OneCheckPlease vs Splitpilot
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
OneCheckPlease
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OneCheckPlease is the fastest way to split a restaurant bill, settle group expenses, and get paid back β without the awkward math, the IOU spreadsheet, or chasing five Venmo requests. Snap any receipt. Our AI reads every line item in seconds. Drag dishes to the people who ordered them, or tap "Split Evenly." Then everyone pays their exact share with Apple Pay β one tap, no app-switching, no rounding errors. WHY ONECHECKPLEASE BEATS SPREADSHEETS & IOU APPS β’ AI receipt scanning β every item, tax, and tip extracted in seconds β’ Apple Pay one-tap β pay your share without leaving the app β’ Pool guarantee β the host gets paid in full the moment the pool fills β’ OneCheck Karmaβ’ β a 0-100 trust score that grows with every on-time payment β’ No-IOU mode β everyone pays in real time, no one carries the balance β’ 50+ currencies β works for restaurant dinners, group trips, study-abroad β’ Indonesia ready β QRIS, GoPay, OVO, Dana, plus PB1 / PPN tax handling PERFECT FOR β’ Restaurant dinners with friends or coworkers β’ Group trips β Airbnb, Uber, dinners, activities β’ Roommate rent, utilities, groceries β’ Office lunches and team offsites β’ Bachelorette / bachelor weekends β’ Study abroad and travel splits β’ Wedding party expenses β’ Birthday dinners where one person ordered the wagyu HOW IT WORKS 1. Open OneCheckPlease and tap the camera icon 2. Snap the paper receipt (or upload from Photos) 3. AI extracts every line item β review and adjust if needed 4. Invite the table via QR code, link, or your friends list 5. Choose Split Evenly, By Item, or Custom Shares 6. Everyone pays their share with Apple Pay β done FEATURES β’ Smart receipt scanner β AI item detection in under 3 seconds β’ Three split modes β evenly, by item, custom shares β’ Apple Pay + Stripe β PCI-DSS Level 1 compliant payment infrastructure β’ Live participant tracking β see who has paid in real time β’ OneCheck Karmaβ’ β payment reliability score (0-100, four tiers) β’ Group history β every meal, trip, and split in one timeline β’ Multi-currency β auto-converts at live rates β’ Friend list with QR β invite the regulars in two taps β’ Tip calculator β 15/18/20/custom, splits before or after tax β’ Tax-aware splitting β handles US sales tax, UK VAT, EU IVA, Indonesian PB1/PPN β’ Push notifications β host gets notified the moment a guest pays β’ Receipt vault β every scanned receipt saved for expense reports β’ Privacy-first β your data is never sold; minimal collection INTERNATIONAL Live in 50+ countries with multi-currency support and locale-specific tax handling. Optimized for English, Spanish, German, French, Portuguese, Indonesian; more locales rolling out monthly. PRICING Free to download. A small service fee applies per transaction (tiered: Light Bite $0.99 / Standard $1.49 / Premium $1.99 per share). No subscription required. Hosts complete a one-time Stripe Connect setup to receive payouts to their bank. PRIVACY & SECURITY Payments processed by Stripe β PCI-DSS Level 1 certified. Sign in with Apple supported. We never sell your data. Full privacy policy at onecheckplease.app/privacy-policy. Stop chasing Venmo requests. Stop arguing over who had the cocktails. Download OneCheckPlease and settle the table in under 60 seconds. Support: support@onecheckplease.com
Splitpilot
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SplitPilot - Split Expenses, Track Group Spending & Settle Bills Easily Never wonder who owes whom again. SplitPilot makes it easy to split expenses, track group spending, and settle bills with friends, roommates, and travel groups, all without spreadsheets or complicated calculations. Never argue about money again. Split expenses fairly in seconds. No spreadsheets. No complicated calculations. Just add expenses and let SplitPilot handle the rest. Perfect For 1. Group Trips & Vacations 2. Roommates Sharing Rent & Utilities 3. Couples Managing Shared Expenses 4. Family Budget Tracking 5. Friends Splitting Restaurant Bills 6. Event & Party Expense Management 7. Office Team Expenses Why Choose SplitPilot? Keeping track of shared expenses can quickly become confusing. SplitPilot helps you: β’ Know exactly who owes whom β’ Avoid awkward money conversations β’ Track expenses in real time β’ Simplify debt settlements β’ Stay organized during trips and events β’ Manage group finances effortlessly Whether you're traveling with friends or sharing monthly household bills, SplitPilot keeps everyone on the same page. What You Can Do With SplitPilot β’ Split expenses equally among group members β’ Create unlimited expense groups β’ Track balances instantly β’ Manage travel expenses β’ Split rent and utility bills β’ Record payments and settlements β’ Track shared household spending β’ Organize event and party expenses β’ Calculate individual contributions β’ View complete expense history Features You'll Love β’ Fast Expense Entry Add expenses in seconds. β’ Smart Balance Calculation Automatically calculates who owes whom. β’ Flexible Bill Splitting Split equally, by percentage, or custom amounts. β’ Group Expense Tracking Manage expenses across multiple groups. β’ Travel Expense Tracker Keep vacation budgets organized. β’ Settlement Tracking Record repayments and maintain accurate balances. β’ Clean & Easy Interface Designed for simplicity and speed. β’ Real-Time Expense Overview See group balances at a glance. Premium Features Unlock advanced tools for even better expense management: β’ Unlimited Groups β’ Advanced Expense Insights β’ Export Expense Reports β’ AI-Powered Expense Assistant β’ Priority Support β’ Enhanced Group Management β’ Future Premium Features & Updates Great For Every Situation β’ Roommates splitting rent and utilities β’ Travelers managing trip expenses β’ Friends splitting restaurant bills β’ Couples tracking shared spending β’ Events, weddings, and parties β’ Families managing household costs β’ Teams tracking group expenses Why Users Love SplitPilot "Finally, an easy way to track group expenses without spreadsheets." "Perfect for trips, rent sharing, and everyday spending." "Simple, fast, and accurate expense splitting." "Helps our group settle expenses without confusion." Download SplitPilot Today Join thousands of users who use SplitPilot to split expenses, track shared spending, and settle bills effortlessly. Spend less time calculating and more time enjoying your experiences. Privacy Policy: https://splitpilot.io/privacy-policy/ Terms of Use: https://splitpilot.io/terms/
Screenshots
Verdict
The clearest difference is in-app purchases: OneCheckPlease at none against Splitpilot's 3. Splitpilot's advantage is update cadence (every 2 days vs weekly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Splitpilot sells 3 in-app purchases, starting at $1.99 per month. OneCheckPlease asks for nothing beyond the download.
OneCheckPlease ships an update weekly, Splitpilot every 2 days. The most recent releases landed on September 6, 2026 and September 9, 2026 respectively.
| Parameter | OneCheckPlease | Splitpilot |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 2 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 β better | 15.5 |
| Further details β not scored | ||
| Size | 55 MB | 101 MB |
| Age rating | 4+ | 4+ |
| Developer | Golden Global Hawks LLC | Ridham Avaiya |
In-app purchases
OneCheckPlease
No in-app purchases
Splitpilot
- Monthly Pilot$1.991 Month
- Annual Pilot$17.991 Year
- Single Trip Pass$0.99
Questions
Is OneCheckPlease free?
Is Splitpilot free?
Do OneCheckPlease or Splitpilot have ads?
Which is updated more often, OneCheckPlease or Splitpilot?
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