend today? SpendLedger answers that question the moment you open it. Instead of just recording what you have already spent, it shows you a daily safe-to-spend amount, so you reach the end of the month without running out of money and still hit your savings goal. SpendLedger is a simple money manager that automatically works out how much you can spend each day. Enter your income and your fixed bills, set a savings goal, and the app subtracts what you need to keep and spreads the rest across the days left in the month. No receipt scanning, no complicated setup, just a clear answer to the question that actually matters: "Can I afford this today?" HOW IT WORKS Most finance apps only track money after it is gone. SpendLedger works the other way around: it tells you in advance how much is safe to use. Overspend a little one day and the app quietly recalculates the days ahead, so your monthly plan still adds up. No more staring at your bank balance with a knot in your stomach, just a calm and positive way to stay in control. FEATURES - A daily safe-to-spend amount, calculated automatically - Built from your income, fixed bills and savings goal - Fast expense and income entry with categories - See your balance and spending in clear charts and graphs - Savings goals with visual progress - Manage subscriptions, rent, insurance and recurring bills - Weekly, monthly and yearly reports with full history - Reminders and notifications so you never forget to log - Home screen widget showing your balance and what is left - Export and back up your data - No bank connection and no personal details required You will have access to all these features via our premium subscription. WHO IT IS FOR - Anyone living solo, splitting money as a couple, or running a family's finances - People who want to spend with confidence until the next payday - Anyone who struggles to save and tends to overspend - Those saving for a home, a trip, retirement or an emergency fund - People who want something simple instead of complicated spreadsheets - Students, recent grads and anyone starting their first job GETTING STARTED TAKES MINUTES 1. Enter your monthly income and fixed bills (rent, subscriptions, insurance) 2. Choose the savings goal you want to reach 3. The app calculates your safe amount for today 4. Log expenses and watch your remaining amount update instantly 5. Review weekly and monthly reports, then adjust for next month WHY SPENDLEDGER? Because staying on top of your money should be easy. Logging takes seconds, and the only number you really need to look at is today's. It is simple enough that you will actually stick with it, and little by little you will build better money habits and end each month with more left over. Turn money anxiety into clarity and calm. Download SpendLedger and start managing your money, and your savings, smarter today. Terms of Service - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/